(06-12-2015 06:47 PM)dawgitall Wrote:  

(06-12-2015 06:43 PM)QuestionSocratic Wrote:  All this amounts to is a pissing contest.

We're not going to know much about the mess that Obamacare is going to make until all of the front end waivers, executive orders, etc., expire in 2017 and 2018. Then it will likely take 2-4 years to see the monstrosity the Democrats created.

So everyone stop back in 2022.

By then everyone will be talking about how they supported in all along and can't imagine what the heck all the fuss was about.

No.

(06-15-2015 10:32 AM)QuestionSocratic Wrote:  In my own particular case, my Blue Cross/Blue Shield premiums went up 21% in 2015. My Specialist co-pay rose 25%. Rx co-pays went up different amounts depending on what tier; although they averaged 20%. No increase in PCP co-pay and I don't have a deductable.

Consider yourself blessed.

(06-14-2015 10:24 PM)UofMstateU Wrote:  

(06-14-2015 09:17 PM)dawgitall Wrote:  

(06-14-2015 06:49 PM)UofMstateU Wrote:  

(06-14-2015 05:43 PM)dawgitall Wrote:  

(06-14-2015 04:04 PM)UofMstateU Wrote:  Really? point to the MISINFORMATION. If yo udo so correctly, you should jab yourself squarely in the eye.

Guess what, captain clueless. My employer CANT CHANGFE TO A BETTER POLICY because we are strapped to what Oblunershit says we are allowed to have.

You have a better policy, because yours is grandfathered.

I cant wait to hear the butthurt coming out of your mouth if your employer has to ever give that grandfathered plan up.

You see, you have been touting nothing but misinformation. You talk about how great oblundershit is for you, but you dont have an oblundershit policy. You want to blame the people who have restrictions and mandates placed on them, but dont blame the dumbasses who created the mandates and restrictions.

It is pure unadultered sh*t.

Your employer doesn't even have to offer minimum essential coverage. But if they don't now and/or didn't before the ACA then it was a very crappy plan they offered. Nothing in the ACA prevents your employer from offering more than the minimum!

As far as my group policy goes, it isn't anything to brag about. It conformed to the MEC prior to the enactment so being grandfathered doesn't really mean anything. I've got $15 PCP visits, $70 specialists, $700 individual deductible, and $3,210 individual co payment. It is an 80/20 split that I pay a premium for. If I took the default 70/30 I wouldn't be responsible for any of the premium. If I had family coverage I would pay the full premium for everyone but myself.

Stop talking out of your ass. You didnt have any idea you were on a grandfathered plan, and you are trying to tell me exactly what my employer is going through?

And if you think your plan isnt that great, just wait until you have to get on a real oblundershit plan.

So how exactly does cursing and name calling advance your position? Maybe it makes you feel better but it is pretty childish. You have made it clear that you have an employer sponsored plan. I have posted several things that you completely disregard concerning what changes group plans have been subject to under the ACA. If you want to ignore the facts when they don't suit you then that is on you. Cussing the messenger doesn't change that.

You havent posted anything that refutes the OOP costs I posted. You ignore my points because you have no answer for them.

Again, you have proven you do not know what you are talking about with your own plan.

What I posted refuted that your out of pocket cost increases are a result of the provisions in the ACA. It also refutes your claims that OOP costs have skyrocketed. It indicates that you are blaming the wrong source of your cost increases. Good gosh man it is your employer trying to save money on insurance costs. Why is that so hard for you to grasp? But hey, I have to give you some credit. You got through a posting without cursing or calling names!

(06-15-2015 11:03 AM)Redwingtom Wrote:  

(06-15-2015 10:28 AM)QuestionSocratic Wrote:  

(06-15-2015 10:11 AM)Redwingtom Wrote:  

(06-15-2015 09:49 AM)QuestionSocratic Wrote:  

(06-15-2015 09:45 AM)Redwingtom Wrote:  Ummmm...you do realize don't you that these are all from 2008...before he was president? Before the bill was written and before it was passed?

Got it. He lied.

Well...not exactly...Perhaps he did? But we'll never know because the proposal never became law. Sorry.

http://www.factcheck.org/2008/06/obamas-...h-savings/

Wow, siting a 2008 fact check. Really up to date.

Here's one that is a little more current:

ELM doesn't save money

Here's some additional information. Read it carefully.

Dude...you're missing the boat. We're talking about a quote and promise from 2008 before he was president...before the law was written...before the law was passed. You HAVE to analyze the facts from the time of the quote to determine veracity. That's what that article does. Please tell me you can understand this?

Yes...no one doubts that the ACA is likely not currently saving anyone $2,500 per year. My only point is that the $2,500 promise was made before the bill was even debated in Congress.

Yeah I get your point. Don't let anything effect what you have to say to get elected.

I get your point

(06-12-2014 08:59 AM)dawgitall Wrote:  

(06-11-2014 07:44 PM)dawgitall Wrote:  Gaba has updated his estimates so I thought I'd post what we are looking at as far as exchange signups and overall ACA insurance numbers. It is interesting as well that he estimates about 200,000 a month are signing up now as a result of qualifying life changing events, with probably about the same number going off each month for opposite reason.

Est. Exch. QHPs as of June 10, 2014: 7.50M (Paid) / 8.40M (Total)

Estimated Total, all sources: (17.8 M - 28.2 M)

Individual QHP Range: (9.7M - 16.4M) • Medicaid/CHIP (6.3M - 8.5M)

ESIs (154K confirmed; up to 8M more possible) • Sub26ers (1.63M - 3.13M)
http://acasignups.net/

The sound from the right is deafening! All those talking points reputed one after the other really puts a damper on things. Now if we can just get expanded Medicaid in those states that haven't approved it we would have a lot more people covered.

next up. 40 acres and a mule.


Just print some more money...or maybe that Commie POS Soros can pay for medicaid expansion.

Confirmed Exchange QHPs: 12,024,658 as of 6/23/15
Estimated: 12.73M (9.67M via HCgov) as of 6/23/15
Estimated ACA-Enabled Policy Enrollment: 32.7M
(10.3M Paid/Effectuated Exchange QHPs, 8.2M OFF-Exchange QHPs, 180K SHOP, 14.0M Medicaid/CHIP)

http://acasignups.net/15/06/23/meanwhile...-127m-140m

(06-24-2015 07:49 AM)dawgitall Wrote:  Confirmed Exchange QHPs: 12,024,658 as of 6/23/15
Estimated: 12.73M (9.67M via HCgov) as of 6/23/15
Estimated ACA-Enabled Policy Enrollment: 32.7M
(10.3M Paid/Effectuated Exchange QHPs, 8.2M OFF-Exchange QHPs, 180K SHOP, 14.0M Medicaid/CHIP)

http://acasignups.net/15/06/23/meanwhile...-127m-140m

So no new confirmed enrollments and another 100k Medicaid enrollments in the past two weeks.

That makes 600k Medicaid enrollments since the last confirmed exchange plan was sold.

(06-15-2015 11:03 AM)Redwingtom Wrote:  

(06-15-2015 10:28 AM)QuestionSocratic Wrote:  

(06-15-2015 10:11 AM)Redwingtom Wrote:  

(06-15-2015 09:49 AM)QuestionSocratic Wrote:  

(06-15-2015 09:45 AM)Redwingtom Wrote:  Ummmm...you do realize don't you that these are all from 2008...before he was president? Before the bill was written and before it was passed?

Got it. He lied.

Well...not exactly...Perhaps he did? But we'll never know because the proposal never became law. Sorry.

http://www.factcheck.org/2008/06/obamas-...h-savings/

Wow, siting a 2008 fact check. Really up to date.

Here's one that is a little more current:

ELM doesn't save money

Here's some additional information. Read it carefully.

Dude...you're missing the boat. We're talking about a quote and promise from 2008 before he was president...before the law was written...before the law was passed. You HAVE to analyze the facts from the time of the quote to determine veracity. That's what that article does. Please tell me you can understand this?

Yes...no one doubts that the ACA is likely not currently saving anyone $2,500 per year. My only point is that the $2,500 promise was made before the bill was even debated in Congress.

So when did Bush say "Read My Lips"?


All you're saying is that his own party threw him under the bus. Not exactly a ringing endorsement of his impotence or the party's honesty

Hey dawg, tell me how the bill helps me since i want to buy insurance but I'm not allowed to right now because thw enrollment period is closed. Those going on Medicaid can still get some sort of coverage, but i can't and I'm forced to pay an additional tax because of it.

(06-25-2015 05:19 PM)200yrs2late Wrote:  Hey dawg, tell me how the bill helps me since i want to buy insurance but I'm not allowed to right now because thw enrollment period is closed. Those going on Medicaid can still get some sort of coverage, but i can't and I'm forced to pay an additional tax because of it.

You can buy an individual policy any time if you have a life changing event. If not, and you slept through the enrollment period then that it is on you. The rules have been clear for a few years now. There are some non compliant plans out there that can cover you until the next enrollment rolls around. I would go that route if I were you. You are still on the hook for the penalty though.

(06-25-2015 05:34 PM)dawgitall Wrote:  

(06-25-2015 05:19 PM)200yrs2late Wrote:  Hey dawg, tell me how the bill helps me since i want to buy insurance but I'm not allowed to right now because thw enrollment period is closed. Those going on Medicaid can still get some sort of coverage, but i can't and I'm forced to pay an additional tax because of it.

You can buy an individual policy any time if you have a life changing event. If not, and you slept through the enrollment period then that it is on you. The rules have been clear for a few years now. There are some non compliant plans out there that can cover you until the next enrollment rolls around. I would go that route if I were you. You are still on the hook for the penalty though.

I didnt sleep through it. I was self employed and making too little money during a transition to qualify for exchange plans. Thwy wanted to enroll me in Medicaid and i said no.
Prior to Obamacare i could have simply bought inaurance when my business recovered, but now under this wonderful new law I'm shut out. Sure i could go the non compliant plans, but their catastrophic coverage isn't adequate and as a fairly young man, that's all I'm currently worried about.

I've recently taken a job for someone else ( first time in my life ) but he isn't required to provide insurance due to number of employees. According to Blue Cross even though i have had a life changing event, i may not qualify for special enrollment since roughly 50 percent of my income will still come from my own business and i was uncovered prior to gaining employment with someone else. So more hoops to jump through rather than just calling up a local office and buying insurance. Obamacare ia great.

There a a little personal experience from someone getting **** on by the new law.

(06-25-2015 08:03 PM)200yrs2late Wrote:  

(06-25-2015 05:34 PM)dawgitall Wrote:  

(06-25-2015 05:19 PM)200yrs2late Wrote:  Hey dawg, tell me how the bill helps me since i want to buy insurance but I'm not allowed to right now because thw enrollment period is closed. Those going on Medicaid can still get some sort of coverage, but i can't and I'm forced to pay an additional tax because of it.

You can buy an individual policy any time if you have a life changing event. If not, and you slept through the enrollment period then that it is on you. The rules have been clear for a few years now. There are some non compliant plans out there that can cover you until the next enrollment rolls around. I would go that route if I were you. You are still on the hook for the penalty though.

I didnt sleep through it. I was self employed and making too little money during a transition to qualify for exchange plans. Thwy wanted to enroll me in Medicaid and i said no.
Prior to Obamacare i could have simply bought inaurance when my business recovered, but now under this wonderful new law I'm shut out. Sure i could go the non compliant plans, but their catastrophic coverage isn't adequate and as a fairly young man, that's all I'm currently worried about.

I've recently taken a job for someone else ( first time in my life ) but he isn't required to provide insurance due to number of employees. According to Blue Cross even though i have had a life changing event, i may not qualify for special enrollment since roughly 50 percent of my income will still come from my own business and i was uncovered prior to gaining employment with someone else. So more hoops to jump through rather than just calling up a local office and buying insurance. Obamacare ia great.

There a a little personal experience from someone getting **** on by the new law.

Tough spot. You had the opportunity to go to Medicaid temporarily and are a young man? What state are you in? I though you were in NC? If you qualified that was a poor decision not to sign up. Now you "may not qualify" as a life changing event, which means you might. I hope you do. If you don't I'd get a catastropic plan since you are young and presumably in good health. It will protect you if something unexpected happens. It sounds to me like you need to get on the ball. You have six months to wait for coverage if all else fails.

I'd just like to say I'm part of the enrolled ACA numbers. Not because it was my preference mind you.

CIGNA was my provider before the ACA. They jacked my rate over 50% in just 4 years until they did the unthinkable -- and made the actual exchange itself cheaper.

So in additional to the typical government number fudging BS we should take into account (an account at healthcare.gov =/= ACA plan signup, etc) ... let's consider the not-so-easy to quantify group that I fall into. I am at the very center of the Venn Diagram of groups f*cked over by ObamaCare:

- White
- Male
- Under 35
- Self-Employed
- Buying on the market for just myself

All of the insurers, AFTER the ACA passed, sent their rates through the roof or left the SC individual market entirely. I was literally left with join the exchange or pay 150% the premium price alone with TRIPLE the deductible for the one or two people left in the market. If you call that a victory for insurance and enrollment numbers in the ACA, please consider not procreating for the benefit of all of society.

(06-25-2015 10:38 PM)dawgitall Wrote:  

(06-25-2015 08:03 PM)200yrs2late Wrote:  

(06-25-2015 05:34 PM)dawgitall Wrote:  

(06-25-2015 05:19 PM)200yrs2late Wrote:  Hey dawg, tell me how the bill helps me since i want to buy insurance but I'm not allowed to right now because thw enrollment period is closed. Those going on Medicaid can still get some sort of coverage, but i can't and I'm forced to pay an additional tax because of it.

You can buy an individual policy any time if you have a life changing event. If not, andu slept through the enrollment period then that it is on you. The rules have been clear for a few years now. There are some non compliant plans out there that can cover you until the next enrollment rolls around. I would go that route if I were you. You are still on the hook for the penalty though.

I didnt sleep through it. I was self employed and making too little money during a transition to qualify for exchange plans. Thwy wanted to enroll me in Medicaid and i said no.
Prior to Obamacare i could have simply bought inaurance when my business recovered, but now under this wonderful new law I'm shut out. Sure i could go the non compliant plans, but their catastrophic coverage isn't adequate and as a fairly young man, that's all I'm currently worried about.

I've recently taken a job for someone else ( first time in my life ) but he isn't required to provide insurance due to number of employees. According to Blue Cross even though i have had a life changing event, i may not qualify for special enrollment since roughly 50 percent of my income will still come from my own business and i was uncovered prior to gaining employment with someone else. So more hoops to jump through rather than just calling up a local office and buying insurance. Obamacare ia great.

There a a little personal experience from someone getting **** on by the new law.

Tough spot. You had the opportunity to go to Medicaid temporarily and are a young man? What state are you in? I though you were in NC? If you qualified that was a poor decision not to sign up. Now you "may not qualify" as a life changing event, which means you might. I hope you do. If you don't I'd get a catastropic plan since you are young and presumably in good health. It will protect you if something unexpected happens. It sounds to me like you need to get on the ball. You have six months to wait for coverage if all else fails.

Income level during open enrollment period dictated medicaid as well as other factors (per locsl blue cross representative). I said no because I didnt want to take the chance of family being stuck with trying to pay off govt liens if I died after receiving medical care in the event of an accident or something in order to not lose family land.

It would br great yo gualify for special enrollment, but the hoops to ju, p through are an unnecessary burden. There's no good reason I shouldnt be able to pick up the phone and buy insurance anytime I want at my current age.

Funny... If you guys were poor black single mothers who wanted to vote, Democrats would be clamoring to make sure that you didn't have to lift a finger or pay a dime to do so... ESPECIALLY if they thought you would vote for them.... and calling you racists and bigots if you wanted them to lift a finger... But since you're not, they don't really seem to care that much.

(06-26-2015 10:34 AM)Hambone10 Wrote:  Funny... If you guys were poor black single mothers who wanted to vote, Democrats would be clamoring to make sure that you didn't have to lift a finger or pay a dime to do so... ESPECIALLY if they thought you would vote for them.... and calling you racists and bigots if you wanted them to lift a finger... But since you're not, they don't really seem to care that much.

I think this is the first time I've seen this side of you Ham. That kind of shines new light on your previous posts.

(06-26-2015 07:34 AM)200yrs2late Wrote:  

(06-25-2015 10:38 PM)dawgitall Wrote:  

(06-25-2015 08:03 PM)200yrs2late Wrote:  

(06-25-2015 05:34 PM)dawgitall Wrote:  

(06-25-2015 05:19 PM)200yrs2late Wrote:  Hey dawg, tell me how the bill helps me since i want to buy insurance but I'm not allowed to right now because thw enrollment period is closed. Those going on Medicaid can still get some sort of coverage, but i can't and I'm forced to pay an additional tax because of it.

You can buy an individual policy any time if you have a life changing event. If not, andu slept through the enrollment period then that it is on you. The rules have been clear for a few years now. There are some non compliant plans out there that can cover you until the next enrollment rolls around. I would go that route if I were you. You are still on the hook for the penalty though.

I didnt sleep through it. I was self employed and making too little money during a transition to qualify for exchange plans. Thwy wanted to enroll me in Medicaid and i said no.
Prior to Obamacare i could have simply bought inaurance when my business recovered, but now under this wonderful new law I'm shut out. Sure i could go the non compliant plans, but their catastrophic coverage isn't adequate and as a fairly young man, that's all I'm currently worried about.

I've recently taken a job for someone else ( first time in my life ) but he isn't required to provide insurance due to number of employees. According to Blue Cross even though i have had a life changing event, i may not qualify for special enrollment since roughly 50 percent of my income will still come from my own business and i was uncovered prior to gaining employment with someone else. So more hoops to jump through rather than just calling up a local office and buying insurance. Obamacare ia great.

There a a little personal experience from someone getting **** on by the new law.

Tough spot. You had the opportunity to go to Medicaid temporarily and are a young man? What state are you in? I though you were in NC? If you qualified that was a poor decision not to sign up. Now you "may not qualify" as a life changing event, which means you might. I hope you do. If you don't I'd get a catastropic plan since you are young and presumably in good health. It will protect you if something unexpected happens. It sounds to me like you need to get on the ball. You have six months to wait for coverage if all else fails.

Income level during open enrollment period dictated medicaid as well as other factors (per locsl blue cross representative). I said no because I didnt want to take the chance of family being stuck with trying to pay off govt liens if I died after receiving medical care in the event of an accident or something in order to not lose family land.

It would br great yo gualify for special enrollment, but the hoops to ju, p through are an unnecessary burden. There's no good reason I shouldnt be able to pick up the phone and buy insurance anytime I want at my current age.

Well it is totally up to you as to whether you are going to make an effort to provide the needed information to show you qualify to enroll now. Without an enrollment period some people wouldn't buy until they had an event that would call for expensive health care. You can't eliminate the pre-existing condition denials without the signup window. The life changing event exception is there for people that need to signup outside the window.

Confirmed Exchange QHPs: 12,024,658 as of 6/30/15
Estimated: 12.78M (9.71M via HCgov) as of 6/30/15
Estimated ACA-Enabled Policy Enrollment: 32.7M
(10.3M Paid/Effectuated Exchange QHPs, 8.2M OFF-Exchange QHPs, 180K SHOP, 14.0M Medicaid/CHIP)

(07-01-2015 02:41 PM)dawgitall Wrote:  Confirmed Exchange QHPs: 12,024,658 as of 6/30/15
Estimated: 12.78M (9.71M via HCgov) as of 6/30/15
Estimated ACA-Enabled Policy Enrollment: 32.7M
(10.3M Paid/Effectuated Exchange QHPs, 8.2M OFF-Exchange QHPs, 180K SHOP, 14.0M Medicaid/CHIP)

Just visited the website.... enough to make a person puke with all the cheer leading on there. Even has an "Attacks" tab to inform koolaid drinkers drinker about opposition.

Oh, and had to click the Medicaid link, but it looks like the actual number in 14.249 million, not 14.0. Medicaid will greatly outnumber enrollment in paid and subsidized plans before long. This isva problem

(07-02-2015 09:37 AM)200yrs2late Wrote:  

(07-01-2015 02:41 PM)dawgitall Wrote:  Confirmed Exchange QHPs: 12,024,658 as of 6/30/15
Estimated: 12.78M (9.71M via HCgov) as of 6/30/15
Estimated ACA-Enabled Policy Enrollment: 32.7M
(10.3M Paid/Effectuated Exchange QHPs, 8.2M OFF-Exchange QHPs, 180K SHOP, 14.0M Medicaid/CHIP)

Just visited the website.... enough to make a person puke with all the cheer leading on there. Even has an "Attacks" tab to inform koolaid drinkers drinker about opposition.

Oh, and had to click the Medicaid link, but it looks like the actual number in 14.249 million, not 14.0. Medicaid will greatly outnumber enrollment in paid and subsidized plans before long. This isva problem

200, what state do you live in? I know you are a shrimper, are you in NC?