(02-16-2015 12:37 PM)smn1256 Wrote:  

(02-16-2015 11:25 AM)Redwingtom Wrote:  I called bull**** on this claim of yours before. So it's time to put up or shut up. Prove it, if it's even true, and also prove it was related DIRECTLY to the ACA.

The drug is Abilify. Try to find a price for it, if you think I'm lying then prove it. And no, the substitutes for it don't work, they actually make his condition worse. Amazingly, one of the substitutes costs only $6.00. We were so hopeful, too.

The cost went up on 1/1/15 and my insurance company said it was "because of recent changes in the health care laws." Sorry, I didn't record the call, but I can give you their number.

And thanks for calling me a liar about something you know nothing about but is in fact part of my life. You can be such a dickhead that I often think there's a pee hole at the top of your head.

Very very true.

(02-16-2015 12:37 PM)smn1256 Wrote:  

(02-16-2015 11:25 AM)Redwingtom Wrote:  I called bull**** on this claim of yours before. So it's time to put up or shut up. Prove it, if it's even true, and also prove it was related DIRECTLY to the ACA.

The drug is Abilify. Try to find a price for it, if you think I'm lying then prove it. And no, the substitutes for it don't work, they actually make his condition worse. Amazingly, one of the substitutes costs only $6.00. We were so hopeful, too.

The cost went up on 1/1/15 and my insurance company said it was "because of recent changes in the health care laws." Sorry, I didn't record the call, but I can give you their number.

And thanks for calling me a liar about something you know nothing about but is in fact part of my life. You can be such a dickhead that I often think there's a pee hole at the top of your head.

Steve, you said you are covered by your employers insurance, correct? Was the drug mostly covered by them last year? It sounds like it was. Is it mostly covered by it this year, it sounds like it isn't. Now, please point to what exactly in the ACA, that was signed several years, that changed the price of this drug on 1/1/2015?

You won't find it.

The problem is either with your employer wanting to cut costs, or with your insurance company wanting to cut costs.

For you to say that this increase was the lone fault of the ACA with no more evidence than a vague phone response to who knows what asked question just doesn't cut it. Sorry.

(02-16-2015 11:29 AM)Crebman Wrote:  

(02-16-2015 11:24 AM)smn1256 Wrote:  

(02-16-2015 11:04 AM)Fitbud Wrote:  

(02-16-2015 10:56 AM)smn1256 Wrote:  

(02-16-2015 10:44 AM)Fitbud Wrote:  Who ever said healthcare was free?

Whatever happened to the $2500 savings?

I pay $7k in insurance premiums and have a $12k deductible. 2 years ago I was paying less than $2k per year in premiums and had a $3k deductible. On January 1st of this year a drug my kid absolutely needs went from a hair over $20.00 per month to $912.13 per month and it is all because of Obamacare. My cholesterol meds went from $20 to $400 a month. And I have to pay out the ass for the asthma inhalers for both my wife and kid. I have nothing left to stiulate the economy with. The only people I'm stimulating are the evil insurance companies.

I am the middle class, why is Obama killing me?

I cannot believe that you can't find something better than that?

Why don't you look somewhere else.

Thanks to Obamacare, you can do that with a pre existing condition.

I get health insurance through my company, that means I can't get it through the Obamacare exchanges.

Only a retard would think affordable health care is affordable. Hell, the affordable insurance isn't affordable and the affordable health care is astronomically unafforable.

Fit is immune to your plight as his teachers insurance likely still has just $15 co-pays and that's it - or at least still nothing like people in your situation have to deal with. It's why he still defends the law to the hilt - it doesn't affect him at all.

That is laughable. School insurance is so expensive, that I actually use my wife's insurance instead.

Still, no one should willingly pay $7000 a year for health insurance.

(02-16-2015 01:22 PM)Fitbud Wrote:  

(02-16-2015 11:29 AM)Crebman Wrote:  

(02-16-2015 11:24 AM)smn1256 Wrote:  

(02-16-2015 11:04 AM)Fitbud Wrote:  

(02-16-2015 10:56 AM)smn1256 Wrote:  Whatever happened to the $2500 savings?

I pay $7k in insurance premiums and have a $12k deductible. 2 years ago I was paying less than $2k per year in premiums and had a $3k deductible. On January 1st of this year a drug my kid absolutely needs went from a hair over $20.00 per month to $912.13 per month and it is all because of Obamacare. My cholesterol meds went from $20 to $400 a month. And I have to pay out the ass for the asthma inhalers for both my wife and kid. I have nothing left to stiulate the economy with. The only people I'm stimulating are the evil insurance companies.

I am the middle class, why is Obama killing me?

I cannot believe that you can't find something better than that?

Why don't you look somewhere else.

Thanks to Obamacare, you can do that with a pre existing condition.

I get health insurance through my company, that means I can't get it through the Obamacare exchanges.

Only a retard would think affordable health care is affordable. Hell, the affordable insurance isn't affordable and the affordable health care is astronomically unafforable.

Fit is immune to your plight as his teachers insurance likely still has just $15 co-pays and that's it - or at least still nothing like people in your situation have to deal with. It's why he still defends the law to the hilt - it doesn't affect him at all.

That is laughable. School insurance is so expensive, that I actually use my wife's insurance instead.

Still, no one should willingly pay $7000 a year for health insurance.

Well shoot. I pay close to 11K in Premiums through my employer but my out of pocket is like 2 grand.

(02-16-2015 01:22 PM)Fitbud Wrote:  

(02-16-2015 11:29 AM)Crebman Wrote:  

(02-16-2015 11:24 AM)smn1256 Wrote:  

(02-16-2015 11:04 AM)Fitbud Wrote:  

(02-16-2015 10:56 AM)smn1256 Wrote:  Whatever happened to the $2500 savings?

I pay $7k in insurance premiums and have a $12k deductible. 2 years ago I was paying less than $2k per year in premiums and had a $3k deductible. On January 1st of this year a drug my kid absolutely needs went from a hair over $20.00 per month to $912.13 per month and it is all because of Obamacare. My cholesterol meds went from $20 to $400 a month. And I have to pay out the ass for the asthma inhalers for both my wife and kid. I have nothing left to stiulate the economy with. The only people I'm stimulating are the evil insurance companies.

I am the middle class, why is Obama killing me?

I cannot believe that you can't find something better than that?

Why don't you look somewhere else.

Thanks to Obamacare, you can do that with a pre existing condition.

I get health insurance through my company, that means I can't get it through the Obamacare exchanges.

Only a retard would think affordable health care is affordable. Hell, the affordable insurance isn't affordable and the affordable health care is astronomically unafforable.

Fit is immune to your plight as his teachers insurance likely still has just $15 co-pays and that's it - or at least still nothing like people in your situation have to deal with. It's why he still defends the law to the hilt - it doesn't affect him at all.

That is laughable. School insurance is so expensive, that I actually use my wife's insurance instead.

Still, no one should willingly pay $7000 a year for health insurance.

Not for long you wont. Most insurance companies are requiring spouses who have insurance at another job to take it instead of signing up as a spouse. Get ready to enjoy your ObamaCare....

(02-16-2015 01:22 PM)Fitbud Wrote:  

(02-16-2015 11:29 AM)Crebman Wrote:  

(02-16-2015 11:24 AM)smn1256 Wrote:  

(02-16-2015 11:04 AM)Fitbud Wrote:  

(02-16-2015 10:56 AM)smn1256 Wrote:  Whatever happened to the $2500 savings?

I pay $7k in insurance premiums and have a $12k deductible. 2 years ago I was paying less than $2k per year in premiums and had a $3k deductible. On January 1st of this year a drug my kid absolutely needs went from a hair over $20.00 per month to $912.13 per month and it is all because of Obamacare. My cholesterol meds went from $20 to $400 a month. And I have to pay out the ass for the asthma inhalers for both my wife and kid. I have nothing left to stiulate the economy with. The only people I'm stimulating are the evil insurance companies.

I am the middle class, why is Obama killing me?

I cannot believe that you can't find something better than that?

Why don't you look somewhere else.

Thanks to Obamacare, you can do that with a pre existing condition.

I get health insurance through my company, that means I can't get it through the Obamacare exchanges.

Only a retard would think affordable health care is affordable. Hell, the affordable insurance isn't affordable and the affordable health care is astronomically unafforable.

Fit is immune to your plight as his teachers insurance likely still has just $15 co-pays and that's it - or at least still nothing like people in your situation have to deal with. It's why he still defends the law to the hilt - it doesn't affect him at all.

That is laughable. School insurance is so expensive, that I actually use my wife's insurance instead.

Still, no one should willingly pay $7000 a year for health insurance.

What is the option now that the various coverage levels, etc. have been mandated to a one size-fits-all requirement? I'm sure SMN has excellent maternity coverage now even though it's useless.

(02-16-2015 01:59 PM)UofMstateU Wrote:  

(02-16-2015 01:22 PM)Fitbud Wrote:  

(02-16-2015 11:29 AM)Crebman Wrote:  

(02-16-2015 11:24 AM)smn1256 Wrote:  

(02-16-2015 11:04 AM)Fitbud Wrote:  I cannot believe that you can't find something better than that?

Why don't you look somewhere else.

Thanks to Obamacare, you can do that with a pre existing condition.

I get health insurance through my company, that means I can't get it through the Obamacare exchanges.

Only a retard would think affordable health care is affordable. Hell, the affordable insurance isn't affordable and the affordable health care is astronomically unafforable.

Fit is immune to your plight as his teachers insurance likely still has just $15 co-pays and that's it - or at least still nothing like people in your situation have to deal with. It's why he still defends the law to the hilt - it doesn't affect him at all.

That is laughable. School insurance is so expensive, that I actually use my wife's insurance instead.

Still, no one should willingly pay $7000 a year for health insurance.

Not for long you wont. Most insurance companies are requiring spouses who have insurance at another job to take it instead of signing up as a spouse. Get ready to enjoy your ObamaCare....

Wrong...the insurance companies aren't requiring this, but the employers are by either dropping spousal coverage or slapping surcharges on those who want to include their spouse should they have access to a plan at their job.

If I had a dollar for every time someone tried to blame corporate greed on the ACA, I'd be rich.

(02-16-2015 12:37 PM)smn1256 Wrote:  

(02-16-2015 11:25 AM)Redwingtom Wrote:  I called bull**** on this claim of yours before. So it's time to put up or shut up. Prove it, if it's even true, and also prove it was related DIRECTLY to the ACA.

The drug is Abilify. Try to find a price for it, if you think I'm lying then prove it. And no, the substitutes for it don't work, they actually make his condition worse. Amazingly, one of the substitutes costs only $6.00. We were so hopeful, too.

The cost went up on 1/1/15 and my insurance company said it was "because of recent changes in the health care laws." Sorry, I didn't record the call, but I can give you their number.

And thanks for calling me a liar about something you know nothing about but is in fact part of my life. You can be such a dickhead that I often think there's a pee hole at the top of your head.

Who's your health insurance provider? What state?

(02-16-2015 01:14 PM)Redwingtom Wrote:  

(02-16-2015 12:37 PM)smn1256 Wrote:  

(02-16-2015 11:25 AM)Redwingtom Wrote:  I called bull**** on this claim of yours before. So it's time to put up or shut up. Prove it, if it's even true, and also prove it was related DIRECTLY to the ACA.

The drug is Abilify. Try to find a price for it, if you think I'm lying then prove it. And no, the substitutes for it don't work, they actually make his condition worse. Amazingly, one of the substitutes costs only $6.00. We were so hopeful, too.

The cost went up on 1/1/15 and my insurance company said it was "because of recent changes in the health care laws." Sorry, I didn't record the call, but I can give you their number.

And thanks for calling me a liar about something you know nothing about but is in fact part of my life. You can be such a dickhead that I often think there's a pee hole at the top of your head.

Steve, you said you are covered by your employers insurance, correct? Was the drug mostly covered by them last year? It sounds like it was. Is it mostly covered by it this year, it sounds like it isn't. Now, please point to what exactly in the ACA, that was signed several years, that changed the price of this drug on 1/1/2015?

You won't find it.

The problem is either with your employer wanting to cut costs, or with your insurance company wanting to cut costs.

For you to say that this increase was the lone fault of the ACA with no more evidence than a vague phone response to who knows what asked question just doesn't cut it. Sorry.

Why the **** do you think they're having to cut costs?

(02-16-2015 02:15 PM)blunderbuss Wrote:  

(02-16-2015 12:37 PM)smn1256 Wrote:  

(02-16-2015 11:25 AM)Redwingtom Wrote:  I called bull**** on this claim of yours before. So it's time to put up or shut up. Prove it, if it's even true, and also prove it was related DIRECTLY to the ACA.

The drug is Abilify. Try to find a price for it, if you think I'm lying then prove it. And no, the substitutes for it don't work, they actually make his condition worse. Amazingly, one of the substitutes costs only $6.00. We were so hopeful, too.

The cost went up on 1/1/15 and my insurance company said it was "because of recent changes in the health care laws." Sorry, I didn't record the call, but I can give you their number.

And thanks for calling me a liar about something you know nothing about but is in fact part of my life. You can be such a dickhead that I often think there's a pee hole at the top of your head.

Who's your health insurance provider? What state?

United Health Care - New Mexico

(02-16-2015 02:16 PM)blunderbuss Wrote:  

(02-16-2015 01:14 PM)Redwingtom Wrote:  

(02-16-2015 12:37 PM)smn1256 Wrote:  

(02-16-2015 11:25 AM)Redwingtom Wrote:  I called bull**** on this claim of yours before. So it's time to put up or shut up. Prove it, if it's even true, and also prove it was related DIRECTLY to the ACA.

The drug is Abilify. Try to find a price for it, if you think I'm lying then prove it. And no, the substitutes for it don't work, they actually make his condition worse. Amazingly, one of the substitutes costs only $6.00. We were so hopeful, too.

The cost went up on 1/1/15 and my insurance company said it was "because of recent changes in the health care laws." Sorry, I didn't record the call, but I can give you their number.

And thanks for calling me a liar about something you know nothing about but is in fact part of my life. You can be such a dickhead that I often think there's a pee hole at the top of your head.

Steve, you said you are covered by your employers insurance, correct? Was the drug mostly covered by them last year? It sounds like it was. Is it mostly covered by it this year, it sounds like it isn't. Now, please point to what exactly in the ACA, that was signed several years, that changed the price of this drug on 1/1/2015?

You won't find it.

The problem is either with your employer wanting to cut costs, or with your insurance company wanting to cut costs.

For you to say that this increase was the lone fault of the ACA with no more evidence than a vague phone response to who knows what asked question just doesn't cut it. Sorry.

Why the **** do you think they're having to cut costs?

To make more money.

I don't know why some people pay such high insurance premiums.

I pay less than 3k a year.

(02-16-2015 02:16 PM)smn1256 Wrote:  

(02-16-2015 02:15 PM)blunderbuss Wrote:  

(02-16-2015 12:37 PM)smn1256 Wrote:  

(02-16-2015 11:25 AM)Redwingtom Wrote:  I called bull**** on this claim of yours before. So it's time to put up or shut up. Prove it, if it's even true, and also prove it was related DIRECTLY to the ACA.

The drug is Abilify. Try to find a price for it, if you think I'm lying then prove it. And no, the substitutes for it don't work, they actually make his condition worse. Amazingly, one of the substitutes costs only $6.00. We were so hopeful, too.

The cost went up on 1/1/15 and my insurance company said it was "because of recent changes in the health care laws." Sorry, I didn't record the call, but I can give you their number.

And thanks for calling me a liar about something you know nothing about but is in fact part of my life. You can be such a dickhead that I often think there's a pee hole at the top of your head.

Who's your health insurance provider? What state?

United Health Care - New Mexico

Not sure how or why Abilify costs so much there. The patent on Abilify just expired or is about to expire. You might want to check these out.

http://www.bms.com/products/Pages/programs.aspx
http://otsuka-us.com/Resources/Pages/Pat...tance.aspx
http://www.samsca.com/documents/pdf/pati...orm-pi.pdf

(02-16-2015 02:17 PM)Redwingtom Wrote:  

(02-16-2015 02:16 PM)blunderbuss Wrote:  Why the **** do you think they're having to cut costs?

To make more money.

You mean to tell me that pharmeceutical companies are just like other companies?

(02-16-2015 02:12 PM)Redwingtom Wrote:  

(02-16-2015 01:59 PM)UofMstateU Wrote:  

(02-16-2015 01:22 PM)Fitbud Wrote:  

(02-16-2015 11:29 AM)Crebman Wrote:  

(02-16-2015 11:24 AM)smn1256 Wrote:  I get health insurance through my company, that means I can't get it through the Obamacare exchanges.

Only a retard would think affordable health care is affordable. Hell, the affordable insurance isn't affordable and the affordable health care is astronomically unafforable.

Fit is immune to your plight as his teachers insurance likely still has just $15 co-pays and that's it - or at least still nothing like people in your situation have to deal with. It's why he still defends the law to the hilt - it doesn't affect him at all.

That is laughable. School insurance is so expensive, that I actually use my wife's insurance instead.

Still, no one should willingly pay $7000 a year for health insurance.

Not for long you wont. Most insurance companies are requiring spouses who have insurance at another job to take it instead of signing up as a spouse. Get ready to enjoy your ObamaCare....

Wrong...the insurance companies aren't requiring this, but the employers are by either dropping spousal coverage or slapping surcharges on those who want to include their spouse should they have access to a plan at their job.

If I had a dollar for every time someone tried to blame corporate greed on the ACA, I'd be rich.

Yes, I added the word insurance where I didnt mean to.

Most companies are or will be doing this.

It is directly related to Oblundercare, not corporate greed. Funny how this wasnt the case before that turd-law was enacted.

You see, my Gruber slobbering friend, companies are doing this to SAVE their employees money.

Let me know when you are ready to man up and respond to your thread so I can bump it again.

(02-16-2015 02:19 PM)Fitbud Wrote:  I don't know why some people pay such high insurance premiums.

I pay less than 3k a year.

Me too. But I have the lowest cost plan and pay more out of pocket.

(02-16-2015 01:14 PM)Redwingtom Wrote:  

(02-16-2015 12:37 PM)smn1256 Wrote:  

(02-16-2015 11:25 AM)Redwingtom Wrote:  I called bull**** on this claim of yours before. So it's time to put up or shut up. Prove it, if it's even true, and also prove it was related DIRECTLY to the ACA.

The drug is Abilify. Try to find a price for it, if you think I'm lying then prove it. And no, the substitutes for it don't work, they actually make his condition worse. Amazingly, one of the substitutes costs only $6.00. We were so hopeful, too.

The cost went up on 1/1/15 and my insurance company said it was "because of recent changes in the health care laws." Sorry, I didn't record the call, but I can give you their number.

And thanks for calling me a liar about something you know nothing about but is in fact part of my life. You can be such a dickhead that I often think there's a pee hole at the top of your head.

Steve, you said you are covered by your employers insurance, correct? Was the drug mostly covered by them last year? It sounds like it was. Is it mostly covered by it this year, it sounds like it isn't. Now, please point to what exactly in the ACA, that was signed several years, that changed the price of this drug on 1/1/2015?

You won't find it.

The problem is either with your employer wanting to cut costs, or with your insurance company wanting to cut costs.

For you to say that this increase was the lone fault of the ACA with no more evidence than a vague phone response to who knows what asked question just doesn't cut it. Sorry.

Tom, bottom line the friggin law is called Affordable. It's not. It was supposed to save me $2500 per year. It's not. It was supposed to cut the deficit, It's not. It helps YOU and for that guys like me, LSU, Blunder, Creb, etc have to take it in the shorts, get hosed, pound sand, pull pudd, or whatever you want to call it as long as we can prove to the IRS we're doing it. Your friggin messiah lied, the ignorant voters among us fell for it even though they were warned, and now guys who were happy with what we had before are screwed. But you make it sound like I'm the only one having a problem.

(02-16-2015 02:31 PM)UofMstateU Wrote:  

(02-16-2015 02:12 PM)Redwingtom Wrote:  

(02-16-2015 01:59 PM)UofMstateU Wrote:  

(02-16-2015 01:22 PM)Fitbud Wrote:  

(02-16-2015 11:29 AM)Crebman Wrote:  Fit is immune to your plight as his teachers insurance likely still has just $15 co-pays and that's it - or at least still nothing like people in your situation have to deal with. It's why he still defends the law to the hilt - it doesn't affect him at all.

That is laughable. School insurance is so expensive, that I actually use my wife's insurance instead.

Still, no one should willingly pay $7000 a year for health insurance.

Not for long you wont. Most insurance companies are requiring spouses who have insurance at another job to take it instead of signing up as a spouse. Get ready to enjoy your ObamaCare....

Wrong...the insurance companies aren't requiring this, but the employers are by either dropping spousal coverage or slapping surcharges on those who want to include their spouse should they have access to a plan at their job.

If I had a dollar for every time someone tried to blame corporate greed on the ACA, I'd be rich.

Yes, I added the word insurance where I didnt mean to.

Most companies are or will be doing this.

It is directly related to Oblundercare, not corporate greed. Funny how this wasnt the case before that turd-law was enacted.

You see, my Gruber slobbering friend, companies are doing this to SAVE their employees money.

Let me know when you are ready to man up and respond to your thread so I can bump it again.

Fair enough...and huh? But if you're asking a rhetorical question, don't bother explaining.

And BTW - If any company tells you they're trying to save you money only, they're lying.

Guys seriously. I pay $2340 a year for health insurance.

My co pays re $30
Emergency is $100

and my deductibles are $1500 per person.

I don't think that is unreasonable at all.

(02-16-2015 02:35 PM)smn1256 Wrote:  

(02-16-2015 01:14 PM)Redwingtom Wrote:  

(02-16-2015 12:37 PM)smn1256 Wrote:  

(02-16-2015 11:25 AM)Redwingtom Wrote:  I called bull**** on this claim of yours before. So it's time to put up or shut up. Prove it, if it's even true, and also prove it was related DIRECTLY to the ACA.

The drug is Abilify. Try to find a price for it, if you think I'm lying then prove it. And no, the substitutes for it don't work, they actually make his condition worse. Amazingly, one of the substitutes costs only $6.00. We were so hopeful, too.

The cost went up on 1/1/15 and my insurance company said it was "because of recent changes in the health care laws." Sorry, I didn't record the call, but I can give you their number.

And thanks for calling me a liar about something you know nothing about but is in fact part of my life. You can be such a dickhead that I often think there's a pee hole at the top of your head.

Steve, you said you are covered by your employers insurance, correct? Was the drug mostly covered by them last year? It sounds like it was. Is it mostly covered by it this year, it sounds like it isn't. Now, please point to what exactly in the ACA, that was signed several years, that changed the price of this drug on 1/1/2015?

You won't find it.

The problem is either with your employer wanting to cut costs, or with your insurance company wanting to cut costs.

For you to say that this increase was the lone fault of the ACA with no more evidence than a vague phone response to who knows what asked question just doesn't cut it. Sorry.

Tom, bottom line the friggin law is called Affordable. It's not. It was supposed to save me $2500 per year. It's not. It was supposed to cut the deficit, It's not. It helps YOU and for that guys like me, LSU, Blunder, Creb, etc have to take it in the shorts, get hosed, pound sand, pull pudd, or whatever you want to call it as long as we can prove to the IRS we're doing it. Your friggin messiah lied, the ignorant voters among us fell for it even though they were warned, and now guys who were happy with what we had before are screwed. But you make it sound like I'm the only one having a problem.

No Steve it wasn't! The $2,500 was not the final ACA bill that passed. That was in the model the Obama campaign had come up with before they even started to negotiate a plan. They never got the law anywhere near the law they were proposing on the campaign trail! This is not a mystery.

Again Steve, your complaint is either with your employer or with United Healthcare. I looked up their prescription listings for 2014 and 2015, and actually Abilify went from a Tier 4 (highest cost) in 2014 to a Tier 3 (mid-range cost) in 2015. However, in 2015 they added a caveat that in some plans it would be covered as a Tier 4. This is what I expect happened in your case. Your employer likely went with this drug in the Tier 4 level, so it was cheaper to them and then you ended up with the bill. This was not a direct product of the ACA. It just wasn't.

2014 United HealthCare Prescription Drug List - See Page #14
2015 United HealthCare Prescription Drug List - See Page #18