(08-06-2013 07:44 AM)firmbizzle Wrote:  You also won't spend money on every new gadget. If you do have to use credit, try not to finance it longer than 5 years.

This is big... My kid smashed my wife's iphone cover this Sunday and we had a dilemma. Spend 200 on a new phone and trade the old one (4s for a new 5) for 100$ or spend 100$ to get it fixed.

But if we spent the money, stayed on the older one, we would save 30 dollars a month when our contract expires... So we fought our inner geeks..

(08-06-2013 03:39 PM)Bull_In_Exile Wrote:  

(08-06-2013 07:44 AM)firmbizzle Wrote:  You also won't spend money on every new gadget. If you do have to use credit, try not to finance it longer than 5 years.

This is big... My kid smashed my wife's iphone cover this Sunday and we had a dilemma. Spend 200 on a new phone and trade the old one (4s for a new 5) for 100$ or spend 100$ to get it fixed.

But if we spent the money, stayed on the older one, we would save 30 dollars a month when our contract expires... So we fought our inner geeks..

If you write down on a piece of paper everything that you want in life, it makes decision making easy.

(08-06-2013 06:39 PM)firmbizzle Wrote:  If you write down on a piece of paper everything that you want in life, it makes decision making easy.

Save the trees and just buy what you want when you can afford it, as a proud Arbor Day Foundation supporter.