For those of you (conservatives) that simply don't understand the healthcare law, here's a website that could help overcome those deficiencies. Please, for those conservatives that read, read the website and try to understand. I find it very difficult to listen to the ramblings of a group that is one of the most uninformed groups on the planet. Some common Rush listeners misconceptions:

- the law will allow one to keep children on family health insurance through the age of 26

- private health insurance companies cannot drop you for requiring too much care or going over maximum care amounts

- cannot be excluded for having a pre-exisiting medical condition

- the mandates are not a tax, but penalty for not paying for premiums. About 1% of the total population will be penalized.

-people that show up at the hospital emergency rooms with gunshot wounds, illness, infections, accidents without insurance, the current system passes the cost on to the insured through higher premiums and prices. The new system, everyone will be insured and the cost to the patient will not be passed onto others but absorbed by the insurance company and patient that is ill or sick.

-all that do have health insurance will see virtually no changes other than not being dropped for high cost needs, pre-existing conditions or children at 26 years old.

-those without health insurance can pick from a market place established by the states of four possible insurers. For those states refusing to establish such market places by 2014 (Ohio one of the state) the federal gov't will establish the markets for you.

- the purchase of health from these market places will be subsidized by the federal gov't. For instance, a normal health plan for a family of 5 may cost 1000.00 to 1500.00 dollars a month. This will be subsidized by the federal gov't with many changes directly to the consumer in the range of 100.00 to 150.00 per month for total coverage.

-all preventitive type measures such as well physicals, and tests to prevent problems will not have copayments associated with them. So there will be no cost to consumers for preventitive measures.

-Insurance companies in health care use a pool. The pool takes in money from all those insured. The larger the pool, the more money available. Therefore larger insurance companies are better, smaller not so good. With the larger pool of money, cash flow is better and costs are reduced. Each company will offer similar coverage. If one offers special care such as eye surgery, then all those with that eye condition will sign up for that type of coverage that will in turn require that company to have large payouts for that eye problem. Many of the health insurance company contractors will be large, therefore, these problems will not occur. Because the federal gov't is subsidizing the insurance companies, the federal gov't will now control what, when and why people are covered.

-any health care insurance company that does not use 80% of revenue generated for paying out claims, that company will required to reimburse customers. So many of you with insurance, if your company has high administrative costs exceeding 20% of revenues, then your company will provide you with a check for the difference.

-the gov't is not taking over health care. Health insurance companies will continue to trade on the NYSE, they will continue to have boards, continue to have dividends to stock holders, will not be laying off employees, hosptials will continue as private organizations. The money will be coming from the federal gov't. Right now, I pay for health insurance through my employer and I also pay taxes to local hospitals for indigent care throughout the county I live in. Those now coming to the emergency rooms will have coverage thus reducing my taxes. Hospitals and providers of care will be paid adequately for their services.


http://www.healthcare.gov/

(07-08-2012 09:32 AM)Vewb1 Wrote:  - the purchase of health from these market places will be subsidized by the federal gov't. For instance, a normal health plan for a family of 5 may cost 1000.00 to 1500.00 dollars a month. This will be subsidized by the federal gov't You mean tax payer, don't you? with many changes directly to the consumer in the range of 100.00 to 150.00 per month for total coverage.


-Insurance companies in health care use a pool. The pool takes in money from all those insured. The larger the pool, the more money available. Therefore larger insurance companies are better, smaller not so good. With the larger pool of money, cash flow is better and costs are reduced. Each company will offer similar coverage. If one offers special care such as eye surgery, then all those with that eye condition will sign up for that type of coverage that will in turn require that company to have large payouts for that eye problem. Many of the health insurance company contractors will be large, therefore, these problems will not occur. Because the federal gov't Again, you mean tax payer, right?} is subsidizing the insurance companies, the federal gov't will now control what, when and why people are covered. Your words, not mine

-the gov't is not taking over health care. No, it's just controlling what you can and can't do, who can do it and when, who will pay for it, and how much profits the insurance companies, hospitals and doctors make.....nah that's not a take over. Health insurance companies will continue to trade on the NYSE, they will continue to have boards, continue to have dividends to stock holders, will not be laying off employees, hosptials will continue as private organizations. The money will be coming from the federal gov't. Right now, I pay for health insurance through my employer and I also pay taxes to local hospitals for indigent care throughout the county I live in. Those now coming to the emergency rooms will have coverage thus reducing my taxes. Hospitals and providers of care will be paid adequately for their services.


http://www.healthcare.gov/ If you believe everything you read, what the government tells you, then, well, just damn.

You don't understand what you post. Ask a Conservative who has the time and patience to deal with your handicap to explain it to you sometime.

(07-08-2012 09:32 AM)Vewb1 Wrote:  For those of you (conservatives) that simply don't understand the healthcare law, here's a website that could help overcome those deficiencies. Please, for those conservatives that read, read the website and try to understand. I find it very difficult to listen to the ramblings of a group that is one of the most uninformed groups on the planet. Some common Rush listeners misconceptions:

- the law will allow one to keep children on family health insurance through the age of 26

- private health insurance companies cannot drop you for requiring too much care or going over maximum care amounts

- cannot be excluded for having a pre-exisiting medical condition

And yet it will make health care cheaper and more affordable... This will blow premiums through the roof!

Quote:- the mandates are not a tax, but penalty for not paying for premiums. About 1% of the total population will be penalized.

It's a tax, the supreme court said so... And telling me to (a) spend money or (b) pay a tax takes money out of my family budget either way..

Quote:-all that do have health insurance will see virtually no changes other than not being dropped for high cost needs, pre-existing conditions or children at 26 years old.

Horse manure and this is the part you libs are being most intellectually dishonest about. Under the AFA it will be cheaper for employers to not insure employees that it is to buy the insurance. Employers will drop plans that were secured with a good group rate. Hence you will have to change your plan.

Quote:- the purchase of health from these market places will be subsidized by the federal gov't. For instance, a normal health plan for a family of 5 may cost 1000.00 to 1500.00 dollars a month. This will be subsidized by the federal gov't with many changes directly to the consumer in the range of 100.00 to 150.00 per month for total coverage.

Right insurance for the masses of uninsured people will be subsidized by that teeny tiny tax that will only affect 1% of the population.... lol

Quote:-all preventitive type measures such as well physicals, and tests to prevent problems will not have copayments associated with them.

Proving the people who wrote this don't know, or care, how insurance companies make money. You can't claim that

1) Youre adding a 26 yo adult to their parents plan
2) forcing companies to take expensive people
3) Adding regularly occurring expenses to plans

and say with a straight face "this will make coverage cheaper".. Unless you assume that the quality will go down.

Quote:-Insurance companies in health care use a pool. The pool takes in money from all those insured.

cough *TAX*

Quote:The larger the pool, the more money available.

so with "just 1%" being affected I guess there will not be that much money available..

Quote:Therefore larger insurance companies are better, smaller not so good.

Cool lets hurt small insurers and create more companies that are "too big to fail"... This also hurts *NON PROFIT* insurers which is why the original draft exempted them but it was pulled out to buy a few more votes.

How is it that we get so many Prog Professional tools up in here who know nothing but what is regurgitated to them?

Because none of you conservatives regurgitate talking points ever?

The job killing health care bill.

600,000 jobs since the bill passed. Haha.

(07-08-2012 01:28 PM)firmbizzle Wrote:  The job killing health care bill.

600,000 jobs since the bill passed. Haha.

BS

(07-08-2012 09:32 AM)Vewb1 Wrote:  -the gov't is not taking over health care. Health insurance companies will continue to trade on the NYSE, they will continue to have boards, continue to have dividends to stock holders, will not be laying off employees, hosptials will continue as private organizations. The money will be coming from the federal gov't. Right now, I pay for health insurance through my employer and I also pay taxes to local hospitals for indigent care throughout the county I live in. Those now coming to the emergency rooms will have coverage thus reducing my taxes. Hospitals and providers of care will be paid adequately for their services.


http://www.healthcare.gov/

Lolz....

My friend who works in health care said they are already feeling the effects. They have been told there will not be raises this year and they are not hiring to replace any open positions. May not be technically layoffs, but the coverage portion of the law hasn't started yet either.

This whole thing feels like government propaganda (lies).

Because those businesses have no reason to use this to their advantage?

- the law will allow one to keep children on family health insurance through the age of 26

- private health insurance companies cannot drop you for requiring too much care or going over maximum care amounts

- cannot be excluded for having a pre-exisiting medical condition
[/quote]

And yet it will make health care cheaper and more affordable... This will blow premiums through the roof!

Quote:- the mandates are not a tax, but penalty for not paying for premiums. About 1% of the total population will be penalized.

It's a tax, the supreme court said so... And telling me to (a) spend money or (b) pay a tax takes money out of my family budget either way..

Horse manure and this is the part you libs are being most intellectually dishonest about. Under the AFA it will be cheaper for employers to not insure employees that it is to buy the insurance. Employers will drop plans that were secured with a good group rate. Hence you will have to change your plan.


Right insurance for the masses of uninsured people will be subsidized by that teeny tiny tax that will only affect 1% of the population.... lol

Quote:-all preventitive type measures such as well physicals, and tests to prevent problems will not have copayments associated with them.

Proving the people who wrote this don't know, or care, how insurance companies make money. You can't claim that

1) Youre adding a 26 yo adult to their parents plan
2) forcing companies to take expensive people
3) Adding regularly occurring expenses to plans

and say with a straight face "this will make coverage cheaper".. Unless you assume that the quality will go down.

Quote:-Insurance companies in health care use a pool. The pool takes in money from all those insured.

cough *TAX*

Quote:The larger the pool, the more money available.

so with "just 1%" being affected I guess there will not be that much money available..

Quote:Therefore larger insurance companies are better, smaller not so good.

Cool lets hurt small insurers and create more companies that are "too big to fail"... This also hurts *NON PROFIT* insurers which is why the original draft exempted them but it was pulled out to buy a few more votes.
[/quote]

Again, Bull-in Exile, I simply don't know where to start. Health insurance companies are worthless organizations. They rely on gov't and employee based subsidies because their business models don't work. Health insurance is too expensive. No one can afford it so the gov't has to prop it up and provide subsidies. So again, we have to pay for their garbage. Overall, the more people that pay for insurance, the more efficient the entire system gets. If 50 pay into your plans and 500k pay into my plan, my premiums will be less. More people will be paying and not using insurance.

The gov't is paying the insurance companies, the insurance companies are PRIVATE CONTRACTORS and they set the rates and with the exception some rules, set who pays for what, when and where. The new law has set rules for the insurance companies. Most of the rules are set by the companies themselves. Only those issues which were costing taxpayers and others their lives and money have now been changed and regulated. Sure there is no cap on care and that would be difficult for a company to recover from. How would you like someone to say, well, we have spent all we are going to spend on you (arbitrairly of course) so now no more money, you die. Not right at all.

Many, many health care providers are not getting paid at all or improperly. Recently an orthopedic surgeon in Cincinnati complained that he operated on a young soccer player in town four times. Two times in the middle of the night. One surgery was over 10 hours. He netted 153.00 on the entire amount of care he provided. Sorry, that's ridiculous. Insurance companies are standing in the way, taking the money out of the system, nickel and diming the providers of care and pocketing what's left over for huge raises and salaires. Another example, I know a nurse that makes $110.00 dollars an hour to sit at home, take calls from clients for an insurance company. She works for United Health Care. The nurse on call advises the family whether to take their 6 year old to the hosptial because she swolled a moth ball.

Part of the reason premiums are through the roof is because health insurance companies have administrative costs exceeding 25%. Medicare administrative costs are 3%. Medicare does not have employees and investors clammering for more money. It's better.

In regard to a tax, the tax is not a tax like you and I know. Property tax, sales tax, it's a tax for people that have money to pay for insurance and refuse. Those people are costing me money. I'm tired of paying for the lawyer down the street who refuses to buy health insurance, shows up at the ER and then the care is charged to a local indigent care fund for which I pay taxes. Ridiculous !!1

If you're an OBGYN in Suffolk or Nassau counties your malpractice insurace will set you back $195,000. Nah, that won't increase the costs of healthcare.

http://www.mymedicalmalpracticeinsurance...storicdata

(07-08-2012 02:47 PM)Vewb1 Wrote:  Again, Bull-in Exile, I simply don't know where to start. Health insurance companies are worthless organizations.

Anyone who stands in the way of the government ctonrlling something huge is worthless and evil, we all know the narrative...

Churches - Evil... Energy companies - Evil... Health insurance companies - evil..

It's the Alinsky formula and you're playing it out in its most obvious and primitive form.

Quote:They rely on gov't and employee based subsidies because their business models don't work.

They rely on govt and employee based subsidies? They insudre in large groups because (1) it distributes risk and (2) the government meddled with insurance 50 years ago.

Quote:Health insurance is too expensive.

Because it's become health care coverage and not major medical.

Quote:No one can afford it so the gov't has to prop it up and provide subsidies.

Plenty of companies buy it just fine and there are plenty of non profit insurance companies making a difference.

Quote:So again, we have to pay for their garbage.

Ever been to the DMV?

By the way are you ever going to address the false claims I pointed out? Or do you just want to tangent over to "insurance bad ... insurance bad!"

Quote:Overall, the more people that pay for insurance, the more efficient the entire system gets.

True, I never said otherwise. What I said was *forcing* companies to put kids that can't swim into the pool in effect makes it more shallow for everyone else.

But this is true to a point. Once you have enough people in the plan the cost increase to membership numbers take on a linear relationship as it does with all risk based pools.

When states started mandating auto insurance did the cost of auto insurance go down or up... Hint it did not go down.

Quote:If 50 pay into your plans and 500k pay into my plan, my premiums will be less. More people will be paying and not using insurance.

Except that *1* the 21-26 year olds will not be paying that much more into the plans and *2* the others being pushed in are cost syncs not cost sources..

Quote:The gov't is paying the insurance companies, the insurance companies are PRIVATE CONTRACTORS and they set the rates and with the exception some rules, set who pays for what, when and where.

All government contractors set their rates, not just insurance agencies. And the government does change companies if they feel they are not getting the best deal..

Except in Wisconsin where the teachers wrote their own insurance company into the contracts... but we know the left hates competition.

Quote:Sure there is no cap on care and that would be difficult for a company to recover from.

bwhahahahah ... breath ... bwhahahahah

I have some land to sell you..

Quote:How would you like someone to say, well, we have spent all we are going to spend on you (arbitrairly of course) so now no more money, you die. Not right at all.

He who pays the piper calls the tune... Every system on the planet that provides anything says that at some point. You don't think universal single payer would say that at some point!

Quote:Many, many health care providers are not getting paid at all or improperly.

Many of them are getting shafted by medicare which this law *GUTS* so it can look nice on the books..

Quote:Recently an orthopedic surgeon in Cincinnati complained that he operated on a young soccer player in town four times. Two times in the middle of the night. One surgery was over 10 hours. He netted 153.00 on the entire amount of care he provided.

Nice anecdote...

Quote:Insurance companies are standing in the way, taking the money out of the system, nickel and diming the providers of care and pocketing what's left over for huge raises and salaires.

Some are sure, most are not..

Quote:Another example, I know a nurse that makes $110.00 dollars an hour to sit at home, take calls from clients for an insurance company. She works for United Health Care. The nurse on call advises the family whether to take their 6 year old to the hosptial because she swolled a moth ball.

These nurse lines are *AWESOME* do you have any clue how much they reduce the price of health care? I've used them often when one of my kid bumps their head. We run through the checklist they give *advice* (note their advice is not binding) and suggest things to look out four.

They have stopped at least two or three ER / Urgent care trips for me over the past decade or so.

Quote:Part of the reason premiums are through the roof is because health insurance companies have administrative costs exceeding 25%. Medicare administrative costs are 3%.

Lies damn lies and figures... Figures lie the most of all..

Medicare gets to cook their books became others do all their administrative work. The IRS collects the taxes that fund the program; the SSA helps collect some of the premiums paid by beneficiaries (which are deducted from Social Security checks); and HHS manages accounting, auditing, and fraud issues and pays for marketing costs, building costs, and more.

Private companies do all of this themselves. It's real chutzpha to one one hand claim private insurance companies are leeching the govt and the ignore the fact Medicare leeches services from dozens of government departments.

BTW most health care companies have costs in the 12-17% range but thanks for playing.

Quote:In regard to a tax, the tax is not a tax like you and I know.

Well you might know it but Obama's counsel at the supreme court did not.. They used the fact it was a tax, under taxing power as a back up to commerce (commerce did failed). When asked why they did not call it a tax when being debated the answer was it would have made passage harder.

Quote:Property tax, sales tax, it's a tax for people that have money to pay for insurance and refuse.

Its a tax.. And they will also be taxing the plans of people who do buy instance to pay for others... A tax by any other name.

Quote:Those people are costing me money.

And they will continue to, except now they will cost you more..

Answer me this: how do we plan on paying for the operational expenses of the 159 separate funds and agencies created by this? How about the 16,500 IRS agents that are being provided by this law? That's a lot for something that isn't a tax isn't it? This law is a lot more than insurance and coverage.

People can't see the forest for the trees on either side.

There is a reason why huge pharmaceutical and insurance companies wrote this legislation. It benefits those clowns the most because it monopolizes care.

(07-08-2012 03:57 PM)Bearcat_Bounce Wrote:  There is a reason why huge pharmaceutical and insurance companies wrote this legislation. It benefits those clowns the most because it monopolizes care.

Short term gain long term loss for those that had a hand in this...

(07-08-2012 03:40 PM)nomad2u2001 Wrote:  Answer me this: how do we plan on paying for the operational expenses of the 159 separate funds and agencies created by this? How about the 16,500 IRS agents that are being provided by this law? That's a lot for something that isn't a tax isn't it? This law is a lot more than insurance and coverage.

People can't see the forest for the trees on either side.

There are numerous other taxes in Obamacare outside of just the individual mandate tax.

A 3.8% surtax on investment income Taxes on dividends will rise from 15% to 18.8%--if Congress extends the Bush tax cuts. If Congress does not extend the Bush tax cuts, taxes on dividends will rise from 15% to a 43.8%.

A 0.9% surtax on Medicare taxes for those making $200,000 or more ($250,000 joint). You already pay Medicare tax of 1.45%, and your employer pays another 1.45% for you (unless you're self-employed, in which case you pay the whole 2.9% yourself). Next year, your Medicare bill will be 2.35%.

Flexible Spending Account contributions will be capped at $2,500. Currently, there is no tax-related limit on how much you can set aside pre-tax to pay for medical expenses. Next year, there will be. If you have been socking away, say, $10,000 in your FSA to pay medical bills, you'll have to cut that to $2,500. That has a direct impact on middle class Americans.

The itemized-deduction hurdle for medical expenses is going up to $10,000. Right now, any medical expenses over $7,500 per year are deductible. Next year, that hurdle will be $10,000. Another direct hit on the middle class.

The penalty on non-medical withdrawals from Healthcare Savings Accounts is now 20% instead of 10%. That's twice the penalty that applies to annuities, IRAs, and other tax-free vehicles.

A tax of 10% on indoor tanning services. This has been in place for two years, since the summer of 2010.

A 40% tax on "Cadillac Health Care Plans" starting in 2018.Those whose employers pay for all or most of comprehensive healthcare plans (costing $10,200 for an individual or $27,500 for families) will have to pay a 40% tax on the amount their employer pays. That is unless you are in a Union, who of course were exempted from this by Obama because he was paying them off for supporting the law.

A"Medicine Cabinet Tax" that eliminates the ability to pay for over-the-counter medicines from a pre-tax Flexible Spending Account. Another direct hit on the middle class.

A tax on medical devices costing more than $100. Starting in 2013, medical device manufacturers will have to pay a 2.3% excise tax on medical equipment. This is expected to raise the cost of medical procedures.

I imagine they plan to pay for what you say above partly from the flood of new tax revenue that will come in from Obamacare.

(07-08-2012 09:32 AM)Vewb1 Wrote:  For those of you (conservatives) that simply don't understand the healthcare law, here's a website that could help overcome those deficiencies. Please, for those conservatives that read, read the website and try to understand. I find it very difficult to listen to the ramblings of a group that is one of the most uninformed groups on the planet. Some common Rush listeners misconceptions:

- the law will allow one to keep children on family health insurance through the age of 26

- private health insurance companies cannot drop you for requiring too much care or going over maximum care amounts

- cannot be excluded for having a pre-exisiting medical condition

- the mandates are not a tax, but penalty for not paying for premiums. About 1% of the total population will be penalized.

-people that show up at the hospital emergency rooms with gunshot wounds, illness, infections, accidents without insurance, the current system passes the cost on to the insured through higher premiums and prices. The new system, everyone will be insured and the cost to the patient will not be passed onto others but absorbed by the insurance company and patient that is ill or sick.

-all that do have health insurance will see virtually no changes other than not being dropped for high cost needs, pre-existing conditions or children at 26 years old.

-those without health insurance can pick from a market place established by the states of four possible insurers. For those states refusing to establish such market places by 2014 (Ohio one of the state) the federal gov't will establish the markets for you.

- the purchase of health from these market places will be subsidized by the federal gov't. For instance, a normal health plan for a family of 5 may cost 1000.00 to 1500.00 dollars a month. This will be subsidized by the federal gov't with many changes directly to the consumer in the range of 100.00 to 150.00 per month for total coverage.

-all preventitive type measures such as well physicals, and tests to prevent problems will not have copayments associated with them. So there will be no cost to consumers for preventitive measures.

-Insurance companies in health care use a pool. The pool takes in money from all those insured. The larger the pool, the more money available. Therefore larger insurance companies are better, smaller not so good. With the larger pool of money, cash flow is better and costs are reduced. Each company will offer similar coverage. If one offers special care such as eye surgery, then all those with that eye condition will sign up for that type of coverage that will in turn require that company to have large payouts for that eye problem. Many of the health insurance company contractors will be large, therefore, these problems will not occur. Because the federal gov't is subsidizing the insurance companies, the federal gov't will now control what, when and why people are covered.

-any health care insurance company that does not use 80% of revenue generated for paying out claims, that company will required to reimburse customers. So many of you with insurance, if your company has high administrative costs exceeding 20% of revenues, then your company will provide you with a check for the difference.

-the gov't is not taking over health care. Health insurance companies will continue to trade on the NYSE, they will continue to have boards, continue to have dividends to stock holders, will not be laying off employees, hosptials will continue as private organizations. The money will be coming from the federal gov't. Right now, I pay for health insurance through my employer and I also pay taxes to local hospitals for indigent care throughout the county I live in. Those now coming to the emergency rooms will have coverage thus reducing my taxes. Hospitals and providers of care will be paid adequately for their services.


http://www.healthcare.gov/

I understand that you Progs believe this is greater than the second coming. Well...For you?..It is. It will assuredly become the 2nd largest social program in US history very quickly and will eventually grow and eclipse even SS. A goal totally worthy of socialist pride. You clowns have opened the barn door with this. The cow is going to be so big that no way in hell will it ever be put back in the barn.

This bill will spur hundreds of new government programs under it's wing and add even more lazy bureaucrats to the pubic payroll.

All I need to know about this sorry piece of legislation is that those that voted on it did not read it and are themselves exempt from it.

(07-08-2012 04:47 PM)Fo Shizzle Wrote:  

(07-08-2012 09:32 AM)Vewb1 Wrote:  For those of you (conservatives) that simply don't understand the healthcare law, here's a website that could help overcome those deficiencies. Please, for those conservatives that read, read the website and try to understand. I find it very difficult to listen to the ramblings of a group that is one of the most uninformed groups on the planet. Some common Rush listeners misconceptions:

- the law will allow one to keep children on family health insurance through the age of 26

- private health insurance companies cannot drop you for requiring too much care or going over maximum care amounts

- cannot be excluded for having a pre-exisiting medical condition

- the mandates are not a tax, but penalty for not paying for premiums. About 1% of the total population will be penalized.

-people that show up at the hospital emergency rooms with gunshot wounds, illness, infections, accidents without insurance, the current system passes the cost on to the insured through higher premiums and prices. The new system, everyone will be insured and the cost to the patient will not be passed onto others but absorbed by the insurance company and patient that is ill or sick.

-all that do have health insurance will see virtually no changes other than not being dropped for high cost needs, pre-existing conditions or children at 26 years old.

-those without health insurance can pick from a market place established by the states of four possible insurers. For those states refusing to establish such market places by 2014 (Ohio one of the state) the federal gov't will establish the markets for you.

- the purchase of health from these market places will be subsidized by the federal gov't. For instance, a normal health plan for a family of 5 may cost 1000.00 to 1500.00 dollars a month. This will be subsidized by the federal gov't with many changes directly to the consumer in the range of 100.00 to 150.00 per month for total coverage.

-all preventitive type measures such as well physicals, and tests to prevent problems will not have copayments associated with them. So there will be no cost to consumers for preventitive measures.

-Insurance companies in health care use a pool. The pool takes in money from all those insured. The larger the pool, the more money available. Therefore larger insurance companies are better, smaller not so good. With the larger pool of money, cash flow is better and costs are reduced. Each company will offer similar coverage. If one offers special care such as eye surgery, then all those with that eye condition will sign up for that type of coverage that will in turn require that company to have large payouts for that eye problem. Many of the health insurance company contractors will be large, therefore, these problems will not occur. Because the federal gov't is subsidizing the insurance companies, the federal gov't will now control what, when and why people are covered.

-any health care insurance company that does not use 80% of revenue generated for paying out claims, that company will required to reimburse customers. So many of you with insurance, if your company has high administrative costs exceeding 20% of revenues, then your company will provide you with a check for the difference.

-the gov't is not taking over health care. Health insurance companies will continue to trade on the NYSE, they will continue to have boards, continue to have dividends to stock holders, will not be laying off employees, hosptials will continue as private organizations. The money will be coming from the federal gov't. Right now, I pay for health insurance through my employer and I also pay taxes to local hospitals for indigent care throughout the county I live in. Those now coming to the emergency rooms will have coverage thus reducing my taxes. Hospitals and providers of care will be paid adequately for their services.


http://www.healthcare.gov/

I understand that you Progs believe this is greater than the second coming. Well...For you?..It is. It will assuredly become the 2nd largest social program in US history very quickly and will eventually grow and eclipse even SS. A goal totally worthy of socialist pride. You clowns have opened the barn door with this. The cow is going to be so big that no way in hell will it ever be put back in the barn.

This bill will spur hundreds of new government programs under it's wing and add even more lazy bureaucrats to the pubic payroll.

All I need to know about this sorry piece of legislation is that those that voted on it did not read it and are themselves exempt from it.

Who would want to read it. When is the last time anyone in here read a 2700 page book?

Quote:In regard to a tax, the tax is not a tax like you and I know. Property tax, sales tax, it's a tax for people that have money to pay for insurance and refuse. Those people are costing me money. I'm tired of paying for the lawyer down the street who refuses to buy health insurance, shows up at the ER and then the care is charged to a local indigent care fund for which I pay taxes. Ridiculous !!1

You are seriously claiming that the problem with the medical insurance system is the LAWYER WITHOUT INSURANCE????? You really believe he doesn't pay his medical bills? That he's just as ******* that gets off on putting his medical bills on everyone else? THATS STUPID. If 100 lawers without insurance end up in the ER I would bet my years salary that 99 pay their bill every time. You know who doesn't pay? The woman that goes every 3 days to have her blood pressure checked. The single mom who takes her 5 year old in for a fever immediately. The ones that don't pay are the ones that can't afford insurance in the first place.
The mere fact that you are concerned about paying a lawyers medical bills show how you've taken the bait on Obamacare. I bet you believe everything that comes from a website ending in .gov