(10-29-2015 03:39 PM)DefCONNOne Wrote:  

(10-29-2015 03:38 PM)Redwingtom Wrote:  

(10-29-2015 03:33 PM)stinkfist Wrote:  

(10-29-2015 03:25 PM)Redwingtom Wrote:  

(10-29-2015 02:38 PM)ECUGrad07 Wrote:  The company I work for has just informed us that we are no longer being allowed to enroll in a PPO plan for 2016. We now are being forced to enroll in an extremely high-deductible CDHP, and my premiums are going up 25%.

So, now, with our first child on the way, my wife and I will face the full brunt of the hospital delivery fee, and because she's high-risk, we will be charged about $900 per ultrasound which will be needed weekly.

So... I get to pay 25% more out of my check every 2 weeks, and I get to pay an astronomically high deductible, followed by 50% co-insurance after that is met. But not to worry, we're made of money......

Thanks a lot, Obama. Really sticking it to hard-working, middle-class Americans like myself.

You do know that this has nothing at all to do with the ACA or Obama don't you? Your complaint should be with your employer no longer wanting to foot as much of the bill for your health insurance.

right on cue....

Sorry, I deal in truths. I used to blame Bush for high gas prices when he was in office. I decided to educate myself. I'd advise the same.

YOUR truth, not the truth.

The ACA provides a market-place for the uninsured to buy insurance. If you have an employer-provided plan, you don't buy your insurance this way. You get it just like you did before the ACA, through your employer.

(10-29-2015 03:36 PM)Redwingtom Wrote:  

(10-29-2015 03:33 PM)ECUGrad07 Wrote:  

(10-29-2015 03:25 PM)Redwingtom Wrote:  

(10-29-2015 02:38 PM)ECUGrad07 Wrote:  The company I work for has just informed us that we are no longer being allowed to enroll in a PPO plan for 2016. We now are being forced to enroll in an extremely high-deductible CDHP, and my premiums are going up 25%.

So, now, with our first child on the way, my wife and I will face the full brunt of the hospital delivery fee, and because she's high-risk, we will be charged about $900 per ultrasound which will be needed weekly.

So... I get to pay 25% more out of my check every 2 weeks, and I get to pay an astronomically high deductible, followed by 50% co-insurance after that is met. But not to worry, we're made of money......

Thanks a lot, Obama. Really sticking it to hard-working, middle-class Americans like myself.

You do know that this has nothing at all to do with the ACA or Obama don't you? Your complaint should be with your employer no longer wanting to foot as much of the bill for your health insurance.

Simple economics, Tom. Businesses pass along increased costs to the consumer and to their employees. Without doing that, the business would not be able to sustain itself. I'm irritated with my company, sure. But they wouldn't have been put in this situation if not for Obama and the ACA.

Do you know that for certain? I'm pretty sure your employer has to provide for you what they paid on your behalf for your insurance. You need to compare these figures between the two years to know for sure. Then you can see how much your overall insurance costs increased and how much your company decided to pay of it.

I would love to see a detailed cause/effect deniability.....I'm talkin' 'bout full disclosure that shows same cost over time before/after that is flat or downward....I'll even give you combining the employer AND the employee as the metric....it's a given the employee is going to bear the burden what the employer isn't willing to pay....

lickin' me chops.....

(10-29-2015 03:41 PM)Redwingtom Wrote:  

(10-29-2015 03:39 PM)DefCONNOne Wrote:  

(10-29-2015 03:38 PM)Redwingtom Wrote:  

(10-29-2015 03:33 PM)stinkfist Wrote:  

(10-29-2015 03:25 PM)Redwingtom Wrote:  You do know that this has nothing at all to do with the ACA or Obama don't you? Your complaint should be with your employer no longer wanting to foot as much of the bill for your health insurance.

right on cue....

Sorry, I deal in truths. I used to blame Bush for high gas prices when he was in office. I decided to educate myself. I'd advise the same.

YOUR truth, not the truth.

The ACA provides a market-place for the uninsured to buy insurance. If you have an employer-provided plan, you don't buy your insurance this way. You get it just like you did before the ACA, through your employer.

However, employer plans were also affected by numerable regulations and stipulations of the ACA. It wasn't just a fancy purchasing solution for those who don't have employer provided insurance.

(10-29-2015 03:49 PM)WKUApollo Wrote:  

(10-29-2015 03:41 PM)Redwingtom Wrote:  

(10-29-2015 03:39 PM)DefCONNOne Wrote:  

(10-29-2015 03:38 PM)Redwingtom Wrote:  

(10-29-2015 03:33 PM)stinkfist Wrote:  right on cue....

Sorry, I deal in truths. I used to blame Bush for high gas prices when he was in office. I decided to educate myself. I'd advise the same.

YOUR truth, not the truth.

The ACA provides a market-place for the uninsured to buy insurance. If you have an employer-provided plan, you don't buy your insurance this way. You get it just like you did before the ACA, through your employer.

However, employer plans were also affected by numerable regulations and stipulations of the ACA. It wasn't just a fancy purchasing solution for those who don't have employer provided insurance.

Correct.

(10-29-2015 03:41 PM)Redwingtom Wrote:  

(10-29-2015 03:39 PM)DefCONNOne Wrote:  

(10-29-2015 03:38 PM)Redwingtom Wrote:  

(10-29-2015 03:33 PM)stinkfist Wrote:  

(10-29-2015 03:25 PM)Redwingtom Wrote:  You do know that this has nothing at all to do with the ACA or Obama don't you? Your complaint should be with your employer no longer wanting to foot as much of the bill for your health insurance.

right on cue....

Sorry, I deal in truths. I used to blame Bush for high gas prices when he was in office. I decided to educate myself. I'd advise the same.

YOUR truth, not the truth.

The ACA provides a market-place for the uninsured to buy insurance. If you have an employer-provided plan, you don't buy your insurance this way. You get it just like you did before the ACA, through your employer.

This is a half truth. While you are accurate that more of the issues are being seen by those in the exchanges, it is undeniable that ALL health insurance costs are going up in order for the insurance companies to meet the new standards of the ACA. In order for the insurance companies to be able to provide coverage for the "uninsurable", the rest of the Americans who already had employer sponsored healthcare plans MUST pay more so that others get access. That is a fact, and those impacts will hit people like us who have families on healthcare plans through corporations to varying degrees. Perhaps you were lucky. Others won't be so lucky.

Regardless, this is the time bomb that the politicians in Washington built for themselves, and it is now going off. IMHO, the DEMS will be in for a blood bath in the elections next year. Bank on it.

Quote:After I wrote last week that the Affordable Care Act is achieving its goals without raising the cost of employer-based insurance, many readers wrote to tell me I was out of my mind.

"My family workplace premium went up last year 30 percent and is going up again in January another 21 percent," wrote Bill Alston. "I had better insurance and much lower rates before all this mess started."

"What world do you live in to think the costs of Obamacare are reasonable?" e-mailed Mark Seger, who said his premiums had gone from $587 a month to $1,089. "The cost of premiums has tripled since the approval of [the] ACA and doubled in the last year."

Another reader, Michael Bono, made a similar assessment of the law's effect: "It's a disaster. Premiums are high and deductibles are ridiculous."

Those complaints are at odds with the top-line numbers from the Kaiser Family Foundation's annual survey of employer health benefits. The report shows that premiums for employer-sponsored plans have increased at a slower rate since the law was enacted in 2010. So what explains this seemingly widespread belief that Obamacare is driving up costs?

Start with the basics. On average, the cost of employer-sponsored health insurance increased 26 percent from 2009 to 2014. But costs increased faster before the law was enacted: From 2004 to 2009, costs increased 34 percent. From 1999 to 2004, they went up 72 percent.

Those are averages; are premiums rising faster for small employers? Actually, the opposite is true. For companies with 200 workers or more, average 2014 premiums were $17,265, or 3.3 percent higher than in 2013. At companies with 3 to 199 workers, annual premiums in 2014 averaged $15,849 -- 1.7 percent more than in 2013, when average premiums were 2.2 percent higher than in 2012.

Obamacare Isn't Driving Up Health Costs. Really.

(10-29-2015 03:39 PM)DefCONNOne Wrote:  

(10-29-2015 03:38 PM)Redwingtom Wrote:  

(10-29-2015 03:33 PM)stinkfist Wrote:  

(10-29-2015 03:25 PM)Redwingtom Wrote:  

(10-29-2015 02:38 PM)ECUGrad07 Wrote:  The company I work for has just informed us that we are no longer being allowed to enroll in a PPO plan for 2016. We now are being forced to enroll in an extremely high-deductible CDHP, and my premiums are going up 25%.

So, now, with our first child on the way, my wife and I will face the full brunt of the hospital delivery fee, and because she's high-risk, we will be charged about $900 per ultrasound which will be needed weekly.

So... I get to pay 25% more out of my check every 2 weeks, and I get to pay an astronomically high deductible, followed by 50% co-insurance after that is met. But not to worry, we're made of money......

Thanks a lot, Obama. Really sticking it to hard-working, middle-class Americans like myself.

You do know that this has nothing at all to do with the ACA or Obama don't you? Your complaint should be with your employer no longer wanting to foot as much of the bill for your health insurance.

right on cue....

Sorry, I deal in truths. I used to blame Bush for high gas prices when he was in office. I decided to educate myself. I'd advise the same.

YOUR truth, not the truth.

lmao....I'm glad you got to it before I did....

still waiting for your analysis ol' tommy boy....so you can 'edumucate' me and others....

(10-29-2015 03:56 PM)miko33 Wrote:  

(10-29-2015 03:41 PM)Redwingtom Wrote:  

(10-29-2015 03:39 PM)DefCONNOne Wrote:  

(10-29-2015 03:38 PM)Redwingtom Wrote:  

(10-29-2015 03:33 PM)stinkfist Wrote:  right on cue....

Sorry, I deal in truths. I used to blame Bush for high gas prices when he was in office. I decided to educate myself. I'd advise the same.

YOUR truth, not the truth.

The ACA provides a market-place for the uninsured to buy insurance. If you have an employer-provided plan, you don't buy your insurance this way. You get it just like you did before the ACA, through your employer.

This is a half truth. While you are accurate that more of the issues are being seen by those in the exchanges, it is undeniable that ALL health insurance costs are going up in order for the insurance companies to meet the new standards of the ACA. In order for the insurance companies to be able to provide coverage for the "uninsurable", the rest of the Americans who already had employer sponsored healthcare plans MUST pay more so that others get access. That is a fact, and those impacts will hit people like us who have families on healthcare plans through corporations to varying degrees. Perhaps you were lucky. Others won't be so lucky.

Regardless, this is the time bomb that the politicians in Washington built for themselves, and it is now going off. IMHO, the DEMS will be in for a blood bath in the elections next year. Bank on it.

Yes, but costs were increasing before the ACA and they've actually slowed since. This in only natural as more and more people become insured...more customers and more competition...should equate to lower rates.

See my post above.

(10-29-2015 04:00 PM)stinkfist Wrote:  

(10-29-2015 03:39 PM)DefCONNOne Wrote:  

(10-29-2015 03:38 PM)Redwingtom Wrote:  

(10-29-2015 03:33 PM)stinkfist Wrote:  

(10-29-2015 03:25 PM)Redwingtom Wrote:  You do know that this has nothing at all to do with the ACA or Obama don't you? Your complaint should be with your employer no longer wanting to foot as much of the bill for your health insurance.

right on cue....

Sorry, I deal in truths. I used to blame Bush for high gas prices when he was in office. I decided to educate myself. I'd advise the same.

YOUR truth, not the truth.

lmao....I'm glad you got to it before I did....

still waiting for your analysis ol' tommy boy....so you can 'edumucate' me and others....

Sorry...I can't read your form of "English". Is this what you're after?

Quote:The average annual premiums in 2014 are $6,025 for single coverage and $16,834 for family coverage. The average family premium increased 3% in the last year; the average single premium, however, is similar to the value reported in 2013 ($5,884). Family premiums have increased 69% since 2004 and have more than doubled since 2002. However, the average family premium has grown less quickly over the last five years than it did between 2004 and 2009 or between 1999 and 2004. Average family premiums for workers in small firms (3-199 workers) ($15,849) are significantly lower than average family premiums for workers in larger firms (200 or more workers) ($17,265).

http://kff.org/report-section/ehbs-2014-...insurance/

(10-29-2015 04:01 PM)Redwingtom Wrote:  

(10-29-2015 03:56 PM)miko33 Wrote:  

(10-29-2015 03:41 PM)Redwingtom Wrote:  

(10-29-2015 03:39 PM)DefCONNOne Wrote:  

(10-29-2015 03:38 PM)Redwingtom Wrote:  Sorry, I deal in truths. I used to blame Bush for high gas prices when he was in office. I decided to educate myself. I'd advise the same.

YOUR truth, not the truth.

The ACA provides a market-place for the uninsured to buy insurance. If you have an employer-provided plan, you don't buy your insurance this way. You get it just like you did before the ACA, through your employer.

This is a half truth. While you are accurate that more of the issues are being seen by those in the exchanges, it is undeniable that ALL health insurance costs are going up in order for the insurance companies to meet the new standards of the ACA. In order for the insurance companies to be able to provide coverage for the "uninsurable", the rest of the Americans who already had employer sponsored healthcare plans MUST pay more so that others get access. That is a fact, and those impacts will hit people like us who have families on healthcare plans through corporations to varying degrees. Perhaps you were lucky. Others won't be so lucky.

Regardless, this is the time bomb that the politicians in Washington built for themselves, and it is now going off. IMHO, the DEMS will be in for a blood bath in the elections next year. Bank on it.

Yes, but costs were increasing before the ACA and they've actually slowed since. This in only natural as more and more people become insured...more customers and more competition...should equate to lower rates.

See my post above.

wow....all the sudden we now have all these doctors and hospitals coming out of the woodwork to make less money as the cost of tuition spirals out of control.....

yeah buggy....solid game plan.....what's next? playing poker for your paycheck using the routing number as one's hand?

I'm all-in......

(10-29-2015 03:25 PM)Redwingtom Wrote:  

(10-29-2015 02:38 PM)ECUGrad07 Wrote:  The company I work for has just informed us that we are no longer being allowed to enroll in a PPO plan for 2016. We now are being forced to enroll in an extremely high-deductible CDHP, and my premiums are going up 25%.

So, now, with our first child on the way, my wife and I will face the full brunt of the hospital delivery fee, and because she's high-risk, we will be charged about $900 per ultrasound which will be needed weekly.

So... I get to pay 25% more out of my check every 2 weeks, and I get to pay an astronomically high deductible, followed by 50% co-insurance after that is met. But not to worry, we're made of money......

Thanks a lot, Obama. Really sticking it to hard-working, middle-class Americans like myself.

You do know that this has nothing at all to do with the ACA or Obama don't you? Your complaint should be with your employer no longer wanting to foot as much of the bill for your health insurance.

Sorry to put it this way, and I mean no disrespect, you're categorically full of schit.

(10-29-2015 04:13 PM)JMUDunk Wrote:  

(10-29-2015 03:25 PM)Redwingtom Wrote:  

(10-29-2015 02:38 PM)ECUGrad07 Wrote:  The company I work for has just informed us that we are no longer being allowed to enroll in a PPO plan for 2016. We now are being forced to enroll in an extremely high-deductible CDHP, and my premiums are going up 25%.

So, now, with our first child on the way, my wife and I will face the full brunt of the hospital delivery fee, and because she's high-risk, we will be charged about $900 per ultrasound which will be needed weekly.

So... I get to pay 25% more out of my check every 2 weeks, and I get to pay an astronomically high deductible, followed by 50% co-insurance after that is met. But not to worry, we're made of money......

Thanks a lot, Obama. Really sticking it to hard-working, middle-class Americans like myself.

You do know that this has nothing at all to do with the ACA or Obama don't you? Your complaint should be with your employer no longer wanting to foot as much of the bill for your health insurance.

Sorry to put it this way, and I mean no disrespect, you're categorically full of schit.

Then tell me why...with facts. I have provided the facts that according to the health surveys from Kaiser, that around the time of the signing of the ACA that the year over year increases in health care costs of employer provided coverage has slowed.

The ACA is not raising the costs on average. Of course there will be some that do. It's an average for goodness sake.

Now, whatcha got?

(10-29-2015 04:13 PM)JMUDunk Wrote:  

(10-29-2015 03:25 PM)Redwingtom Wrote:  

(10-29-2015 02:38 PM)ECUGrad07 Wrote:  The company I work for has just informed us that we are no longer being allowed to enroll in a PPO plan for 2016. We now are being forced to enroll in an extremely high-deductible CDHP, and my premiums are going up 25%.

So, now, with our first child on the way, my wife and I will face the full brunt of the hospital delivery fee, and because she's high-risk, we will be charged about $900 per ultrasound which will be needed weekly.

So... I get to pay 25% more out of my check every 2 weeks, and I get to pay an astronomically high deductible, followed by 50% co-insurance after that is met. But not to worry, we're made of money......

Thanks a lot, Obama. Really sticking it to hard-working, middle-class Americans like myself.

You do know that this has nothing at all to do with the ACA or Obama don't you? Your complaint should be with your employer no longer wanting to foot as much of the bill for your health insurance.

Sorry to put it this way, and I mean no disrespect, you're categorically full of schit.

my BIL is a third generation doctor (ENT).....he told his daughter and son they are idiots if they follow in his footsteps due to how this has impacted his business....

she's studying engineering....he's still in HS....

I foresee the day when one goes to the dentist and the patient has more teeth than the physician....

to be fair, I also see the day she designs equipment to help take the toothless factor out of the equation....

can someone....robotics?

I still believe in the concept of some form of universal coverage......just not anything close to this one.....

(10-29-2015 03:41 PM)Redwingtom Wrote:  

(10-29-2015 03:39 PM)DefCONNOne Wrote:  

(10-29-2015 03:38 PM)Redwingtom Wrote:  

(10-29-2015 03:33 PM)stinkfist Wrote:  

(10-29-2015 03:25 PM)Redwingtom Wrote:  You do know that this has nothing at all to do with the ACA or Obama don't you? Your complaint should be with your employer no longer wanting to foot as much of the bill for your health insurance.

right on cue....

Sorry, I deal in truths. I used to blame Bush for high gas prices when he was in office. I decided to educate myself. I'd advise the same.

YOUR truth, not the truth.

The ACA provides a market-place for the uninsured to buy insurance. If you have an employer-provided plan, you don't buy your insurance this way. You get it just like you did before the ACA, through your employer.

Oh, good grief. You call THIS educating yourself?!?

Tell you what, I am PLENTY educated on employer provided health care plans cause I AM the employer, AND the plan administrator. So when these 25% HIKE letters come they come to MY desk. "Dear Employer or plan administrator" they all start, "After reviewing our current policies, and due to further implementations of the Affordable Care Act (ACA), and changes mandated by the Federal law" they ALL basically state.

You honestly think the ONLY thing that the ACA affected was WHERE someone gets their insurance? Where they sign up?!?

Good God, man. And you tell others to go educate themselves?

And further, FWIW, my wife is also a HC provider and has to deal with this stuff every day. It is impacting her practice and has made their burden with paperwork and ALL kinds of denial of services, ineligibility, and bunches of stuff brand new in the last couple years, that has hampered their ability to give their people the care they need. They're tied up doing other dumb schit so they can remain in "compliance" themselves.

You've just proven you don't have the first clue about this thing other than you own little bubble.
Bless your heart.

(10-29-2015 04:01 PM)Redwingtom Wrote:  

(10-29-2015 03:56 PM)miko33 Wrote:  

(10-29-2015 03:41 PM)Redwingtom Wrote:  

(10-29-2015 03:39 PM)DefCONNOne Wrote:  

(10-29-2015 03:38 PM)Redwingtom Wrote:  Sorry, I deal in truths. I used to blame Bush for high gas prices when he was in office. I decided to educate myself. I'd advise the same.

YOUR truth, not the truth.

The ACA provides a market-place for the uninsured to buy insurance. If you have an employer-provided plan, you don't buy your insurance this way. You get it just like you did before the ACA, through your employer.

This is a half truth. While you are accurate that more of the issues are being seen by those in the exchanges, it is undeniable that ALL health insurance costs are going up in order for the insurance companies to meet the new standards of the ACA. In order for the insurance companies to be able to provide coverage for the "uninsurable", the rest of the Americans who already had employer sponsored healthcare plans MUST pay more so that others get access. That is a fact, and those impacts will hit people like us who have families on healthcare plans through corporations to varying degrees. Perhaps you were lucky. Others won't be so lucky.

Regardless, this is the time bomb that the politicians in Washington built for themselves, and it is now going off. IMHO, the DEMS will be in for a blood bath in the elections next year. Bank on it.

Yes, but costs were increasing before the ACA and they've actually slowed since. This in only natural as more and more people become insured...more customers and more competition...should equate to lower rates.

See my post above.

See? There's the flaw in the leftist approach. These aren't customers if they are either paying nothing, Medicaid sign-ups, OR getting some form of largish subsidy which means they aren't paying their full fare. Consumers? Sure. Customers? Uhhh, no.

And if these new sign ups aren't paying for the services they are seeking and using, who's gonna compete for that? So we signed up a bunch of people who don't pay their own way and someone expects to LOWER costs on everyone else?!?

C'mon, am I on punk'd or something? Where's that damn camera hidden?!?

(10-29-2015 04:38 PM)JMUDunk Wrote:  

(10-29-2015 03:41 PM)Redwingtom Wrote:  

(10-29-2015 03:39 PM)DefCONNOne Wrote:  

(10-29-2015 03:38 PM)Redwingtom Wrote:  

(10-29-2015 03:33 PM)stinkfist Wrote:  right on cue....

Sorry, I deal in truths. I used to blame Bush for high gas prices when he was in office. I decided to educate myself. I'd advise the same.

YOUR truth, not the truth.

The ACA provides a market-place for the uninsured to buy insurance. If you have an employer-provided plan, you don't buy your insurance this way. You get it just like you did before the ACA, through your employer.

Oh, good grief. You call THIS educating yourself?!?

Tell you what, I am PLENTY educated on employer provided health care plans cause I AM the employer, AND the plan administrator. So when these 25% HIKE letters come they come to MY desk. "Dear Employer or plan administrator" they all start, "After reviewing our current policies, and due to further implementations of the Affordable Care Act (ACA), and changes mandated by the Federal law" they ALL basically state.

You honestly think the ONLY that the ACA affected was WHERE someone gets their insurance? Where they sign up?!?

Good God, man. And you tell others to go educate themselves?

And further, FWIW, my wife is also a HC provider and has to deal with this stuff every day. It is impacting her practice and has made their burden with paperwork and ALL kinds of denial of services, ineligibility, and bunches of stuff brand new in the last couple years, that has hampered their ability to give their people the care they need. They're tied up doing other dumb schit so they can remain in "compliance" themselves.

You've just proven you don't have the first clue about this thing other than you own little bubble.
Bless your heart.

That's a great story...but read my response again, I was only responding to where you get your insurance. The ACA did not revise where employees who were on employer plans got their insurance from. They still get it through their employer (with the caveat that in some cases firm size will require a change)

Geez...the ACA is a huge bill...I can't explain every in and out of it to begin with, and I'm certainly not going to attempt to do it in every damned post on the subject.

And again, I'm not a fan of the ACA. I'd prefer something akin to medicare for all. That being said, you can shoot and spit all you want, it doesn't change the fact that the average cost increases have slowed.

So again, unless you have evidence to the contrary, I'll stick with the facts from the Kaiser survey that shows the average year over year increase in employer provided plans have slowed since the ACA came into being.

You can ignore that and say I'm full of **** all you want, but it doesn't change those facts.

(10-29-2015 01:44 PM)DaSaintFan Wrote:  Just curious.. as I haven't seent a lot of ACA/Obamacare stuff lately.

Saw this story today and surprised it hadn't hit the boards:

Investors Business Daily reports on the huge increase in Mississippi:

In what is considered pretty much the poorest state in the nation..

Quote:For 30-year-olds in Yazoo City earning about $25,000 (214% of the poverty level), the after-subsidy cost of the cheapest bronze plan will spike by $554, or 60%, in 2016.


That will hike the cost of this $6,800-deductible plan — the cheapest way to avoid paying a $695 mandate tax — to just under $1,500.

.... The per-person penalty due last April for going uninsured in 2014 was just $95, or 1% of taxable income.

But don’t be surprised to hear some screaming when people find out during the coming ObamaCare enrollment period just how unattractive their options are for avoiding a hefty $695 tax penalty for failing to buy coverage in 2016.

Hot air didn't like to the story (but i figured I'd put it in here)

Somebody wanna explain the math again.. to see if they can explain this one? I mean I thought this was supposed to help the poor (or does 200% under the poverty line not count as poor?)

Republican state.

Again, the real problem with Obamacare is that it wasn't single payer and it allowed states to try to frustrate people getting affordable healthcare.

All I know is next year I'm going to ask for the policy they sell leftists because the only people I have seen who haven't had huge increases since ACA went in effect is them

(10-29-2015 03:35 PM)Redwingtom Wrote:  I have an employer plan as well. In addition to once again providing $300 to my HSA if I get annual blood work and fill out a survey, my costs are set to increase only 2-3%.

Again, the ACA has next to no direct impact on employer provided plans.

Your last sentence is completely false

(10-29-2015 03:25 PM)Redwingtom Wrote:  Again, the ACA has next to no direct impact on employer provided plans.

Then why were so many 'exemptions' needed?

You don't know what you're talking about Tom, and it's been proven time after time. I'm glad that you're in that small group of people who is (by some measure) not too much worse off (if it is actually true) but you repeatedly spread false statements about what the ACA is and is not.

I don't care that you stayed at Holiday Inn last night.