(11-15-2015 04:09 PM)dawgitall Wrote: (11-15-2015 02:37 PM)UofMstateU Wrote: (11-15-2015 01:45 PM)dawgitall Wrote: (11-14-2015 11:34 PM)UofMstateU Wrote: (11-14-2015 09:27 PM)dawgitall Wrote: Rate increase percentages are all over the place depending on location, but the weighted average nationally for the upcoming year isn't anywhere near the increase in our state. It is about 12%. I believe it was about 5% last year.
They are not all over the place. They are either outrageously higher for the same coverage, or way up with coverage manipulation, such as astronomical deductibles.
Do a little research on trends in health care, especially the driving forces behind rate increases. It isn't as cut and dry as you want it to be in order to advance your narrative. Also if the national average rate increase is 12% and North Carolina's was about 29%, then it seems obvious that rates state by state are all over the place.
They are not all over the place. They are f*cking higher.
If you have the same policy with the same deductible, the rates are astronomically higher.
If you are forced onto a different policy that has astronomical deductibles, your rates are higher. Maybe not astronomically higher, but thats because you were forced from a good policy with low deductibles onto an Obamacare piece of sh*t policy that has outrageous deductibles. This is almost always due to companies shutting down business in a state, or a coop failing. That has been happening a lot.
All we need is for a republican president in place, who will force people like you into the mess. It must be nice telling everyone else how they should have saved up for this dipsh*t law when you are insulated from it. Let's have you and your family live under it for a while.
Rates in Indiana are down 13% for a benchmark silver plan and down as well in Mississippi, Ohio, and Maine. Like I said do a little research.
Silver plan? Why are you just talking about silver plans? Why cherry pick?
Also, did you investigate to see if there were any changes to those silver plans? Tell me what they are since you did the research. (Hint, there are changes)
However, since you decided to bring up the silver plans, here is real factual data for you:
4 states had decreases in silver plans.
OH -.7%
MN -1%
MS -8%
IN -12%
Note that this isnt the decrease in rates for a state, just for the silver plan. Indiana, which had a 12% decrease in silver plan rates, overall saw insurance premiums increase. As all states have.
Also, Indiana's lower "increases" than other states was due because of their outrageously higher increases in 14 and 15. Not because Obamacare is working, but because Obamcare drilled them hard in the azz in 2014 and 2015, they they were only slightly bent over in 2016. Of course, you will call that a victory.
But now, keep touting those 4 states and their silver plans with decreases. I'll keep touting the other 46 states, and the enormous astronomical increases they are seeing in their silver plans. Such as:
OK +36%
MT +35%
AK +31%
or any of the 18 states that had higher than double digit increases.
But keep tooting your little horn.