RE: Why don't more FBS programs move to FCS?
Bowls do not lose money: Total Bowl Payouts to Conferences from NCAA:
2013 - $309 million
2016 - $622 million
Payouts
Amounts shown are actual 2016-2017 (updated 12/4/17) total payouts per information available from the NCAA. Conferences have different methods by which bowl money is divided among its membership and participating teams. Some bowl agreements call for higher payouts to one conference than the other, depending on such factors as which is the "host" conference.
Total postseason payout increased from $174,561,086 in the 2015 bowl season to $181,845,519 in the 2016 bowl season. If you include the College Football Playoff Distribution Policy explained below, the total payout was $622,600,033 (a $116,700,033 increase over 2015). The final year of the BCS (2013) generated $309,900,000.
Playoff Revenue Distribution Policy
1) Each conference will receive $300,000 for each of its schools when the school's football team meets the NCAA's APR for participation in a post-season football game. Each independent institution will also receive the $300,000 when its football team meets that standard.
(2) Each of the 10 conferences will also receive a base amount. For conferences that have contracts for their champions to participate in the Orange, Rose or Sugar Bowl, the base combined with the full academic performance pool will be approximately $54 million for each conference. The five conferences that do not have contracts for their champions to participate in the Orange, Rose or Sugar Bowls will receive approximately $81.32 million in aggregate (full academic pool plus base), which the conferences will distribute as they choose. Notre Dame will receive a payment of $2.65 million if it meets the APR standard; the other three independents will share $928,503.
(3) A conference will receive $6 million for each team that is selected for the semifinal games. There will be no additional distribution to conferences whose teams qualify for the national championship game. A conference will receive $4 million for each team that plays in a non-playoff bowl under the arrangement (in 2017-18, the Cotton, Fiesta and Peach Bowls).
(4) Each conference whose team participates in a playoff semifinal, Cotton, Fiesta or Peach Bowl, or in the national championship game will receive $2.25 million to cover expenses for each game.
Additionally, certain conferences in the Football Championship Subdivision conferences will receive $2.53 million in aggregate.
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