It's one thing to evict deadbeat tenants - I totally get that - but what's the point in evicting people who (a) may be temporarily unemployed because of the Coronavirus, and (b) have been ordered by the government to stay at home - especially when © there probably is ZERO demand for those rental homes if they were empty?

I just read this on Yahoo!:

Quote:Mississippi, which now has the highest rate of hospitalization for COVID-19, the disease caused by the coronavirus, a growing public health crisis is compounding an ongoing eviction crisis. Jackson [MS] already had the fifth-highest eviction rate among large cities nationwide...

Nobody's saying landlords should let tenants live rent-free indefinitely, but why evict NOW? The President is asking us to stay at home for the rest of the month...

What happened to "love thy neighbor as thyself?" [Mark 12:31]. Seems more like "lovers of money... rather than lovers of God." [2 Tim 3:2, 4]
[/rant]

(04-06-2020 10:07 AM)Hokie Mark Wrote:  It's one thing to evict deadbeat tenants - I totally get that - but what's the point in evicting people who (a) may be temporarily unemployed because of the Coronavirus, and (b) have been ordered by the government to stay at home - especially when © there probably is ZERO demand for those rental homes if they were empty?

I just read this on Yahoo!:

Quote:Mississippi, which now has the highest rate of hospitalization for COVID-19, the disease caused by the coronavirus, a growing public health crisis is compounding an ongoing eviction crisis. Jackson [MS] already had the fifth-highest eviction rate among large cities nationwide...

Nobody's saying landlords should let tenants live rent-free indefinitely, but why evict NOW? The President is asking us to stay at home for the rest of the month...

What happened to "love thy neighbor as thyself?" [Mark 12:31]. Seems more like "lovers of money... rather than lovers of God." [2 Tim 3:2, 4]
[/rant]

The bible applies to us as individuals moreso than its to be used by us to tell others how to live. A building owner is currently not having his debt payments forgiven by a lender because of this crisis. ANyone who was in eviction prior to this was unaffected by the shutdown. In other words, they were delinquent long before any shutdowns/layoffs were started. Its easy to sit back and tell them to love their neighbors when they are trying to prevent foreclosure on their building.

In summary, if you are convicted by whats happening, drive to Jackson MS, pick up a family going through eviction, and take them in. Problem solved.

It depends on the situation. If you've got a tenant that is a low-wage service worker that isn't going to make a dime for the next 1-2 months (minimum) and is likely never going to get back on track, why and how long is the landlord supposed to take the hit? Because you say so and indefinitely?

Demand may be down, but it isn't zero. They could easily find someone at or below market for rent, and it's a win-win for both new parties.

(04-06-2020 10:07 AM)Hokie Mark Wrote:  It's one thing to evict deadbeat tenants - I totally get that - but what's the point in evicting people who (a) may be temporarily unemployed because of the Coronavirus, and (b) have been ordered by the government to stay at home - especially when © there probably is ZERO demand for those rental homes if they were empty?

I just read this on Yahoo!:

Quote:Mississippi, which now has the highest rate of hospitalization for COVID-19, the disease caused by the coronavirus, a growing public health crisis is compounding an ongoing eviction crisis. Jackson [MS] already had the fifth-highest eviction rate among large cities nationwide...

Nobody's saying landlords should let tenants live rent-free indefinitely, but why evict NOW? The President is asking us to stay at home for the rest of the month...

What happened to "love thy neighbor as thyself?" [Mark 12:31]. Seems more like "lovers of money... rather than lovers of God." [2 Tim 3:2, 4]
[/rant]

Exactly. Who's moving in to replace that tenant? Is there some huge boom of incoming renters I am unaware of. I suspect landlords will be taken care of at some point.

Here in SC back in March the Chief Justice of the state Supreme Court Donald Beatty put a halt on foreclosures and evictions until May 1st. He recently had to release a statement that there were people taking advantage of it by not paying their rent or mortgages. He said that his order did not relieve them of their financial obligations, eventually it's going to have to be paid back.

I own and rent out a couple of properties on land I inherited. Everything there is paid for so no mortgage, the rent I charge is mainly just paying property tax and upkeep. I figure I can eat the overall rent on all three for six months before I'd have to dig into savings to cover the losses. Luckily two of my tenants are essential employees, one has both the husband and wife as essentials, and have income coming in so I should be OK. The other one has been furloughed from her job in retail and doesn't know when she will go back to work. On my way to the hunt club Friday I called her and told her not to worry about rent until she got back on her feet. She's never missed a month and usually pays a few days before so I know when she's more stable it'll get paid.

But I feel for the people who use rentals as their livelihood.

(04-06-2020 02:20 PM)Kaplony Wrote:  Here in SC back in March the Chief Justice of the state Supreme Court Donald Beatty put a halt on foreclosures and evictions until May 1st. He recently had to release a statement that there were people taking advantage of it by not paying their rent or mortgages. He said that his order did not relieve them of their financial obligations, eventually it's going to have to be paid back.

I own and rent out a couple of properties on land I inherited. Everything there is paid for so no mortgage, the rent I charge is mainly just paying property tax and upkeep. I figure I can eat the overall rent on all three for six months before I'd have to dig into savings to cover the losses. Luckily two of my tenants are essential employees, one has both the husband and wife as essentials, and have income coming in so I should be OK. The other one has been furloughed from her job in retail and doesn't know when she will go back to work. On my way to the hunt club Friday I called her and told her not to worry about rent until she got back on her feet. She's never missed a month and usually pays a few days before so I know when she's more stable it'll get paid.

But I feel for the people who use rentals as their livelihood.

That's the thing. Most landlords aren't rich corps but individuals that use the rent payment to pay the mortgage. If not rent then no mortgage payment. It is a catch 22 for landowners.

There should be no eviction relief for anyone who's employment status hasnt changed significantly. Also, with the passage of the relief bill, unemployment checks will include up to an additional $600, so really very few should need the protection now.

(04-06-2020 02:20 PM)Kaplony Wrote:  Here in SC back in March the Chief Justice of the state Supreme Court Donald Beatty put a halt on foreclosures and evictions until May 1st. He recently had to release a statement that there were people taking advantage of it by not paying their rent or mortgages. He said that his order did not relieve them of their financial obligations, eventually it's going to have to be paid back.

I own and rent out a couple of properties on land I inherited. Everything there is paid for so no mortgage, the rent I charge is mainly just paying property tax and upkeep. I figure I can eat the overall rent on all three for six months before I'd have to dig into savings to cover the losses. Luckily two of my tenants are essential employees, one has both the husband and wife as essentials, and have income coming in so I should be OK. The other one has been furloughed from her job in retail and doesn't know when she will go back to work. On my way to the hunt club Friday I called her and told her not to worry about rent until she got back on her feet. She's never missed a month and usually pays a few days before so I know when she's more stable it'll get paid.

But I feel for the people who use rentals as their livelihood.

If all landlords were like that then it wouldn't be a big problem. Sadly, they aren't all like that.

Keep in mind that for every landlord who relies on rent for his livelihood, how many working class people are there living paycheck to paycheck?

(04-06-2020 02:37 PM)UofMstateU Wrote:  There should be no eviction relief for anyone who's employment status hasnt changed significantly. Also, with the passage of the relief bill, unemployment checks will include up to an additional $600, so really very few should need the protection now.

As long as the landlord is reasonable. I know people that filed for unemployment 3 weeks ago that have not received a penny yet.

It may not be evident to everyone, but the stimulus passed is really just a pre-emptive bank bailout because people wouldn't be happy with another too big to fail this soon.

Instead of letting loans go bad and the government buying them, they are giving money to people and businesses so they can continue to keep the payments current. This is a risky strategy because too many people are irresponsible. Instead of making their house and car payment with their $1,200 and bonus unemployment I'm afraid too many will go buy a new IPhone or use the money for a vacation when this is over and we will still have to have a bank bailout.

(04-06-2020 03:05 PM)banker Wrote:  It may not be evident to everyone, but the stimulus passed is really just a pre-emptive bank bailout because people wouldn't be happy with another too big to fail this soon.

Instead of letting loans go bad and the government buying them, they are giving money to people and businesses so they can continue to keep the payments current. This is a risky strategy because too many people are irresponsible. Instead of making their house and car payment with their $1,200 and bonus unemployment I'm afraid too many will go buy a new IPhone or use the money for a vacation when this is over and we will still have to have a bank bailout.

Just as they do with the tax refunds. Instead of paying up their bills a month or two in advance. That money goes for 'other things'

As far as evictions goes...if a person has paid their rent reasonably on time up till this point. Then they lost their job because of this shutdown. Those people are the one's you try to take care of. Letting them run a month or two and divide that over the next 12 months.

If a person has shown they are not responsible up till this point. Then waiting is not going to get you your rent money...at any point. That person will use this as an excuse to milk it till this ends. Then they will stay till you evict them. Which depending on how backed up the courts are...could take another few months.

I personally would have waited till late in April, if I was going to evict someone. Give them time to get their $1200 to $2400 check and see if they paid. If they didnt then you know you are not getting paid. The bum goes out

(04-06-2020 02:41 PM)Hokie Mark Wrote:  

(04-06-2020 02:20 PM)Kaplony Wrote:  Here in SC back in March the Chief Justice of the state Supreme Court Donald Beatty put a halt on foreclosures and evictions until May 1st. He recently had to release a statement that there were people taking advantage of it by not paying their rent or mortgages. He said that his order did not relieve them of their financial obligations, eventually it's going to have to be paid back.

I own and rent out a couple of properties on land I inherited. Everything there is paid for so no mortgage, the rent I charge is mainly just paying property tax and upkeep. I figure I can eat the overall rent on all three for six months before I'd have to dig into savings to cover the losses. Luckily two of my tenants are essential employees, one has both the husband and wife as essentials, and have income coming in so I should be OK. The other one has been furloughed from her job in retail and doesn't know when she will go back to work. On my way to the hunt club Friday I called her and told her not to worry about rent until she got back on her feet. She's never missed a month and usually pays a few days before so I know when she's more stable it'll get paid.

But I feel for the people who use rentals as their livelihood.

If all landlords were like that then it wouldn't be a big problem. Sadly, they aren't all like that.

Keep in mind that for every landlord who relies on rent for his livelihood, how many working class people are there living paycheck to paycheck?

So your solution is to screw over the responsible party to protect the irresponsible?

(04-06-2020 03:32 PM)Kaplony Wrote:  

(04-06-2020 02:41 PM)Hokie Mark Wrote:  

(04-06-2020 02:20 PM)Kaplony Wrote:  Here in SC back in March the Chief Justice of the state Supreme Court Donald Beatty put a halt on foreclosures and evictions until May 1st. He recently had to release a statement that there were people taking advantage of it by not paying their rent or mortgages. He said that his order did not relieve them of their financial obligations, eventually it's going to have to be paid back.

I own and rent out a couple of properties on land I inherited. Everything there is paid for so no mortgage, the rent I charge is mainly just paying property tax and upkeep. I figure I can eat the overall rent on all three for six months before I'd have to dig into savings to cover the losses. Luckily two of my tenants are essential employees, one has both the husband and wife as essentials, and have income coming in so I should be OK. The other one has been furloughed from her job in retail and doesn't know when she will go back to work. On my way to the hunt club Friday I called her and told her not to worry about rent until she got back on her feet. She's never missed a month and usually pays a few days before so I know when she's more stable it'll get paid.

But I feel for the people who use rentals as their livelihood.

If all landlords were like that then it wouldn't be a big problem. Sadly, they aren't all like that.

Keep in mind that for every landlord who relies on rent for his livelihood, how many working class people are there living paycheck to paycheck?

So your solution is to screw over the responsible party to protect the irresponsible?

Not to speak for Hokie Mark but in a larger sense from what I've seen on the issue, yes, that is the solution. It all falls back to as long as I get mine then screw anyone else. For some reason lots of people think that all landlords are rich and can afford to not charge rent. In reality, that's not the case but folks don't want to hear that.

(04-06-2020 03:32 PM)Kaplony Wrote:  

(04-06-2020 02:41 PM)Hokie Mark Wrote:  

(04-06-2020 02:20 PM)Kaplony Wrote:  Here in SC back in March the Chief Justice of the state Supreme Court Donald Beatty put a halt on foreclosures and evictions until May 1st. He recently had to release a statement that there were people taking advantage of it by not paying their rent or mortgages. He said that his order did not relieve them of their financial obligations, eventually it's going to have to be paid back.

I own and rent out a couple of properties on land I inherited. Everything there is paid for so no mortgage, the rent I charge is mainly just paying property tax and upkeep. I figure I can eat the overall rent on all three for six months before I'd have to dig into savings to cover the losses. Luckily two of my tenants are essential employees, one has both the husband and wife as essentials, and have income coming in so I should be OK. The other one has been furloughed from her job in retail and doesn't know when she will go back to work. On my way to the hunt club Friday I called her and told her not to worry about rent until she got back on her feet. She's never missed a month and usually pays a few days before so I know when she's more stable it'll get paid.

But I feel for the people who use rentals as their livelihood.

If all landlords were like that then it wouldn't be a big problem. Sadly, they aren't all like that.

Keep in mind that for every landlord who relies on rent for his livelihood, how many working class people are there living paycheck to paycheck?

So your solution is to screw over the responsible party to protect the irresponsible?

Are you saying that all working class people are irresponsible and landowners are responsible? Statistically, most of those living paycheck to paycheck are single moms, you know.

Anyway, it's not MY solution - give credit where credit is due: (James 1:27) "The form of worship that is clean and undefiled from the standpoint of our God and Father is this: to look after orphans and widows in their tribulation, and to keep oneself without spot from the world."

Jesus was clear: yes, you ARE your brother's keeper. That's not a left/right thing - it's a right/wrong thing.

(04-06-2020 04:59 PM)Hokie Mark Wrote:  Are you saying that all working class people are irresponsible and landowners are responsible? Statistically, most of those living paycheck to paycheck are single moms, you know.

Who wants to tell him..

(04-06-2020 04:59 PM)Hokie Mark Wrote:  

(04-06-2020 03:32 PM)Kaplony Wrote:  

(04-06-2020 02:41 PM)Hokie Mark Wrote:  

(04-06-2020 02:20 PM)Kaplony Wrote:  Here in SC back in March the Chief Justice of the state Supreme Court Donald Beatty put a halt on foreclosures and evictions until May 1st. He recently had to release a statement that there were people taking advantage of it by not paying their rent or mortgages. He said that his order did not relieve them of their financial obligations, eventually it's going to have to be paid back.

I own and rent out a couple of properties on land I inherited. Everything there is paid for so no mortgage, the rent I charge is mainly just paying property tax and upkeep. I figure I can eat the overall rent on all three for six months before I'd have to dig into savings to cover the losses. Luckily two of my tenants are essential employees, one has both the husband and wife as essentials, and have income coming in so I should be OK. The other one has been furloughed from her job in retail and doesn't know when she will go back to work. On my way to the hunt club Friday I called her and told her not to worry about rent until she got back on her feet. She's never missed a month and usually pays a few days before so I know when she's more stable it'll get paid.

But I feel for the people who use rentals as their livelihood.

If all landlords were like that then it wouldn't be a big problem. Sadly, they aren't all like that.

Keep in mind that for every landlord who relies on rent for his livelihood, how many working class people are there living paycheck to paycheck?

So your solution is to screw over the responsible party to protect the irresponsible?

Are you saying that all working class people are irresponsible and landowners are responsible? Statistically, most of those living paycheck to paycheck are single moms, you know.

Anyway, it's not MY solution - give credit where credit is due: (James 1:27) "The form of worship that is clean and undefiled from the standpoint of our God and Father is this: to look after orphans and widows in their tribulation, and to keep oneself without spot from the world."

[b][b]Jesus was clear: yes, you ARE your brother's keeper. That's not a left/right thing - it's a right/wrong thing.[/b][/b]

ok, well then I'm telling you, as your brother, to get your ass to Jackson Mississippi and pay the rent for the month for someone who's getting evicted.

Not to be harsh, although I admit it sounds that way, but the solution to problems is not destroying someone's livelihood because you want to force them to do something.

We have a massive apartment complex company in Houston called Camden Properties who announced the other day that they are paying $2000 to every one of their renters who has lost their job. It's a super nice gesture, although most of their complexes are A level properties and I suspect $2000 won't cover more than a month's rent for most of them. Camden is a cool company - one of their co-owners (Ric Campo) is a former client of mine and a pretty good guy from my interactions with him years ago.

(04-06-2020 04:59 PM)Hokie Mark Wrote:  

(04-06-2020 03:32 PM)Kaplony Wrote:  

(04-06-2020 02:41 PM)Hokie Mark Wrote:  

(04-06-2020 02:20 PM)Kaplony Wrote:  Here in SC back in March the Chief Justice of the state Supreme Court Donald Beatty put a halt on foreclosures and evictions until May 1st. He recently had to release a statement that there were people taking advantage of it by not paying their rent or mortgages. He said that his order did not relieve them of their financial obligations, eventually it's going to have to be paid back.

I own and rent out a couple of properties on land I inherited. Everything there is paid for so no mortgage, the rent I charge is mainly just paying property tax and upkeep. I figure I can eat the overall rent on all three for six months before I'd have to dig into savings to cover the losses. Luckily two of my tenants are essential employees, one has both the husband and wife as essentials, and have income coming in so I should be OK. The other one has been furloughed from her job in retail and doesn't know when she will go back to work. On my way to the hunt club Friday I called her and told her not to worry about rent until she got back on her feet. She's never missed a month and usually pays a few days before so I know when she's more stable it'll get paid.

But I feel for the people who use rentals as their livelihood.

If all landlords were like that then it wouldn't be a big problem. Sadly, they aren't all like that.

Keep in mind that for every landlord who relies on rent for his livelihood, how many working class people are there living paycheck to paycheck?

So your solution is to screw over the responsible party to protect the irresponsible?

Are you saying that all working class people are irresponsible and landowners are responsible? Statistically, most of those living paycheck to paycheck are single moms, you know.

Anyway, it's not MY solution - give credit where credit is due: (James 1:27) "The form of worship that is clean and undefiled from the standpoint of our God and Father is this: to look after orphans and widows in their tribulation, and to keep oneself without spot from the world."

Jesus was clear: yes, you ARE your brother's keeper. That's not a left/right thing - it's a right/wrong thing.

Yes, if they are working paycheck to paycheck they almost certainly are living irresponsibly and certainly not within their means.

Here's a newsflash for you....when the landlord loses the property they are renting to a mortgage foreclosure or it is seized by the government because of unpaid taxes the freeloader you desire to help is going to be out on the street too.

(04-06-2020 06:12 PM)UofMstateU Wrote:  ok, well then I'm telling you, as your brother, to get your ass to Jackson Mississippi and pay the rent for the month for someone who's getting evicted.

Not to be harsh, although I admit it sounds that way, but the solution to problems is not destroying someone's livelihood because you want to force them to do something.

If I had the money (and I knew her situation was legit), I might. But I don't. Even so, I never said I wanted to force anyone to do anything - you can't force people to show love, but neither should you condone it when/if they put money ahead of people. If you condone sin, you share in it.

(04-06-2020 06:47 PM)Kaplony Wrote:  Yes, if they are working paycheck to paycheck they almost certainly are living irresponsibly and certainly not within their means.

Here's a newsflash for you....when the landlord loses the property they are renting to a mortgage foreclosure or it is seized by the government because of unpaid taxes the freeloader you desire to help is going to be out on the street too.

I minister to poor people all the time. Most of them work very hard but because they don't own a home they can never get over the hump. That said, I don't know these people, but you seem to think you do because you judge them to be freeloaders... Just remember what the Bible says: (Matthew 5:7)  "Happy are the merciful, since they will be shown mercy", and again (James 2:13) ". . .the one who does not practice mercy will have his judgment without mercy. Mercy triumphs over judgment."

This is the week Jesus died for us - something NONE of us deserved and we can never earn. Let's keep that foremost in our minds.

(04-06-2020 08:21 PM)Hokie Mark Wrote:  

(04-06-2020 06:12 PM)UofMstateU Wrote:  ok, well then I'm telling you, as your brother, to get your ass to Jackson Mississippi and pay the rent for the month for someone who's getting evicted.

Not to be harsh, although I admit it sounds that way, but the solution to problems is not destroying someone's livelihood because you want to force them to do something.

If I had the money (and I knew her situation was legit), I might. But I don't. Even so, I never said I wanted to force anyone to do anything - you can't force people to show love, but neither should you condone it when/if they put money ahead of people. If you condone sin, you share in it.

(04-06-2020 06:47 PM)Kaplony Wrote:  Yes, if they are working paycheck to paycheck they almost certainly are living irresponsibly and certainly not within their means.

Here's a newsflash for you....when the landlord loses the property they are renting to a mortgage foreclosure or it is seized by the government because of unpaid taxes the freeloader you desire to help is going to be out on the street too.

I minister to poor people all the time. Most of them work very hard but because they don't own a home they can never get over the hump. That said, I don't know these people, but you seem to think you do because you judge them to be freeloaders... Just remember what the Bible says: (Matthew 5:7)  "Happy are the merciful, since they will be shown mercy", and again (James 2:13) ". . .the one who does not practice mercy will have his judgment without mercy. Mercy triumphs over judgment."

This is the week Jesus died for us - something NONE of us deserved and we can never earn. Let's keep that foremost in our minds.

Posting Bible verses is good and all, but neither the government nor mortgage company is going to take a Bible verse in lieu of the tax or mortgage payment when it comes due, and by screwing over the property owner you've just created two people out on the street and broke.