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It Is a Very Dark Day in Texas History...
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Post: #21
RE: It Is a Very Dark Day in Texas History...
(06-17-2019 09:13 AM)bullet Wrote:  Well it happened with banking. Texas lost its banks in the 80s. Only one of the top 10 survived as an independent bank. That has handicapped business development and venture capital.

Texas lost its banks in the 80's because they were horrific at underwriting and led the nation in bad real estate development loans. The mere thought that the terms "bank" and "venture capital" should be thought of in the same discussion is troubling. Bank financing and venture capital are two very different animals.
06-17-2019 12:33 PM
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Post: #22
RE: It Is a Very Dark Day in Texas History...
(06-17-2019 12:33 PM)banker Wrote:  
(06-17-2019 09:13 AM)bullet Wrote:  Well it happened with banking. Texas lost its banks in the 80s. Only one of the top 10 survived as an independent bank. That has handicapped business development and venture capital.

Texas lost its banks in the 80's because they were horrific at underwriting and led the nation in bad real estate development loans. The mere thought that the terms "bank" and "venture capital" should be thought of in the same discussion is troubling. Bank financing and venture capital are two very different animals.

Texas banks simply did the same thing the rest of the nation did in 2008. Local banks serve as lenders to entrepreneurs. Big Texas banks disappeared
06-17-2019 01:51 PM
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banker Offline
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Post: #23
RE: It Is a Very Dark Day in Texas History...
(06-17-2019 01:51 PM)bullet Wrote:  
(06-17-2019 12:33 PM)banker Wrote:  
(06-17-2019 09:13 AM)bullet Wrote:  Well it happened with banking. Texas lost its banks in the 80s. Only one of the top 10 survived as an independent bank. That has handicapped business development and venture capital.

Texas lost its banks in the 80's because they were horrific at underwriting and led the nation in bad real estate development loans. The mere thought that the terms "bank" and "venture capital" should be thought of in the same discussion is troubling. Bank financing and venture capital are two very different animals.

Texas banks simply did the same thing the rest of the nation did in 2008. Local banks serve as lenders to entrepreneurs. Big Texas banks disappeared

I'm an older guy, I was speaking of the real estate /banking crash of the late 80s and early 90s. They came up with a whole new set of appraisal rules based on what Texas developers were doing, and those banks were financing, in the 80s. I was a commercial appraiser during that time frame and moved in to commercial banking in 1992.
06-17-2019 02:57 PM
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Post: #24
RE: It Is a Very Dark Day in Texas History...
(06-17-2019 02:57 PM)banker Wrote:  
(06-17-2019 01:51 PM)bullet Wrote:  
(06-17-2019 12:33 PM)banker Wrote:  
(06-17-2019 09:13 AM)bullet Wrote:  Well it happened with banking. Texas lost its banks in the 80s. Only one of the top 10 survived as an independent bank. That has handicapped business development and venture capital.

Texas lost its banks in the 80's because they were horrific at underwriting and led the nation in bad real estate development loans. The mere thought that the terms "bank" and "venture capital" should be thought of in the same discussion is troubling. Bank financing and venture capital are two very different animals.

Texas banks simply did the same thing the rest of the nation did in 2008. Local banks serve as lenders to entrepreneurs. Big Texas banks disappeared

I'm an older guy, I was speaking of the real estate /banking crash of the late 80s and early 90s. They came up with a whole new set of appraisal rules based on what Texas developers were doing, and those banks were financing, in the 80s. I was a commercial appraiser during that time frame and moved in to commercial banking in 1992.

I was referring to when the Texas banking industry disappeared, in the real estate/oil crash of 1985-1986. That crash wasn't much different than what happened in 2008 in the rest of the country. The S&Ls had a lot of fraud and self-dealing that made their situation even worse. But that was happening around the country. There just wasn't a real estate crash to expose it.
06-17-2019 03:12 PM
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Kaplony Offline
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Post: #25
RE: It Is a Very Dark Day in Texas History...
We ate at a Whataburger when we traveled through Texas on the way to my son's BCT graduation at Ft Sill. I still don't get the hype.
06-17-2019 04:17 PM
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TigerBlue4Ever Offline
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Post: #26
RE: It Is a Very Dark Day in Texas History...
Burger King has their whopper available with bacon on sourdough bread and it's really good.
06-17-2019 04:33 PM
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olliebaba Offline
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Post: #27
RE: It Is a Very Dark Day in Texas History...
(06-17-2019 04:33 PM)TigerBlue4Ever Wrote:  Burger King has their whopper available with bacon on sourdough bread and it's really good.

I'll have to try that, sounds yummy.
06-17-2019 05:22 PM
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Post: #28
RE: It Is a Very Dark Day in Texas History...
good ole BK...

[Image: 101805521-Burger.jpg?v=1404251799&am...;amp;h=420]
06-17-2019 05:34 PM
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Hambone10 Offline
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Post: #29
RE: It Is a Very Dark Day in Texas History...
(06-15-2019 03:37 AM)king king Wrote:  
(06-14-2019 09:57 PM)Side Show Joe Wrote:  Family owned Whataburger has been sold to a Chicago investment group. The greatest hamburger chain is no longer a Texas icon. Terrible. 03-weeping

http://www.fox4news.com/news/texas/famil...based-bank

You mean In N Out?

I've eaten a lot of both.... and while I like In and Out, Whataburger blows them away
06-17-2019 07:18 PM
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Side Show Joe Offline
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Post: #30
RE: It Is a Very Dark Day in Texas History...
(06-17-2019 07:42 AM)banker Wrote:  
(06-15-2019 09:34 AM)Side Show Joe Wrote:  
(06-14-2019 10:34 PM)banker Wrote:  The company that bought them owns Krispy Kreme and Panera Bread. I don't think they will mess it up, they have done well with those two.

In their effort to expand the chain, they will compromise the culture of the brand. You cannot be a Texas brand, when you are owned by an out of state corporation. In fact the majority of loyal Whataburger customers feel the same way. You should look at their social media since the news broke. I'm sure the family made a ton of money, but they betrayed the people of Texas to get it.

This view is very strange on so many levels, unless you're a socialist who believes the efforts of the individual are owned by the collective.

1. compromise the culture - a double assumption that it will happen and that the existing culture represents the pinnacle.

2. You can not be a Texas brand - limiting and narcissistic.

3. the fact the majority - haven't seen the polls to support this. If you have heard from the "majority" it must mean the customer base is very small.

4. social media - you mean the vocal minority?

5. betrayed the people of Texas - don't even know what to say here. That's pure projection of your personal feelings and that of a few posters on social media. Get back to me when you have 20+million posts supporting this sentiment.

Look, I respect the state of Texas for a lot of things, and their general view of personal responsibility and independence, but feeling the state or its people are betrayed by corporate M&A activity is over the top.

It isn't strange to a Texan. Sure it is a free country and they are totally within their rights to sell the company to whoever they choose. It is just too bad they didn't sell to another Texas company. As for what you call assumptions, you are not a Texan and probably have zero to very limited experiences at a Whataburger, so I don't expect you to understand what I'm referring to.
06-17-2019 08:20 PM
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king king Offline
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Post: #31
RE: It Is a Very Dark Day in Texas History...
(06-17-2019 07:18 PM)Hambone10 Wrote:  
(06-15-2019 03:37 AM)king king Wrote:  
(06-14-2019 09:57 PM)Side Show Joe Wrote:  Family owned Whataburger has been sold to a Chicago investment group. The greatest hamburger chain is no longer a Texas icon. Terrible. 03-weeping

http://www.fox4news.com/news/texas/famil...based-bank

You mean In N Out?

I've eaten a lot of both.... and while I like In and Out, Whataburger blows them away

I ate Whataburger as a kid and it was great. The one that was on Highway 51 in Memphis.

I ate it as an adult a couple years ago a couple times in Texas and it was meh at best. The fries were just ok and the burger was just decent. I even thought the sodas were a little watery.

I've only ever been let down by In n Out once and I eat there every time I'm out west. It's a perfect fast food burger imo. Animal style double double. Yum.
06-17-2019 09:06 PM
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MGNation92 Offline
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Post: #32
RE: It Is a Very Dark Day in Texas History...
(06-17-2019 08:20 PM)Side Show Joe Wrote:  
(06-17-2019 07:42 AM)banker Wrote:  
(06-15-2019 09:34 AM)Side Show Joe Wrote:  
(06-14-2019 10:34 PM)banker Wrote:  The company that bought them owns Krispy Kreme and Panera Bread. I don't think they will mess it up, they have done well with those two.

In their effort to expand the chain, they will compromise the culture of the brand. You cannot be a Texas brand, when you are owned by an out of state corporation. In fact the majority of loyal Whataburger customers feel the same way. You should look at their social media since the news broke. I'm sure the family made a ton of money, but they betrayed the people of Texas to get it.

This view is very strange on so many levels, unless you're a socialist who believes the efforts of the individual are owned by the collective.

1. compromise the culture - a double assumption that it will happen and that the existing culture represents the pinnacle.

2. You can not be a Texas brand - limiting and narcissistic.

3. the fact the majority - haven't seen the polls to support this. If you have heard from the "majority" it must mean the customer base is very small.

4. social media - you mean the vocal minority?

5. betrayed the people of Texas - don't even know what to say here. That's pure projection of your personal feelings and that of a few posters on social media. Get back to me when you have 20+million posts supporting this sentiment.

Look, I respect the state of Texas for a lot of things, and their general view of personal responsibility and independence, but feeling the state or its people are betrayed by corporate M&A activity is over the top.

It isn't strange to a Texan. Sure it is a free country and they are totally within their rights to sell the company to whoever they choose. It is just too bad they didn't sell to another Texas company. As for what you call assumptions, you are not a Texan and probably have zero to very limited experiences at a Whataburger, so I don't expect you to understand what I'm referring to.

Agreed. It sucks that Whataburger is doing this. I try to support Texan businesses first. People who aren't from Texas don't understand the pride that comes with that. I'm just hoping they keep the menu/quality the same
06-18-2019 09:48 AM
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Hambone10 Offline
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Post: #33
RE: It Is a Very Dark Day in Texas History...
(06-17-2019 09:06 PM)king king Wrote:  
(06-17-2019 07:18 PM)Hambone10 Wrote:  
(06-15-2019 03:37 AM)king king Wrote:  
(06-14-2019 09:57 PM)Side Show Joe Wrote:  Family owned Whataburger has been sold to a Chicago investment group. The greatest hamburger chain is no longer a Texas icon. Terrible. 03-weeping

http://www.fox4news.com/news/texas/famil...based-bank

You mean In N Out?

I've eaten a lot of both.... and while I like In and Out, Whataburger blows them away

I ate Whataburger as a kid and it was great. The one that was on Highway 51 in Memphis.

I ate it as an adult a couple years ago a couple times in Texas and it was meh at best. The fries were just ok and the burger was just decent. I even thought the sodas were a little watery.

I've only ever been let down by In n Out once and I eat there every time I'm out west. It's a perfect fast food burger imo. Animal style double double. Yum.

Maybe this is the difference. I'm not a Thousand Island fan on burgers. On veggies and a Rueben, absolutely. In my mind, I'm eating a burger while you're eating a sandwich. If you prefer, you're eating a burger and I'm eating a patty melt.

Again, I like In and Out... quality meat and buns... but I can't get grilled Jalapenos and 'spicy' ketchup
06-18-2019 01:23 PM
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king king Offline
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Post: #34
RE: It Is a Very Dark Day in Texas History...
(06-18-2019 01:23 PM)Hambone10 Wrote:  
(06-17-2019 09:06 PM)king king Wrote:  
(06-17-2019 07:18 PM)Hambone10 Wrote:  
(06-15-2019 03:37 AM)king king Wrote:  
(06-14-2019 09:57 PM)Side Show Joe Wrote:  Family owned Whataburger has been sold to a Chicago investment group. The greatest hamburger chain is no longer a Texas icon. Terrible. 03-weeping

http://www.fox4news.com/news/texas/famil...based-bank

You mean In N Out?

I've eaten a lot of both.... and while I like In and Out, Whataburger blows them away

I ate Whataburger as a kid and it was great. The one that was on Highway 51 in Memphis.

I ate it as an adult a couple years ago a couple times in Texas and it was meh at best. The fries were just ok and the burger was just decent. I even thought the sodas were a little watery.

I've only ever been let down by In n Out once and I eat there every time I'm out west. It's a perfect fast food burger imo. Animal style double double. Yum.

Maybe this is the difference. I'm not a Thousand Island fan on burgers. On veggies and a Rueben, absolutely. In my mind, I'm eating a burger while you're eating a sandwich. If you prefer, you're eating a burger and I'm eating a patty melt.

Again, I like In and Out... quality meat and buns... but I can't get grilled Jalapenos and 'spicy' ketchup

I like the animal style a lot. But what I really love is the flavor of the onions with the bun when it gets a little soggy. It reminds me of a Krystal way back when they were good with the bun and onion.
06-18-2019 03:46 PM
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JMUDunk Offline
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Post: #35
RE: It Is a Very Dark Day in Texas History...
(06-15-2019 10:38 AM)UofMstateU Wrote:  
(06-15-2019 10:18 AM)UofMemphis Wrote:  
(06-15-2019 09:34 AM)Side Show Joe Wrote:  
(06-14-2019 10:34 PM)banker Wrote:  The company that bought them owns Krispy Kreme and Panera Bread. I don't think they will mess it up, they have done well with those two.
I'm sure the family made a ton of money, but they betrayed the people of Texas to get it.

maybe the kids didn't want to run it anymore an just cashed out....that's how this capitalism thing works.

put enough zeros on the check and chick fil a would probably do the same thing...money talks.

If anyone thought they could have bought out Chik Fil A, they would have already done it. It generates the highest store per store revenue in the country (despite being closed on Sunday) and has the best franchise system in existence.

And somehow we had a neighbor who was a franchise owner go broke...

Didn't know the people, but the cow colored truck was the first give away. They moved into the former house of friends next door to good friends of ours.

Somehow they lost the franchise, the house and now they and their 3 kids live in a 2 bedroom apartment. That's gotta take some real trying to f%^$ that up. Who knows.
06-18-2019 03:55 PM
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Post: #36
RE: It Is a Very Dark Day in Texas History...
(06-18-2019 01:23 PM)Hambone10 Wrote:  
(06-17-2019 09:06 PM)king king Wrote:  
(06-17-2019 07:18 PM)Hambone10 Wrote:  
(06-15-2019 03:37 AM)king king Wrote:  
(06-14-2019 09:57 PM)Side Show Joe Wrote:  Family owned Whataburger has been sold to a Chicago investment group. The greatest hamburger chain is no longer a Texas icon. Terrible. 03-weeping

http://www.fox4news.com/news/texas/famil...based-bank

You mean In N Out?

I've eaten a lot of both.... and while I like In and Out, Whataburger blows them away

I ate Whataburger as a kid and it was great. The one that was on Highway 51 in Memphis.

I ate it as an adult a couple years ago a couple times in Texas and it was meh at best. The fries were just ok and the burger was just decent. I even thought the sodas were a little watery.

I've only ever been let down by In n Out once and I eat there every time I'm out west. It's a perfect fast food burger imo. Animal style double double. Yum.

Maybe this is the difference. I'm not a Thousand Island fan on burgers. On veggies and a Rueben, absolutely. In my mind, I'm eating a burger while you're eating a sandwich. If you prefer, you're eating a burger and I'm eating a patty melt.

Again, I like In and Out... quality meat and buns... but I can't get grilled Jalapenos and 'spicy' ketchup

I don't get the In and Out hype. I've eaten there 2 or 3 times in California. Just kind of normal, dry burgers. Whataburger is much better. I really like 5 guys, but that is a different price point.
06-18-2019 04:02 PM
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Post: #37
It Is a Very Dark Day in Texas History...
In and out is a combination of the food and customer service

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06-18-2019 04:03 PM
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bullet Offline
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Post: #38
RE: It Is a Very Dark Day in Texas History...
(06-18-2019 04:03 PM)fsquid Wrote:  In and out is a combination of the food and customer service

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So the long lines are what makes it attractive? Does that make it trendy?

And if you are talking about the staff, they aren't in the same universe as Chick-Fil-A. No complaints, but nothing special either.
06-18-2019 05:02 PM
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Post: #39
RE: It Is a Very Dark Day in Texas History...
(06-18-2019 05:02 PM)bullet Wrote:  
(06-18-2019 04:03 PM)fsquid Wrote:  In and out is a combination of the food and customer service

Sent from my SM-G965U using Tapatalk

So the long lines are what makes it attractive? Does that make it trendy?

And if you are talking about the staff, they aren't in the same universe as Chick-Fil-A. No complaints, but nothing special either.
I've literally never had one issue with their customer service and the line usually moves unless you have someone who doesn't k ow how to order.

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06-18-2019 05:27 PM
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