(12-12-2018 04:17 PM)tigergreen Wrote:  Just looked at my pay stub for our standard PPO - my health insurance cost is $266.00 per month for me and my family, breaking down to $88.00 per person.
So in my case, Obama's estimate is dead-on.

I've already renewed mine for 2019, and there was no increase in cost this year for us.
Even if I went with the Premiere plan (lower deductible, co-pays), it would only be $350.00/month, or $116.00 for our family.

You live in TN. There are no plans in TN with those prices unless they were exempted or grandfathered (plans in place prior to Obamacare) I know, I had one until I changed jobs.

This is also the reason some people erroneously believe Obamacare is working; because the plan they actually have isnt a true Obamacare policy. And they will get smacked in the face if they do change jobs.

Or, your employer is covering a huge chunk of your health care costs.

In Texas or Alabama, the two states I've looked at (my best friend has cancer in Alabama and cannot work, so she has no income)....if you make between 18,100 and ~40,000, you don't pay much, if anything, for insurance.

If you make less than that, because Alabama and Texas didn't expand Medicare, the rate for a 50 year old is around 11,000 a year for insurance. If you have no income, you either die or find someone willing to treat you for free.

For me, I pay 750 a month with a 6800 deductible (I'm roughly 50 years old). Which is around 15k a year before they really start paying. My premium went down by 100 bucks a month this year. The insurance offers decent coverage, and pays some out of network coverage. It finally covers all public hospitals in Houston.

The way I look at it, I'm good with raising taxes by up to 20k a year on my income in return for Medicare coverage (even with the copays) guaranteed for life.

(12-12-2018 07:23 PM)Tom in Lazybrook Wrote:  In Texas or Alabama, the two states I've looked at (my best friend has cancer in Alabama and cannot work, so she has no income)....if you make between 18,100 and ~40,000, you don't pay much, if anything, for insurance.

If you make less than that, because Alabama and Texas didn't expand Medicare, the rate for a 50 year old is around 11,000 a year for insurance. If you have no income, you either die or find someone willing to treat you for free.

For me, I pay 750 a month with a 6800 deductible (I'm roughly 50 years old). Which is around 15k a year before they really start paying. My premium went down by 100 bucks a month this year. The insurance offers decent coverage, and pays some out of network coverage. It finally covers all public hospitals in Houston.

The way I look at it, I'm good with raising taxes by up to 20k a year on my income in return for Medicare coverage (even with the copays) guaranteed for life.

Your policy sounds awful. When I went through my job transition that is the type of policy and price range offered to me and my family.

I went on a healthshare plan for a month

The Medicare for all crowd obviously has zero clue about... well Medicare

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(12-12-2018 04:17 PM)tigergreen Wrote:  Just looked at my pay stub for our standard PPO - my health insurance cost is $266.00 per month for me and my family, breaking down to $88.00 per person.
So in my case, Obama's estimate is dead-on.

I've already renewed mine for 2019, and there was no increase in cost this year for us.
Even if I went with the Premiere plan (lower deductible, co-pays), it would only be $350.00/month, or $116.00 for our family.

You people must be complete morons. If Hussein was telling the truth his ACA would be the greatest bill ever passed. Health care would be an after thought. No one on here would have a complaint.
Do you think the rest of us are lying about what this crap has done to our health care budget?

(12-12-2018 04:17 PM)tigergreen Wrote:  Just looked at my pay stub for our standard PPO - my health insurance cost is $266.00 per month for me and my family, breaking down to $88.00 per person.
So in my case, Obama's estimate is dead-on.

I've already renewed mine for 2019, and there was no increase in cost this year for us.
Even if I went with the Premiere plan (lower deductible, co-pays), it would only be $350.00/month, or $116.00 for our family.

Do you work in healthcare? When I worked at the local hospital the premiums for the family were under $300/month with a $500 deductible and very reasonable copays for services and drugs

(12-12-2018 05:23 PM)Owl 69/70/75 Wrote:  

(12-12-2018 05:09 PM)tigergreen Wrote:  

(12-12-2018 05:02 PM)Owl 69/70/75 Wrote:  

(12-12-2018 04:17 PM)tigergreen Wrote:  Just looked at my pay stub for our standard PPO - my health insurance cost is $266.00 per month for me and my family, breaking down to $88.00 per person.
So in my case, Obama's estimate is dead-on.
I've already renewed mine for 2019, and there was no increase in cost this year for us.
Even if I went with the Premiere plan (lower deductible, co-pays), it would only be $350.00/month, or $116.00 for our family.

You must be on an employer plan, and not counting the employer subsidy.

Yes; I am on an employer plan - I dare say a lot on this thread are. That doesn't change the fact that my monthly expense is within that range.

But not the cost of your policy--just the part that your employer does not pay.

I mean c'mon green. I know people who pay nothing for their insurance... their company picks it all up... but that doesn't mean that's what many people pay. If a Republican said it was $2,000 per person per month... the left would call that anecdotal or not true...

and here below we have a democrat saying it's 2,000 per person per month.

(12-12-2018 07:23 PM)Tom in Lazybrook Wrote:  In Texas or Alabama, the two states I've looked at (my best friend has cancer in Alabama and cannot work, so she has no income)....if you make between 18,100 and ~40,000, you don't pay much, if anything, for insurance.

If you make less than that, because Alabama and Texas didn't expand Medicare, the rate for a 50 year old is around 11,000 a year for insurance. If you have no income, you either die or find someone willing to treat you for free.

For me, I pay 750 a month with a 6800 deductible (I'm roughly 50 years old). Which is around 15k a year before they really start paying. My premium went down by 100 bucks a month this year. The insurance offers decent coverage, and pays some out of network coverage. It finally covers all public hospitals in Houston.

The way I look at it, I'm good with raising taxes by up to 20k a year on my income in return for Medicare coverage (even with the copays) guaranteed for life.

Tom... Here is why I have a tough time listening to you AT ALL on this issue

1) States can't expand medicare... That's Federal. MedicAID is state....

This is IMPORTANT because if the Democrats really wanted to provide insurance for these people, all they had to do was expand MediCARE. Instead they offered a few years of support to states for a lifetime of expense. Why do you think they let you down so much here? And why aren't you upset that they went to so much effort SPECIFICALLY to NOT solve this problem when it was so easy in their grasp.?

2) A 50 yr old person legitimately unable to work (fully disabled) qualify under a different program and not purely based on income... Again, Feds could have expanded Medicare to cover people who are disabled but get no benefits. They declined. That's their JOB by the way. That's the JOB of Medicare... to cover the disabled. While their IS a waiting period, most who get SSDI get Medicare, regardless of their age.

So while you may have an anecdotal example of someone who slips through a tiny sliver of the issue due to some very unusual circumstances (where they are fully disabled but receive no SSDI or other benefits)... I suspect Texas would be more than happy to expand THAT tiny portion of medicaid... as long as it didn't have to expand the portion where a 35 year old single man with 3 kids, but no financial responsibility for them simply declines to work very much and live at home with his mother who is collecting Social Security so that he doesn't have to pay child support ALSO get's 'free' healthcare.... There are probably 10 such people for every one like your friend.

but every time we speak on this issue 'you know a guy' who fits some minute sliver.

Hint... Obama said health insurance is only $50-100... and you're paying $1,000. Where is your disdain for HIS misrepresentation. Where is your indignation that he ALLOWED Republicans in Texas to do this to you and your friend when there was no reason for him to have to do so? It's like giving your car keys to a drunk and then blaming them when they wreck your car.

Obama played 'chicken' and then he swerved to protect himself at your and your friends expense.

When Obamacare kicked in, I was working for myself and my insurance (single coverage) nearly doubled to around $500/yr for the bronze plan with a $9000 deductible, about three times the deductible as before. It's only good for major illnesses. That was 5 years ago, when I decided to go back to work for the man. So much for entrepreneurship and trying to break out on your own.

(12-12-2018 08:56 PM)SoMs Eagle Wrote:  

(12-12-2018 04:17 PM)tigergreen Wrote:  Just looked at my pay stub for our standard PPO - my health insurance cost is $266.00 per month for me and my family, breaking down to $88.00 per person.
So in my case, Obama's estimate is dead-on.

I've already renewed mine for 2019, and there was no increase in cost this year for us.
Even if I went with the Premiere plan (lower deductible, co-pays), it would only be $350.00/month, or $116.00 for our family.

You people must be complete morons. If Hussein was telling the truth his ACA would be the greatest bill ever passed. Health care would be an after thought. No one on here would have a complaint.
Do you think the rest of us are lying about what this crap has done to our health care budget?

I just

mean I just can't

I can't

Can't even fathom the

just cant

the level of

jus can't

level of stupidity

nope

of these apologists

just can't

literally mind boggling

it's too

(12-12-2018 01:38 AM)JMUDunk Wrote:  

(12-11-2018 10:38 PM)solohawks Wrote:  https://twitter.com/BarackObama/status/1...44928?s=09

Is that true for you guys.

I have a group policy through my employer and it's almost $400 a month for my family so that's a big no for me

Good for you.
I'm am Indy, small business guy on his own. Had to cut off alot of folks.

Now? $2479.00 a month.

Not a joke. not a lie. true schit.

2500 a month.

Welcome to zerOcare (OR Obamacare if you'd like),

Tell me this is an improvement in healthcare or anyone's life so far.

Bet you can't.

May I ask why you don't just self-insure? Seems it would be cheaper and less wasteful even with the penalty no wait tax, no wait penalty, no, I think he really meant tax.

If you are getting health insurance through a large employer who was already giving you health insurance before the ACA .... you're the most shielded from the ACA's effects after Congress. As has already been mentioned ... you're only seeing what YOU are paying, you are not seeing what YOUR EMPLOYER is paying. Which, IIRC, is more than half.

For those like tigergreen with non-insane costs (at least on their pay stub) .... try buying from the exchange directly as an individual buyer. It'll greatly expand your worldview.

(12-13-2018 06:53 PM)georgia_tech_swagger Wrote:  If you are getting health insurance through a large employer who was already giving you health insurance before the ACA .... you're the most shielded from the ACA's effects after Congress. As has already been mentioned ... you're only seeing what YOU are paying, you are not seeing what YOUR EMPLOYER is paying. Which, IIRC, is more than half.
For those like tigergreen with non-insane costs (at least on their pay stub) .... try buying from the exchange directly as an individual buyer. It'll greatly expand your worldview.

Yep, I've pretty much decided that Obamacare means I can never retire. Fortunately, working three days a week nine months a year isn't exactly a killer schedule.

I’m going to a grandfathered BCBS plan at a union job. I don’t yet know what the employer pays, but my share for just me will be $55 a week. At my previous job, my employer was covering $300 per week and my share still came to $81.55 per week. $19,077.50 per year in total premiums. Before the ACA, another employer was covering $115 per week, and my weekly contribution was $24. That’s $6950 per year. I haven’t had an overnight hospital stay since my tonsillectomy when I was five.

If you wanna know the full value of your employer group premium, find out what the COBRA rate would be. Take that COBRA rate and subtract your monthly contribution and that is how much your employer pays per month for your health insurance.

When I worked at the hospital it was close to $1500 for the employer portion