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Equifax says breach exposed Social Security numbers, data from 143M Americans
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Hood-rich Offline
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Post: #41
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-08-2017 01:12 PM)HeartOfDixie Wrote:  
(09-08-2017 01:10 PM)VA49er Wrote:  Check to see if you are impacted: Equifax


If impacted you can add a free 90 day fraud alert: Add a fraud alert

Mine was impacted.
"enroll"
bet they want money.

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09-08-2017 02:27 PM
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HeartOfDixie Offline
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Post: #42
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-08-2017 02:27 PM)Hood-rich Wrote:  
(09-08-2017 01:12 PM)HeartOfDixie Wrote:  
(09-08-2017 01:10 PM)VA49er Wrote:  Check to see if you are impacted: Equifax


If impacted you can add a free 90 day fraud alert: Add a fraud alert

Mine was impacted.
"enroll"
bet they want money.

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No, they want me to waive my rights to sue them.

You can search to see if you are impacted but you should not sign up for their program.
09-08-2017 02:28 PM
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Hood-rich Offline
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Post: #43
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-08-2017 02:28 PM)HeartOfDixie Wrote:  
(09-08-2017 02:27 PM)Hood-rich Wrote:  
(09-08-2017 01:12 PM)HeartOfDixie Wrote:  
(09-08-2017 01:10 PM)VA49er Wrote:  Check to see if you are impacted: Equifax


If impacted you can add a free 90 day fraud alert: Add a fraud alert

Mine was impacted.
"enroll"
bet they want money.

Sent from my SM-J700T using CSNbbs mobile app

No, they want me to waive my rights to sue them.

You can search to see if you are impacted but you should not sign up for their program.
Oh I did. I won't sign up for that.

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09-08-2017 02:29 PM
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solohawks Offline
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Post: #44
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
I checked their site and they said I was effected.
09-08-2017 02:32 PM
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TigerBlue4Ever Offline
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Post: #45
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
The only ones who will get anything from a class action suit are the lawyers so why bother?
09-08-2017 04:41 PM
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hoopfan Offline
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Post: #46
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
That is a BS check site. All it says, to probably everyone, is "they believe' that you 'may' be impacted.
Why not yes or no?
09-08-2017 04:52 PM
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Kronke Online
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Post: #47
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-08-2017 02:22 PM)VA49er Wrote:  
(09-08-2017 02:18 PM)HeartOfDixie Wrote:  
(09-08-2017 02:11 PM)VA49er Wrote:  Sneaky ba$tards.....

Equifax hack victims could be disqualifying themselves from class-action claims

snippit:
Quote:As Equifax consumers attempt to check whether they are among the 143 million individuals whose information has been compromised in a massive cyber-attack, the consumer credit reporting agency has included a clause on its TrustedID portal that could disqualify victims from joining a class-action suit.

In response to the hack, Equifax has established a website allowing individuals to check whether their personal information has been impacted. However, by using the portal and joining TrustedID, it appears from the terms of service that people are implicitly agreeing to a clause that bars them from taking part in any class action against the company: “Please read this entire section carefully because it affects your legal rights by requiring arbitration of disputes (except as set forth below) and a waiver of the ability to bring or participate in a class action, class arbitration, or other representative action. Arbitration provides a quick and cost effective mechanism for resolving disputes, but you should be aware that it also limits your rights to discovery and appeal.” The caveat was first reported by TechCrunch Opens a New Window. .

On Friday, Equifax updated its terms of service allowing consumers to opt out of this arbitration clause, but that requires them to “notify Equifax in writing within 30 days of the date that you first accept this agreement on the site,” according to The Washington Post.

Class act!

Yep, the idiots made it a two step process though. I started the process but will not complete the process after reading the above info. I imagine lots of other folks will do the same. Besides, I've put the ALERT on my credit files and after all the other hacks that have occurred I have to have at least two or three other monitoring services activated.

Same. These people are absolute scum bags.

I checked CreditKarma, and no new accounts have been opened, though a few months ago, I got fraud alerts for two credit cards of mine at practically the same time, so I bet that was related to this hack. Fortunately, the cards caught the fraud and declined the charges.
(This post was last modified: 09-08-2017 05:01 PM by Kronke.)
09-08-2017 05:01 PM
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HeartOfDixie Offline
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Post: #48
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-08-2017 05:01 PM)Kronke Wrote:  
(09-08-2017 02:22 PM)VA49er Wrote:  
(09-08-2017 02:18 PM)HeartOfDixie Wrote:  
(09-08-2017 02:11 PM)VA49er Wrote:  Sneaky ba$tards.....

Equifax hack victims could be disqualifying themselves from class-action claims

snippit:
Quote:As Equifax consumers attempt to check whether they are among the 143 million individuals whose information has been compromised in a massive cyber-attack, the consumer credit reporting agency has included a clause on its TrustedID portal that could disqualify victims from joining a class-action suit.

In response to the hack, Equifax has established a website allowing individuals to check whether their personal information has been impacted. However, by using the portal and joining TrustedID, it appears from the terms of service that people are implicitly agreeing to a clause that bars them from taking part in any class action against the company: “Please read this entire section carefully because it affects your legal rights by requiring arbitration of disputes (except as set forth below) and a waiver of the ability to bring or participate in a class action, class arbitration, or other representative action. Arbitration provides a quick and cost effective mechanism for resolving disputes, but you should be aware that it also limits your rights to discovery and appeal.” The caveat was first reported by TechCrunch Opens a New Window. .

On Friday, Equifax updated its terms of service allowing consumers to opt out of this arbitration clause, but that requires them to “notify Equifax in writing within 30 days of the date that you first accept this agreement on the site,” according to The Washington Post.

Class act!

Yep, the idiots made it a two step process though. I started the process but will not complete the process after reading the above info. I imagine lots of other folks will do the same. Besides, I've put the ALERT on my credit files and after all the other hacks that have occurred I have to have at least two or three other monitoring services activated.

Same. These people are absolute scum bags.

I checked CreditKarma, and no new accounts have been opened, though a few months ago, I got fraud alerts for two credit cards of mine at practically the same time, so I bet that was related to this hack. Fortunately, the cards caught the fraud and declined the charges.

CreditKarma can be slow.

You can usually get a free credit check system with your bank.
09-08-2017 05:45 PM
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HeartOfDixie Offline
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Post: #49
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-08-2017 04:41 PM)TigerBlue4Ever Wrote:  The only ones who will get anything from a class action suit are the lawyers so why bother?

Sometimes
09-08-2017 05:45 PM
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miko33 Offline
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Post: #50
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-08-2017 05:01 PM)Kronke Wrote:  
(09-08-2017 02:22 PM)VA49er Wrote:  
(09-08-2017 02:18 PM)HeartOfDixie Wrote:  
(09-08-2017 02:11 PM)VA49er Wrote:  Sneaky ba$tards.....

Equifax hack victims could be disqualifying themselves from class-action claims

snippit:
Quote:As Equifax consumers attempt to check whether they are among the 143 million individuals whose information has been compromised in a massive cyber-attack, the consumer credit reporting agency has included a clause on its TrustedID portal that could disqualify victims from joining a class-action suit.

In response to the hack, Equifax has established a website allowing individuals to check whether their personal information has been impacted. However, by using the portal and joining TrustedID, it appears from the terms of service that people are implicitly agreeing to a clause that bars them from taking part in any class action against the company: “Please read this entire section carefully because it affects your legal rights by requiring arbitration of disputes (except as set forth below) and a waiver of the ability to bring or participate in a class action, class arbitration, or other representative action. Arbitration provides a quick and cost effective mechanism for resolving disputes, but you should be aware that it also limits your rights to discovery and appeal.” The caveat was first reported by TechCrunch Opens a New Window. .

On Friday, Equifax updated its terms of service allowing consumers to opt out of this arbitration clause, but that requires them to “notify Equifax in writing within 30 days of the date that you first accept this agreement on the site,” according to The Washington Post.

Class act!

Yep, the idiots made it a two step process though. I started the process but will not complete the process after reading the above info. I imagine lots of other folks will do the same. Besides, I've put the ALERT on my credit files and after all the other hacks that have occurred I have to have at least two or three other monitoring services activated.

Same. These people are absolute scum bags.

I checked CreditKarma, and no new accounts have been opened, though a few months ago, I got fraud alerts for two credit cards of mine at practically the same time, so I bet that was related to this hack. Fortunately, the cards caught the fraud and declined the charges.

One of my credit cards contained fraudulent charges several months ago. My CC company alerted me to the charges. Fits the time period Equifax got hacked. No doubt that I was affected.
09-09-2017 07:32 AM
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Max Power Offline
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Post: #51
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-08-2017 02:28 PM)HeartOfDixie Wrote:  
(09-08-2017 02:27 PM)Hood-rich Wrote:  
(09-08-2017 01:12 PM)HeartOfDixie Wrote:  
(09-08-2017 01:10 PM)VA49er Wrote:  Check to see if you are impacted: Equifax


If impacted you can add a free 90 day fraud alert: Add a fraud alert

Mine was impacted.
"enroll"
bet they want money.

Sent from my SM-J700T using CSNbbs mobile app

No, they want me to waive my rights to sue them.

You can search to see if you are impacted but you should not sign up for their program.

They want both.

http://www.huffingtonpost.com/entry/equi...e531062976
Quote:WASHINGTON ― The credit monitoring company that let criminals steal personal information pertaining to nearly half the U.S. population is offering free credit monitoring to those affected ― but there’s a catch.

Victims of the Equifax security breach who sign up for the company’s “complementary” service will only get one free year. After that, unless they proactively cancel, they may have to pay. The terms of use say customers must have internet access and a credit or debit card to sign up.

“We will not bill You until the free trial period has expired and provided that You have not yet cancelled your trial membership,” say the terms, dated Sept. 6. “In the event that You wish to continue Your membership beyond the trial period, do nothing and Your membership will automatically continue without interruption and We will begin billing You via the payment source You provided when you signed up for the free trial.”

Robert Weissman, president of the consumer watchdog Public Citizen, said, “It appears that the company thinks one of the worst data breaches in history is a marketing opportunity. Instead of trying to rip people off with new hidden charges and trick consumers to give up their rights it might be a better idea to actually remedy the harm.”

So they're getting their victims to sign up for a trial period of credit monitoring after which they'll be charged if they don't opt out.

Also, the best way to protect yourself is a putting a credit freeze on your accounts with the three credit giants to prevent any new accounts from being opened.

https://www.freeze.equifax.com/Freeze/js...IDInfo.jsp
https://www.experian.com/consumer/cac/In...ode=FREEZE
https://annualcreditreport.transunion.co...ze/landing

Oh but there's a catch there too. Unless your state prevents them from doing so, they charge for this (and also doing a date specific freeze and changing your assigned PIN). I live in Illinois and Equifax wanted $10. Altogether it can cost $100 for all 3.

Class actions are worth what they're worth. My parents got over $5K from the Volkswagon class action a few months ago. Class actions allow corporations to face consequences for screwing lots of people out of what may be individually too small to justify ever going alone against a team of corporate lawyers. Individually the payout is small but it acts as a deterrent against bad corporate actors and you didn't have to lift a finger. Blaming the plaintiff lawyers is precisely what the corporations want.
09-09-2017 09:02 AM
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Kronke Online
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Post: #52
Equifax says breach exposed Social Security numbers, data from 143M Americans
Wow.

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09-09-2017 11:45 AM
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HeartOfDixie Offline
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Post: #53
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-09-2017 11:45 AM)Kronke Wrote:  Wow.

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Dafuq?
09-09-2017 12:41 PM
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solohawks Offline
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Post: #54
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
The Chief security officer was a music major?
09-09-2017 12:48 PM
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Max Power Offline
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Post: #55
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
Quote:WASHINGTON ― The credit monitoring company that compromised the personal information of nearly half the U.S. population said Monday it won’t ask people for credit card info if they sign up for its “free” service.

Last week, Equifax Inc. announced that it had been hacked by criminals who obtained personal details about 143 million Americans, including names, addresses and Social Security numbers. To make up for its massive cybersecurity failure, the firm said it would give victims a free one-year subscription to its credit monitoring service.

There was a catch: the supposedly free service required credit card information up front and would begin charging the card after the free trial ended unless users proactively canceled, according to terms of use for the product dated Sept. 6.

Equifax quietly deleted the information about fees from its website over the weekend, and on Monday, the firm announced it wouldn’t ask for credit cards when people sign up for the service, which is called TrustedID Premier.


“We are not requesting consumers’ credit card information when they sign up for the free credit file monitoring and identity theft protection we are offering to all U.S. consumers,” the company said in a statement. “Consumers who sign up for TrustedID Premier will not be automatically enrolled or charged after the conclusion of the complimentary year of TrustedID Premier.”

Amanda Werner of the consumer advocacy group Public Citizen said Equifax changed its policy in the face of public pressure.

"This is what happens when someone’s watching,” Werner said. “Equifax got caught trying to profit from a massive security breach and the outrage from consumers and advocates made them reverse their position.”

Spokespeople for Equifax did not respond to inquiries from HuffPost about why it changed the credit card policy. On its website the company characterized the change as a “clarification.”

Equifax is one of the three biggest companies that track consumers’ credit histories and sell the information to lenders looking to evaluate customers’ creditworthiness. The people affected by its security failure, which the company disclosed last week even though it occurred earlier this year, are not necessarily Equifax customers.

The firm has also faced massive criticism for requiring customers to agree to arbitration clauses designed to prevent them from being able to sue or join a class action lawsuit. The company has said its arbitration clauses only apply to the use of its products, so people who sign up for credit monitoring won’t waive their ability to sue over the data breach.

A new rule from the Consumer Financial Protection Bureau will ban the use of arbitration clauses designed to prevent people from joining class action lawsuits. The rule is set to take effect this month but Republicans in Congress have said they want to overturn it.
(This post was last modified: 09-11-2017 12:29 PM by Max Power.)
09-11-2017 12:27 PM
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SuperFlyBCat Offline
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Post: #56
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-09-2017 11:45 AM)Kronke Wrote:  Wow.

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09-11-2017 12:33 PM
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No Bull Offline
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Post: #57
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-09-2017 12:48 PM)solohawks Wrote:  The Chief security officer was a music major?

that's not the worst part... she got her edumacation at the university of Georgia... a college degree from a University in Georgia is about equal to getting a GED...
09-11-2017 12:55 PM
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chess Offline
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Post: #58
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
(09-09-2017 12:48 PM)solohawks Wrote:  The Chief security officer was a music major?

Many music majors are computer science majors, too.
09-11-2017 08:20 PM
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chess Offline
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Post: #59
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
Quote:
Equifax Hackers Demanding $2.6 Mln in Bitcoin, Or Else https://cointelegraph.com/news/equifax-h...in-or-else "We are two people trying to solve our lives and those of our families. We did not expect to get as much information as we did, nor do we want to affect any citizen. But we need to monetize the information as soon as possible.”
(This post was last modified: 09-11-2017 08:22 PM by chess.)
09-11-2017 08:21 PM
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CardFan1 Offline
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Post: #60
RE: Equifax says breach exposed Social Security numbers, data from 143M Americans
1 free year huh ? Makes You wonder if it's a B.S. sales gimmick to make billions of dollars down the road.
09-12-2017 07:36 AM
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