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My Obamacare experience
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mptnstr@44 Offline
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Post: #21
RE: My Obamacare experience
(12-08-2013 05:12 PM)Fo Shizzle Wrote:  
(12-08-2013 04:09 PM)smn1256 Wrote:  
(12-08-2013 04:06 PM)HeartOfDixie Wrote:  
(12-08-2013 04:04 PM)smn1256 Wrote:  
(12-08-2013 04:00 PM)HeartOfDixie Wrote:  If you don't mind us asking, what was your previous premium?

I have insurance through my company and I pay $96 every two weeks for family coverage with an $800 deductable. My original post shows what would happen to me if I went on Nevadas exchange.

Oh okay, so you're in a somewhat similar boat as I am maybe.

I'll be facing this kind of crap next year when my firm has to begin making decisions on what to do for our health insurance.

Yeah, I'm shitting bricks about what could happen to me next year. Seeing Obama highlight the few success stories of this law isn't making me feel better.

It is as simple as this. If your family income is less than 20K...you can get almost free insurance depending on your age. If it is more than 80k...expect to pay more for a less quality plan than you had.

It's income redistribution disguised as health insurance.
12-08-2013 06:32 PM
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Fo Shizzle Offline
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Post: #22
RE: My Obamacare experience
(12-08-2013 06:32 PM)mptnstr@44 Wrote:  
(12-08-2013 05:12 PM)Fo Shizzle Wrote:  
(12-08-2013 04:09 PM)smn1256 Wrote:  
(12-08-2013 04:06 PM)HeartOfDixie Wrote:  
(12-08-2013 04:04 PM)smn1256 Wrote:  I have insurance through my company and I pay $96 every two weeks for family coverage with an $800 deductable. My original post shows what would happen to me if I went on Nevadas exchange.

Oh okay, so you're in a somewhat similar boat as I am maybe.

I'll be facing this kind of crap next year when my firm has to begin making decisions on what to do for our health insurance.

Yeah, I'm shitting bricks about what could happen to me next year. Seeing Obama highlight the few success stories of this law isn't making me feel better.

It is as simple as this. If your family income is less than 20K...you can get almost free insurance depending on your age. If it is more than 80k...expect to pay more for a less quality plan than you had.

It's income redistribution disguised as health insurance.

I will say though to its credit. I have several hard working men that make low wages that will benefit from it. At least this time the welfare is going to some folks that work. That is still a small consolation.
(This post was last modified: 12-08-2013 06:51 PM by Fo Shizzle.)
12-08-2013 06:50 PM
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smn1256 Offline
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Post: #23
RE: My Obamacare experience
Here's the dental part

[Image: 0qp7.jpg]
12-08-2013 06:51 PM
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mptnstr@44 Offline
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Post: #24
RE: My Obamacare experience
(12-08-2013 06:50 PM)Fo Shizzle Wrote:  
(12-08-2013 06:32 PM)mptnstr@44 Wrote:  
(12-08-2013 05:12 PM)Fo Shizzle Wrote:  
(12-08-2013 04:09 PM)smn1256 Wrote:  
(12-08-2013 04:06 PM)HeartOfDixie Wrote:  Oh okay, so you're in a somewhat similar boat as I am maybe.

I'll be facing this kind of crap next year when my firm has to begin making decisions on what to do for our health insurance.

Yeah, I'm shitting bricks about what could happen to me next year. Seeing Obama highlight the few success stories of this law isn't making me feel better.

It is as simple as this. If your family income is less than 20K...you can get almost free insurance depending on your age. If it is more than 80k...expect to pay more for a less quality plan than you had.

It's income redistribution disguised as health insurance.

I will say though to its credit. I have several hard working men that make low wages that will benefit from it. At least this time the welfare is going to some folks that work. That is still a small consolation.

If they are responsible folks working full-time and it helps them make ends meet I have no problem with it. I have a problem with aiding and abetting the free-loaders, slackers and poor decision makers.
12-08-2013 06:59 PM
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Fo Shizzle Offline
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Post: #25
RE: My Obamacare experience
(12-08-2013 06:59 PM)mptnstr@44 Wrote:  
(12-08-2013 06:50 PM)Fo Shizzle Wrote:  
(12-08-2013 06:32 PM)mptnstr@44 Wrote:  
(12-08-2013 05:12 PM)Fo Shizzle Wrote:  
(12-08-2013 04:09 PM)smn1256 Wrote:  Yeah, I'm shitting bricks about what could happen to me next year. Seeing Obama highlight the few success stories of this law isn't making me feel better.

It is as simple as this. If your family income is less than 20K...you can get almost free insurance depending on your age. If it is more than 80k...expect to pay more for a less quality plan than you had.

It's income redistribution disguised as health insurance.

I will say though to its credit. I have several hard working men that make low wages that will benefit from it. At least this time the welfare is going to some folks that work. That is still a small consolation.

If they are responsible folks working full-time and it helps them make ends meet I have no problem with it. I have a problem with aiding and abetting the free-loaders, slackers and poor decision makers.

That has been my stance with all social programs. Clinton was the only one in my lifetime that actually was doing anything close to what I would envision with the workfare program. Sadly it has been dismantled.
12-08-2013 07:08 PM
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mptnstr@44 Offline
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Post: #26
RE: My Obamacare experience
(12-08-2013 07:08 PM)Fo Shizzle Wrote:  
(12-08-2013 06:59 PM)mptnstr@44 Wrote:  
(12-08-2013 06:50 PM)Fo Shizzle Wrote:  
(12-08-2013 06:32 PM)mptnstr@44 Wrote:  
(12-08-2013 05:12 PM)Fo Shizzle Wrote:  It is as simple as this. If your family income is less than 20K...you can get almost free insurance depending on your age. If it is more than 80k...expect to pay more for a less quality plan than you had.

It's income redistribution disguised as health insurance.

I will say though to its credit. I have several hard working men that make low wages that will benefit from it. At least this time the welfare is going to some folks that work. That is still a small consolation.

If they are responsible folks working full-time and it helps them make ends meet I have no problem with it. I have a problem with aiding and abetting the free-loaders, slackers and poor decision makers.

That has been my stance with all social programs. Clinton was the only one in my lifetime that actually was doing anything close to what I would envision with the workfare program. Sadly it has been dismantled.

Obama removed the work requirement to increase the rolls of the dependent class. It's just another plank in their plan to get as many people as possible hooked up to the government teat so they vote democrat to keep the spigot turned on.
12-08-2013 07:13 PM
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smn1256 Offline
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Post: #27
RE: My Obamacare experience
Quote:LOUISVILLE, Ky. (WHAS11) -- Despite his opposition to the Affordable Care Act, U.S. Senator Rand Paul (R-Kentucky) said he complied with the health care law on Thursday, signing up his family for health insurance through the District of Columbia exchange, the designated provider for members of Congress.

"I've been in a bad mood ever since," Paul told reporters in Louisville on Thursday.
Paul said his out-of-pocket cost to cover his wife and three sons is $20,000, four times the estimated $5,000 he says he paid for his family's health insurance five years ago.

http://www.whas11.com/community/blogs/po...05861.html
12-08-2013 07:38 PM
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WoodlandsOwl Offline
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Post: #28
RE: My Obamacare experience
What happened to the "I'm going to cut your insurance costs by $2500 a year? "
12-09-2013 01:00 AM
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Fo Shizzle Offline
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Post: #29
RE: My Obamacare experience
(12-09-2013 01:00 AM)WMD Owl Wrote:  What happened to the "I'm going to cut your insurance costs by $2500 a year? "

He was just talking about people that voted for him.
12-09-2013 06:30 AM
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JMUDunk Online
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Post: #30
RE: My Obamacare experience
(12-08-2013 06:59 PM)mptnstr@44 Wrote:  
(12-08-2013 06:50 PM)Fo Shizzle Wrote:  
(12-08-2013 06:32 PM)mptnstr@44 Wrote:  
(12-08-2013 05:12 PM)Fo Shizzle Wrote:  
(12-08-2013 04:09 PM)smn1256 Wrote:  Yeah, I'm shitting bricks about what could happen to me next year. Seeing Obama highlight the few success stories of this law isn't making me feel better.

It is as simple as this. If your family income is less than 20K...you can get almost free insurance depending on your age. If it is more than 80k...expect to pay more for a less quality plan than you had.

It's income redistribution disguised as health insurance.

I will say though to its credit. I have several hard working men that make low wages that will benefit from it. At least this time the welfare is going to some folks that work. That is still a small consolation.

If they are responsible folks working full-time and it helps them make ends meet I have no problem with it. I have a problem with aiding and abetting the free-loaders, slackers and poor decision makers.


And these were the same people that weren't insured in the first place. As they will again, per the CBO.

So what's been accomplished other than wrecking the system we had to cover a relative handful these same slackers, all while creating massive upheaval amongst the millions who had been doing it the "right" way all along?

I've had the same policy, same coverage, same company and Doctors for a decade. Starting next year? doctors gone, policy now has maternity coverage yet no vision, no dental. My previous ZERO deductible plan? Now $6500. Premium? Basically the same, I think it may be $18.00 a month less.

What a massive fraud. The policy, the selling of the zerOcare, and the liar in chief as it's major proponent. All frauds.

And I was told 6-8 months ago I was simply a chicken little, let's wait to see what happens, my broker was not credible or was nuts.

The Chickens are about to come home to roost. Enjoy it progs.
12-09-2013 04:17 PM
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HeartOfDixie Offline
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Post: #31
RE: My Obamacare experience
(12-08-2013 06:50 PM)Fo Shizzle Wrote:  
(12-08-2013 06:32 PM)mptnstr@44 Wrote:  
(12-08-2013 05:12 PM)Fo Shizzle Wrote:  
(12-08-2013 04:09 PM)smn1256 Wrote:  
(12-08-2013 04:06 PM)HeartOfDixie Wrote:  Oh okay, so you're in a somewhat similar boat as I am maybe.

I'll be facing this kind of crap next year when my firm has to begin making decisions on what to do for our health insurance.

Yeah, I'm shitting bricks about what could happen to me next year. Seeing Obama highlight the few success stories of this law isn't making me feel better.

It is as simple as this. If your family income is less than 20K...you can get almost free insurance depending on your age. If it is more than 80k...expect to pay more for a less quality plan than you had.

It's income redistribution disguised as health insurance.

I will say though to its credit. I have several hard working men that make low wages that will benefit from it. At least this time the welfare is going to some folks that work. That is still a small consolation.

I think it stands to help a segment of the population, no doubt.

That said, it will hurt me. I know that some of the secretaries and paralegals at work will be hurt by it because they get the same healthcare coverage that I do. Most likely they will lose that and end up on Obamacare.
12-09-2013 05:25 PM
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Fo Shizzle Offline
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Post: #32
RE: My Obamacare experience
(12-09-2013 05:25 PM)HeartOfDixie Wrote:  
(12-08-2013 06:50 PM)Fo Shizzle Wrote:  
(12-08-2013 06:32 PM)mptnstr@44 Wrote:  
(12-08-2013 05:12 PM)Fo Shizzle Wrote:  
(12-08-2013 04:09 PM)smn1256 Wrote:  Yeah, I'm shitting bricks about what could happen to me next year. Seeing Obama highlight the few success stories of this law isn't making me feel better.

It is as simple as this. If your family income is less than 20K...you can get almost free insurance depending on your age. If it is more than 80k...expect to pay more for a less quality plan than you had.

It's income redistribution disguised as health insurance.

I will say though to its credit. I have several hard working men that make low wages that will benefit from it. At least this time the welfare is going to some folks that work. That is still a small consolation.

I think it stands to help a segment of the population, no doubt.

That said, it will hurt me. I know that some of the secretaries and paralegals at work will be hurt by it because they get the same healthcare coverage that I do. Most likely they will lose that and end up on Obamacare.

There will be only a small increase in my premium for less of "out of pocket" expense and worse drug coverage for me. Overall a small ding..but nothing drastic. I do have workers that will benefit a great deal from this. One will garner a subsidy for family coverage of over 13k. He is 61 and has a wife at home that has tons of health issues.

The segment this will actually help that needs it are the working poor that did not qualify for Medicaid. If that had been the focus of this?..I would have supported it...just like I did workfare. I guess this type of Social program makes too much sense and does not buy enough votes for the Dems. They had to foist this schit on everyone.
12-09-2013 05:49 PM
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JMUDunk Online
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Post: #33
RE: My Obamacare experience
(12-09-2013 05:49 PM)Fo Shizzle Wrote:  
(12-09-2013 05:25 PM)HeartOfDixie Wrote:  
(12-08-2013 06:50 PM)Fo Shizzle Wrote:  
(12-08-2013 06:32 PM)mptnstr@44 Wrote:  
(12-08-2013 05:12 PM)Fo Shizzle Wrote:  It is as simple as this. If your family income is less than 20K...you can get almost free insurance depending on your age. If it is more than 80k...expect to pay more for a less quality plan than you had.

It's income redistribution disguised as health insurance.

I will say though to its credit. I have several hard working men that make low wages that will benefit from it. At least this time the welfare is going to some folks that work. That is still a small consolation.

I think it stands to help a segment of the population, no doubt.

That said, it will hurt me. I know that some of the secretaries and paralegals at work will be hurt by it because they get the same healthcare coverage that I do. Most likely they will lose that and end up on Obamacare.

There will be only a small increase in my premium for less of "out of pocket" expense and worse drug coverage for me. Overall a small ding..but nothing drastic. I do have workers that will benefit a great deal from this. One will garner a subsidy for family coverage of over 13k. He is 61 and has a wife at home that has tons of health issues.

The segment this will actually help that needs it are the working poor that did not qualify for Medicaid. If that had been the focus of this?..I would have supported it...just like I did workfare. I guess this type of Social program makes too much sense and does not buy enough votes for the Dems. They had to foist this schit on everyone.

Exactly. Why not simply offer these new plans to exactly those you are referring to? Why eff up the entire system? Most of us had a pretty decent policy/plan and it's not as if this thing is going to provide a single ONE of these ancillary benefits zerO and his fellow travelers lied about. Repeatedly.

2500 savings? nope. not add a dime to the debt or deficit? nope. control costs? nope.

Instead they've created one hell of a mess, and it will be anchor around our necks for a long, long time. A-holes.
12-09-2013 06:58 PM
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UConn-SMU Offline
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Post: #34
RE: My Obamacare experience
At some point I'm going to have to apologize to my children and grandchildren about leaving the country worse for them.

I did what I could, but the libs (representing the takers) outnumbered and outsmarted us.
12-10-2013 12:33 PM
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RobertN Offline
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Post: #35
RE: My Obamacare experience
(12-07-2013 09:52 PM)SumOfAllFears Wrote:  
(12-07-2013 09:01 PM)RobertN Wrote:  
(12-07-2013 08:45 PM)WMD Owl Wrote:  $12 K deductible?
Nope. 12.5. 03-wink

But money isn't a problem for him. He rakes it in. If he can afford a million dollar stereo system, he can certainly afford it. 05-stirthepot

As$wipe, he had to sell it because of ObamaUnemployement. Even still it was a better investment than you ever made. Go play with your blow up doll.
Sorry. My mistake. I didn't remember he actually sold it. I remember him saying he was going to try to though. It is his own fault that he was unemployed not Obama's. Any other time you idiots blame it on the unemployed so I may as well do it as well.
12-10-2013 12:55 PM
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RobertN Offline
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Post: #36
RE: My Obamacare experience
(12-08-2013 04:34 PM)EagleRockCafe Wrote:  First the big lie was you can keep your plan. The next lie was you can keep your doctor. The utimate, biggest lie was the "affordable" part. That is the part that will be the death of the left and liberalism.
Actually, the biggest lies are anything that comes from your mouth or typed with your hands.
12-10-2013 01:02 PM
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Owl 69/70/75 Offline
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Post: #37
RE: My Obamacare experience
(12-08-2013 04:34 PM)EagleRockCafe Wrote:  First the big lie was you can keep your plan. The next lie was you can keep your doctor. The utimate, biggest lie was the "affordable" part. That is the part that will be the death of the left and liberalism.

No, the biggest lie is "care." Won't be any.
Everybody will have health insurance, nobody will have health care.
12-10-2013 01:11 PM
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DaSaintFan Online
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Post: #38
RE: My Obamacare experience
(12-09-2013 05:49 PM)Fo Shizzle Wrote:  
(12-09-2013 05:25 PM)HeartOfDixie Wrote:  
(12-08-2013 06:50 PM)Fo Shizzle Wrote:  
(12-08-2013 06:32 PM)mptnstr@44 Wrote:  
(12-08-2013 05:12 PM)Fo Shizzle Wrote:  It is as simple as this. If your family income is less than 20K...you can get almost free insurance depending on your age. If it is more than 80k...expect to pay more for a less quality plan than you had.

It's income redistribution disguised as health insurance.

I will say though to its credit. I have several hard working men that make low wages that will benefit from it. At least this time the welfare is going to some folks that work. That is still a small consolation.

I think it stands to help a segment of the population, no doubt.

That said, it will hurt me. I know that some of the secretaries and paralegals at work will be hurt by it because they get the same healthcare coverage that I do. Most likely they will lose that and end up on Obamacare.

There will be only a small increase in my premium for less of "out of pocket" expense and worse drug coverage for me. Overall a small ding..but nothing drastic. I do have workers that will benefit a great deal from this. One will garner a subsidy for family coverage of over 13k. He is 61 and has a wife at home that has tons of health issues.

The segment this will actually help that needs it are the working poor that did not qualify for Medicaid. If that had been the focus of this?..I would have supported it...just like I did workfare. I guess this type of Social program makes too much sense and does not buy enough votes for the Dems. They had to foist this schit on everyone.

let's not forget the IPAB. They get to decide if you're "worthwhile" enough to spend the money on. I think everyone is forgetting that "board" and the power it holds.
12-10-2013 05:57 PM
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mptnstr@44 Offline
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Post: #39
RE: My Obamacare experience
(12-09-2013 06:58 PM)JMUDunk Wrote:  
(12-09-2013 05:49 PM)Fo Shizzle Wrote:  
(12-09-2013 05:25 PM)HeartOfDixie Wrote:  
(12-08-2013 06:50 PM)Fo Shizzle Wrote:  
(12-08-2013 06:32 PM)mptnstr@44 Wrote:  It's income redistribution disguised as health insurance.

I will say though to its credit. I have several hard working men that make low wages that will benefit from it. At least this time the welfare is going to some folks that work. That is still a small consolation.

I think it stands to help a segment of the population, no doubt.

That said, it will hurt me. I know that some of the secretaries and paralegals at work will be hurt by it because they get the same healthcare coverage that I do. Most likely they will lose that and end up on Obamacare.

There will be only a small increase in my premium for less of "out of pocket" expense and worse drug coverage for me. Overall a small ding..but nothing drastic. I do have workers that will benefit a great deal from this. One will garner a subsidy for family coverage of over 13k. He is 61 and has a wife at home that has tons of health issues.

The segment this will actually help that needs it are the working poor that did not qualify for Medicaid. If that had been the focus of this?..I would have supported it...just like I did workfare. I guess this type of Social program makes too much sense and does not buy enough votes for the Dems. They had to foist this schit on everyone.

Exactly. Why not simply offer these new plans to exactly those you are referring to? Why eff up the entire system? Most of us had a pretty decent policy/plan and it's not as if this thing is going to provide a single ONE of these ancillary benefits zerO and his fellow travelers lied about. Repeatedly.

2500 savings? nope. not add a dime to the debt or deficit? nope. control costs? nope.

Instead they've created one hell of a mess, and it will be anchor around our necks for a long, long time. A-holes.

They couldn't do as you suggest because everyone has to pay more in order to offset the increased costs of covering previously uninsured people and many of them are chronically ill.

They also didn't want to do something simple because the end game is to bring down health insurance and health care in the US to that point that people will be willing to move to single payer as health care has become such a nightmare.
12-10-2013 07:27 PM
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