(03-25-2020 04:20 PM)Hambone10 Wrote:  

(03-25-2020 04:08 PM)DavidSt Wrote:  You did not read what I said. The doctors and nurses told us that they are refusing to take the other insurance companies because they refused to pay. There have been lawsuits against the health insurance companies because for not paying. This bill would be forcing the doctors, clinics, hospitals and pharmacies to accept them when medical industry drop those insurance companies.

Your comment makes no sense, David. Who is 'the medical industry' that is dropping the companies if it isn't Doctors, Clinics, Hospitals and Pharmacies whom you say are being forced to accept them? If they're dropping companies who don't pay (though insurance is a simple legal process... they can't just 'not pay' unless you're breaking the contract, which is generally Federally mandated/described.

I think what you mean is they don't pay ENOUGH or that they are slower than BCBS... if that is the case, then why is it a problem that 'the best company' is getting all the business?

And your fears about monopoly are mitigated because being able to buy across state lines means that there will be competition from SOMEWHERE which doesn't exist now.

If it turns out that BCBS universally delivers the best product and reimbursement for the best price, so long as competition/barriers to entry aren't made illegal, why would providers (or members) care that they win all the business?


Right now the biggest issue would be that (as an example) New York Medicaid won't pay for services delivered in New Jersey (because they get some of that money back vicariously through taxes, research grants etc)... but since that's 'free', there really isn't an issue of unfairness

What I am saying that the doctors, hospitals, clinics and pharmacies dropped those companies. The states, the doctors, the clinics and the pharmacies with the clients of those health insurance companies brought class action lawsuits against these health insurance companies. I am saying that Blue Cross/Blue Shields becoming a monopoly in Arkansas because of the actions of the other insurance companies.