(07-11-2019 07:26 PM)Owl 69/70/75 Wrote:  

(07-11-2019 06:26 PM)Rice93 Wrote:  

(07-11-2019 05:13 PM)OptimisticOwl Wrote:  While Beta is fighting slavery in 1776, Trump is fighting kidney disease in 2019.
executive order
As a person with kidney and liver problems, I am happy to see that somebody finally cares.

The Republicans have pre-existing conditions in their crosshairs. I hope for your sake as well as all my loved ones with pre-existing conditions that they are not successful.

Help me understand the pre-existing condition issue. If you had insurance before you got on a new policy, your pre-existing condition is covered under existing law. If you require new policies to provide coverage when there was no coverage before, then you invite the free rider problem. That's what the mandate was supposed to fix.

So what is the proposed fix?

Yes... the mandate was supposed to fix the free-rider problem as everybody was mandated to carry insurance or suffer a punitive tax. Therefore without any uninsured people you'd have no free-riders in the system.

Unfortunately many of these crazy-deductible plans still resulted in free-riders as many patients on these plans simply didn't (don't) pay their bills.

Not sure how to fix it. There has got to be a way, though, to make sure that cancer survivors/dialysis patients, etc. aren't kicked off of insurance plans if they suffer a lapse in coverage for some reason.