Not sure how I feel about my ol' "CRAZY" playoff now that a 12-team playoff is on the table.

Basic setup is that a 16-team playoff replaces the CCGs and that a loss in the final regular season game will eliminate a team from earning a Wild Card (unless they lose to a Top 10 team) AND from winning any conference tie-breaker.

WEST REGION (Rose A)
4 Boise St @ 1 Texas
3 Air Force/North Carolina @ 2 Oregon
NORTH REGION (Rose B)
NR Cincinnati @ 1 OSU/UM winner
3 Alabama/Auburn @ 2 UAB
EAST REGION (Sugar A)
4 Ohio @ 1 Notre Dame
Big Ten #2 @ 2 Clemson
SOUTH REGION (Sugar B)
NR Coastal Carolina @ 1 Georgia
Big Ten #3 @ 2 Miami

Top 6 Conference Champs are eligible for a first-round home game, unless they also lose their final regular season game. With the general frequency of upsets, Air Force AND North Carolina are both expected to make the playoff with wins. Below are the conference-by-conference races for conference title and at large spots.

The main "benefit" of this format is that most rivalry games are win-or-go-home. No team can really afford to rest their starters, turning this into a quasi-defacto 32-team playoff.

SEC
Alabama-Auburn winner will make the playoff. Loser will miss. Georgia must beat Georgia Tech to make the playoff. Missouri needs to beat Arkansas and get help to make the playoff as an at large.

ACC
Clemson has clinched the ACC but needs to beat South Carolina to keep a home game. Miami needs to beat Duke and North Carolina must beat NC State, to make the playoff as at larges.

Big Ten
The Ohio State-Michigan winner will get a 1-seed, the loser may go on the road as a 3-seed. Iowa must beat Nebraska while Wisconsin must beat Minnesota, to make the playoff. Only the two highest ranked of Iowa, Wisconsin, and the OSU-UM loser can make the playoff.

Big 12
Texas must beat Kansas State to make the playoff OR clinch the Big 12 by having Oklahoma lose to OK State. Oklahoma must defeat OK State (and get a little help) to make the playoff. OK State and TCU (plays ISU) need to win and get help to make the playoff.

Pac-12
Oregon must beat Oregon State to make the playoff OR clinch the Pac-12 by having USC lose to BYU. USC must defeat BYU and get a little help; Arizona State must beat Arizona and get a lot of help, to make the playoff.

Independents
Notre Dame must defeat Stanford to make the playoff. BYU needs to defeat USC and get a fair bit of help to make the playoff as an at large.

American
Cincinnati must defeat East Carolina to make the playoff, otherwise the Memphis-Tulane winner will make the playoff. If both Cincinnati and Memphis win, the conference representative will be chosen by poll. Boo.

MW
Boise State must either defeat San Diego State or have Air Force lose to UNLV to clinch the Mountain West. Air Force will make the playoff with a win, regardless of if they win the conference.

CUSA
UAB will clinch the conference with a win over UTEP or a Marshall loss to WKU, otherwise Marshall represents the conference.

MAC
Ohio takes the conference with a win over Bowling Green, otherwise Buffalo takes the conference with a win over Ball State, otherwise Toledo takes the conference with a win over Akron, otherwise Western Michigan take the conference with a win over Northern Illinois, otherwise it defaults to Ohio. Buffalo also has an outside shot at an at-large spot.

Sun Belt
Coastal Carolina takes the conference with a win over South Alabama, otherwise Louisiana takes the conference with a win over La Monroe, otherwise App State take the conference with a win over Georgia Southern, otherwise it defaults to Coastal Carolina.