You can keep your plan, maybe. Kind of. Sort of. Whatever…

According to this link as of December 2012, there were 491,977 covered lives in individual health care plans regulated by the state Department Insurance that are not grandfathered under the Affordable Care Act.

(If they bought a plan after March 2010, their coverage is not grandfathered.) This is a 2012 number, but if the number of people with private coverage hasn’t changed much in the last ten months, that’s half a million Californians who will lose their coverage.

Those canceled policies will have to be replaced with Obamacare-approved insurance

http://www.nationalreview.com/corner/362...ey-j-smith

Yesterday I heard that O-care could actually cause there to be more uninsured people nationwide than we currently have now.

Are we officially to the point where more people have lost their insurance than have signed up?

Great. That's 500,000 more Californians migrating this way thinking the GOP is responsible.

This is just all part of the master plan.

They just change policies. Their agent will have plenty of policies to chose from. This is a non-issue.

(10-26-2013 08:41 PM)dawgitall Wrote:  They just change policies. Their agent will have plenty of policies to chose from. This is a non-issue.

At what cost?

It's not a non issue.

(10-26-2013 08:41 PM)dawgitall Wrote:  They just change policies. Their agent will have plenty of policies to chose from. This is a non-issue.

(10-26-2013 08:44 PM)HeartOfDixie Wrote:  

(10-26-2013 08:41 PM)dawgitall Wrote:  They just change policies. Their agent will have plenty of policies to chose from. This is a non-issue.

At what cost?

It's not a non issue.

It will vary. Some will pay more in premiums, some will pay less, some about the same. The same goes for deductibles and co-pays. Those policies that don't conform to the ACA guidelines tend to be not so great and even if they might be paying more in premiums chances are they will be saving money if they utilize their benefits with this better coverage. If they never go to the doctor, not so much, but that is why it is called insurance. Everyone is just one car accident, serious illness, or chronic condition away from suddenly being glad they are covered after all.

(10-26-2013 09:02 PM)EagleRockCafe Wrote:  

(10-26-2013 08:41 PM)dawgitall Wrote:  They just change policies. Their agent will have plenty of policies to chose from. This is a non-issue.

That is funny.

(10-26-2013 09:23 PM)dawgitall Wrote:  

(10-26-2013 08:44 PM)HeartOfDixie Wrote:  

(10-26-2013 08:41 PM)dawgitall Wrote:  They just change policies. Their agent will have plenty of policies to chose from. This is a non-issue.

At what cost?

It's not a non issue.

It will vary. Some will pay more in premiums, some will pay less, some about the same. The same goes for deductibles and co-pays. Those policies that don't conform to the ACA guidelines tend to be not so great and even if they might be paying more in premiums chances are they will be saving money if they utilize their benefits with this better coverage. If they never go to the doctor, not so much, but that is why it is called insurance. Everyone is just one car accident, serious illness, or chronic condition away from suddenly being glad they are covered after all.

Most will pay more, as evidenced by premium increases in most places.

It's a major issue.

(10-26-2013 08:41 PM)dawgitall Wrote:  They just change policies. Their agent will have plenty of policies to chose from. This is a non-issue.

Well, it's an issue because we were all promised that if we liked our policy and our doctor, then we could keep them. You do remember Obama saying that repeatedly, don't you?

That means he lied to us. Again. But he's a lying SOB, and lying is what lying SOB's do

(10-26-2013 09:29 PM)Owl 69/70/75 Wrote:  

(10-26-2013 08:41 PM)dawgitall Wrote:  They just change policies. Their agent will have plenty of policies to chose from. This is a non-issue.

Well, it's an issue because we were all promised that if we liked our policy and our doctor, then we could keep them. You do remember Obama saying that repeatedly, don't you?

That means he lied to us. Again. But he's a lying SOB, and lying is what lying SOB's do

These were policies that were purchased after the ACA went into affect. Everyone knew that going forward policies would have to conform. If they didn't they weren't paying attention and their insurance agent wasn't doing his due diligence.

If there are 500,000 individual policy holders in California that can't keep it because they bought after the law was passed I bet there are 1,000,000 or more there that still have their old policy because it dates to prior to the ACA. They would probably benefit from upgrading though.

(10-26-2013 09:38 PM)dawgitall Wrote:  

(10-26-2013 09:29 PM)Owl 69/70/75 Wrote:  

(10-26-2013 08:41 PM)dawgitall Wrote:  They just change policies. Their agent will have plenty of policies to chose from. This is a non-issue.

Well, it's an issue because we were all promised that if we liked our policy and our doctor, then we could keep them. You do remember Obama saying that repeatedly, don't you?
That means he lied to us. Again. But he's a lying SOB, and lying is what lying SOB's do

These were policies that were purchased after the ACA went into affect. Everyone knew that going forward policies would have to conform. If they didn't they weren't paying attention and their insurance agent wasn't doing his due diligence.
If there are 500,000 individual policy holders in California that can't keep it because they bought after the law was passed I bet there are 1,000,000 or more there that still have their old policy because it dates to prior to the ACA. They would probably benefit from upgrading though.

Big Brother knows best.

(10-26-2013 09:27 PM)HeartOfDixie Wrote:  

(10-26-2013 09:23 PM)dawgitall Wrote:  

(10-26-2013 08:44 PM)HeartOfDixie Wrote:  

(10-26-2013 08:41 PM)dawgitall Wrote:  They just change policies. Their agent will have plenty of policies to chose from. This is a non-issue.

At what cost?

It's not a non issue.

It will vary. Some will pay more in premiums, some will pay less, some about the same. The same goes for deductibles and co-pays. Those policies that don't conform to the ACA guidelines tend to be not so great and even if they might be paying more in premiums chances are they will be saving money if they utilize their benefits with this better coverage. If they never go to the doctor, not so much, but that is why it is called insurance. Everyone is just one car accident, serious illness, or chronic condition away from suddenly being glad they are covered after all.

Most will pay more, as evidenced by premium increases in most places.

It's a major issue.

I'm not sure it is correct that most will pay more. The evidence I have seen indicates that women will pay less and they make up over half the population. Older adults and people with pre-existing conditions will often pay less as well. But that is just premiums and they only tell half the story. You also have to consider deductibles, co-pays, and additional preventive coverage.

I live in a high cost state and in a high premium rural district and prices for 2014 seem to be about the same as this year. I have increased the quality of my coverage and with a little research have actually been able to save about 40% in premium costs. That is with no subsidies, using employer based and (for daughter) university based coverage. Even if we had simply continued in 2014 with the coverage we have now our premium costs would have still dropped $2 a month. Of course I realize my family example is just anecdotal and others may get different results but my example has to be considered at least as much as those that propose that they will be paying much more.

Dawg, what happened to the $2500 savings he promised us?

(10-26-2013 10:16 PM)smn1256 Wrote:  Dawg, what happened to the $2500 savings he promised us?

Damn, lied about that, too.

(10-26-2013 09:23 PM)dawgitall Wrote:  

(10-26-2013 08:44 PM)HeartOfDixie Wrote:  

(10-26-2013 08:41 PM)dawgitall Wrote:  They just change policies. Their agent will have plenty of policies to chose from. This is a non-issue.

At what cost?

It's not a non issue.

It will vary. Some will pay more in premiums, some will pay less, some about the same. The same goes for deductibles and co-pays. Those policies that don't conform to the ACA guidelines tend to be not so great and even if they might be paying more in premiums chances are they will be saving money if they utilize their benefits with this better coverage. If they never go to the doctor, not so much, but that is why it is called insurance. Everyone is just one car accident, serious illness, or chronic condition away from suddenly being glad they are covered after all.

You should pay market prices, according to your risk. They should never charge a healthy 20 year-old the same as a 60 year-old with a history of diabetes, heart disease, and cancer.

Obamacare screws with market forces and f---- everything up.

(10-26-2013 10:45 PM)UConn-SMU Wrote:  You should pay market prices, according to your risk. They should never charge a healthy 20 year-old the same as a 60 year-old with a history of diabetes, heart disease, and cancer.
Obamacare screws with market forces and f---- everything up.

And the problem is that when you screw with market forces, sooner or later the market forces win.

What part of this makes any sense?
Each household is not going to decrease their health insurance costs by $2,500.
The tax payer will pay billions for Obamacare.
We will have less doctors, hospital emergency rooms and services.
We cannot necessarily keep our doctor.
Heck, we cannot even keep our present health insurance in most cases.
More people will be without health insurance if Obamacare goes fully into function.