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Trump proposes Medicaid work requirements
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UofMstateU Offline
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Post: #51
RE: Trump proposes Medicaid work requirements
(01-14-2018 03:23 PM)arkstfan Wrote:  
(01-14-2018 11:45 AM)Fo Shizzle Wrote:  
(01-13-2018 03:19 PM)DavidSt Wrote:  Well, the requirements are for people o are able-body to go to work. I am having test done on me on why I am having the black outs. So far all the tests are not coming up with what is wrong.
Taken 3 Neurontin a day for the spinal cord, high blood pressure pills, Flexeril at bed time to help my muscles relaxed (had my muscles tensed up on me which caused me to be completely paralyzed when I wake up in the mornings), Meclizine for dizziness which the dizziness leads to blackouts, Omeprazole for my stomach which some Meds caused problems, and diclofin-misopr for my lower back pain. Bad discs in the lower back which my doctor said it is way too late to even have surgery on it. As it is, I can't work. Nobody will hire me right now because of my health issues just in case I have another blackout and all that. My back and neck screams out in pain when I either sit or lay down for a long period of time. Plus, most of my medicines make me drowsy which could hurt the way I type at times.

The requirements would be for "able bodied" persons to have some skin in the game. I would leave it up to your physician to determine what that would be...if any. I have zero problem with even FULL public assistance to those that are medically, mentally or physically disabled. I do think however that a large percentage of "disabled" persons can productive in some manner. For instance...The wife of one of my co-workers is physically disabled due to a back issue. Despite this... She has no problem driving a car all over town to do whatever she needs to do. Im sure there is some volunteer organization or even a private transportation service that could use her driving skills.

BTW..David...Im sorry for your health issues. I hope they can be resolved so you can be return to a productive state.

One thing the general public doesn't understand about federal disability is it takes a different view from private disability insurance and from workers comp or VA disability.

With private disability insurance all that matters is you cannot perform the job you were insured for. So if you are say commercial airline pilot for FedEx and cannot pass the FAA physical for a commercial license you are disabled. With the federal disability program you could fail an FAA physical and still be capable of hundreds if not thousands of jobs and so wouldn't be disabled.

And the reason private insurance is different is because I am electing to pay for said insurance to cover an event in which I am incapable of doing my current job.
01-14-2018 03:30 PM
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arkstfan Online
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Post: #52
RE: Trump proposes Medicaid work requirements
(01-14-2018 03:30 PM)UofMstateU Wrote:  
(01-14-2018 03:23 PM)arkstfan Wrote:  
(01-14-2018 11:45 AM)Fo Shizzle Wrote:  
(01-13-2018 03:19 PM)DavidSt Wrote:  Well, the requirements are for people o are able-body to go to work. I am having test done on me on why I am having the black outs. So far all the tests are not coming up with what is wrong.
Taken 3 Neurontin a day for the spinal cord, high blood pressure pills, Flexeril at bed time to help my muscles relaxed (had my muscles tensed up on me which caused me to be completely paralyzed when I wake up in the mornings), Meclizine for dizziness which the dizziness leads to blackouts, Omeprazole for my stomach which some Meds caused problems, and diclofin-misopr for my lower back pain. Bad discs in the lower back which my doctor said it is way too late to even have surgery on it. As it is, I can't work. Nobody will hire me right now because of my health issues just in case I have another blackout and all that. My back and neck screams out in pain when I either sit or lay down for a long period of time. Plus, most of my medicines make me drowsy which could hurt the way I type at times.

The requirements would be for "able bodied" persons to have some skin in the game. I would leave it up to your physician to determine what that would be...if any. I have zero problem with even FULL public assistance to those that are medically, mentally or physically disabled. I do think however that a large percentage of "disabled" persons can productive in some manner. For instance...The wife of one of my co-workers is physically disabled due to a back issue. Despite this... She has no problem driving a car all over town to do whatever she needs to do. Im sure there is some volunteer organization or even a private transportation service that could use her driving skills.

BTW..David...Im sorry for your health issues. I hope they can be resolved so you can be return to a productive state.

One thing the general public doesn't understand about federal disability is it takes a different view from private disability insurance and from workers comp or VA disability.

With private disability insurance all that matters is you cannot perform the job you were insured for. So if you are say commercial airline pilot for FedEx and cannot pass the FAA physical for a commercial license you are disabled. With the federal disability program you could fail an FAA physical and still be capable of hundreds if not thousands of jobs and so wouldn't be disabled.

And the reason private insurance is different is because I am electing to pay for said insurance to cover an event in which I am incapable of doing my current job.

That used to be the norm.

There is a growing number of employers who are offering short-term disability as a benefit in lieu of extended sick leave or in return for less tolerance of sick leave.

Some are offering long-term as well to protect pension plans but that isn't anywhere as common as short-term.

The biggest difference being you have to pay taxes on the insurance benefit if the employer is providing it while the more traditional employee paid policies are tax-exempt.

Had a client once who had a 70% coverage policy on $100,000 in salary. State agency denied her claim and I'm sure it was because they saw the $70,000 in income. She of course didn't care if she won the claim because she was going to get $70,000 no matter what, the insurer though certainly did care since they could offset her payment by the amount she got in disability.
01-14-2018 03:40 PM
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DavidSt Offline
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Post: #53
RE: Trump proposes Medicaid work requirements
(01-14-2018 03:40 PM)arkstfan Wrote:  
(01-14-2018 03:30 PM)UofMstateU Wrote:  
(01-14-2018 03:23 PM)arkstfan Wrote:  
(01-14-2018 11:45 AM)Fo Shizzle Wrote:  
(01-13-2018 03:19 PM)DavidSt Wrote:  Well, the requirements are for people o are able-body to go to work. I am having test done on me on why I am having the black outs. So far all the tests are not coming up with what is wrong.
Taken 3 Neurontin a day for the spinal cord, high blood pressure pills, Flexeril at bed time to help my muscles relaxed (had my muscles tensed up on me which caused me to be completely paralyzed when I wake up in the mornings), Meclizine for dizziness which the dizziness leads to blackouts, Omeprazole for my stomach which some Meds caused problems, and diclofin-misopr for my lower back pain. Bad discs in the lower back which my doctor said it is way too late to even have surgery on it. As it is, I can't work. Nobody will hire me right now because of my health issues just in case I have another blackout and all that. My back and neck screams out in pain when I either sit or lay down for a long period of time. Plus, most of my medicines make me drowsy which could hurt the way I type at times.

The requirements would be for "able bodied" persons to have some skin in the game. I would leave it up to your physician to determine what that would be...if any. I have zero problem with even FULL public assistance to those that are medically, mentally or physically disabled. I do think however that a large percentage of "disabled" persons can productive in some manner. For instance...The wife of one of my co-workers is physically disabled due to a back issue. Despite this... She has no problem driving a car all over town to do whatever she needs to do. Im sure there is some volunteer organization or even a private transportation service that could use her driving skills.

BTW..David...Im sorry for your health issues. I hope they can be resolved so you can be return to a productive state.

One thing the general public doesn't understand about federal disability is it takes a different view from private disability insurance and from workers comp or VA disability.

With private disability insurance all that matters is you cannot perform the job you were insured for. So if you are say commercial airline pilot for FedEx and cannot pass the FAA physical for a commercial license you are disabled. With the federal disability program you could fail an FAA physical and still be capable of hundreds if not thousands of jobs and so wouldn't be disabled.

And the reason private insurance is different is because I am electing to pay for said insurance to cover an event in which I am incapable of doing my current job.

That used to be the norm.

There is a growing number of employers who are offering short-term disability as a benefit in lieu of extended sick leave or in return for less tolerance of sick leave.

Some are offering long-term as well to protect pension plans but that isn't anywhere as common as short-term.

The biggest difference being you have to pay taxes on the insurance benefit if the employer is providing it while the more traditional employee paid policies are tax-exempt.

Had a client once who had a 70% coverage policy on $100,000 in salary. State agency denied her claim and I'm sure it was because they saw the $70,000 in income. She of course didn't care if she won the claim because she was going to get $70,000 no matter what, the insurer though certainly did care since they could offset her payment by the amount she got in disability.



I was first diagnose back in 1992. This was when I was first electrocuted on the job working at McDonald's. The back issue was something I had before unaware. The issue is that my spinal cord is narrowing on the nerves. The bones of my spine is squeezing the cord. I had bone spurs in the neck. The doctor who was a neurosurgeon said that I needed an operation because the bone spurs could leave me paralyzed from the neck down or it could actually leave me to be dead. I had surgery a couple of years ago in May to remove the spurs and fused my neck to keep me from having more spurs. There is actually no cure for stopping the narrowing of the spine. It is like my body is aging more rapidly than my age. In 1996, I tried to get SSI, but I was turned down saying I was not disabled enough to get it. I could not get on Medicaid then either without me being accepted by the Social Security Office that I am disabled. So, my spine got worst and worst with no medications until like 2008 when I went to the free clinic. They got me on the medication then. Then they saw that one of my meds was giving me high blood pressure, and put me on meds to control that,. Then, they gave me another high blood pressure meds that actually dropped my blood pressure way down that I past out on my feet and fell. They put me back on the meds that they had me on first. The sad part is that the free charity health clinic do not have the money nor have the access to get me into Saint Mary's. That hospital blocks any doctors who are not part of Millard/Henry Clinic.

If it was not for Obamacare? i would not have had my surgery, and would be getting worst.

As for the medications? Diclofin-Misopr is actually a prescribed version of Ibuprofen. It works on the pain. The Neurontin is actually to keep my nerves in my neck and back in the cord from inflaming.
We are trying to find out what is causing my black outs. One time, it happened while I was standing up last year in the kitchen. I found that it might be a Cervical Verticle from the surgery. Something is inflamed in the area that could be the problem.
01-14-2018 05:49 PM
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