Take Irene Solesky of Towson, Maryland. A mortgage underwriter, Solesky and her husband earn too much to receive a subsidy. So next year, they will have to pay $1,351 a month for a CareFirst Bronze plan for themselves and their two sons. On top of that, they face a $13,100 family deductible.
"It's a catastrophic policy as far as I'm concerned," said Solesky, 55, noting her Obamacare policy costs twice as much as her mortgage. "Medical insurance was meant to keep medical expenses from driving you in financial ruin, not for the medical insurance to drive you in financial ruin."

http://money.cnn.com/2016/11/04/news/eco...index.html

The bottom line is that this year, we will pay $1,554.74 for health insurance. A month.
Yes. Our health care costs actually increased by $1,104.75. We are supposed to come up with $1,500+ for health insurance. It is so astronomically insane I cannot even begin to worry about it.

And note, this is not a great plan ($6000 individual deductible). And no, I know what you’re thinking. There are not other plans we can use. This really is the cheapest, feasible plan. I have looked. The others have high deductibles, or no co-pays (full payment) at doctor visits.

You know, I seem to remember hearing if I liked my plan, I could keep it. I didn’t love my $800 plan, but it did the job. At least we could depend on it, and wouldn’t disappear if we made more money.

But this “old plan” is gone. Dead and buried three feet deep.

Despite what we were promised, Obamacare has made this family’s healthcare situation worse, and not better.

http://smarttereachday.com/what-obamacar...ss-family/

Yup, it's crushing the middle class.

I know plenty of regular people here in Alabama that pay $700-1000 per month for family plans.

Health insurance shouldn't cost what a mortgage costs for some.

(07-31-2017 04:36 PM)Attackcoog Wrote:  Take Irene Solesky of Towson, Maryland. A mortgage underwriter, Solesky and her husband earn too much to receive a subsidy. So next year, they will have to pay $1,351 a month for a CareFirst Bronze plan for themselves and their two sons. On top of that, they face a $13,100 family deductible.
"It's a catastrophic policy as far as I'm concerned," said Solesky, 55, noting her Obamacare policy costs twice as much as her mortgage. "Medical insurance was meant to keep medical expenses from driving you in financial ruin, not for the medical insurance to drive you in financial ruin."

http://money.cnn.com/2016/11/04/news/eco...index.html

The bottom line is that this year, we will pay $1,554.74 for health insurance. A month.
Yes. Our health care costs actually increased by $1,104.75. We are supposed to come up with $1,500+ for health insurance. It is so astronomically insane I cannot even begin to worry about it.

And note, this is not a great plan ($6000 individual deductible). And no, I know what you’re thinking. There are not other plans we can use. This really is the cheapest, feasible plan. I have looked. The others have high deductibles, or no co-pays (full payment) at doctor visits.

You know, I seem to remember hearing if I liked my plan, I could keep it. I didn’t love my $800 plan, but it did the job. At least we could depend on it, and wouldn’t disappear if we made more money.

But this “old plan” is gone. Dead and buried three feet deep.

Despite what we were promised, Obamacare has made this family’s healthcare situation worse, and not better.

http://smarttereachday.com/what-obamacar...ss-family/

So what's her CSNBBS handle?

Cause this type of thing only happens to posters on this board, remember?

(07-31-2017 04:38 PM)HeartOfDixie Wrote:  Yup, it's crushing the middle class.

I know plenty of regular people here in Alabama that pay $700-1000 per month for family plans.

Health insurance shouldn't cost what a mortgage costs for some.

If I get another (its anticipated) increase like I have for the last several cycles I'll either have to drop my now already schitty plan or the plan we have will be MORE than the mortgage. And that's not an insignificant amount already.

(07-31-2017 04:43 PM)JMUDunk Wrote:  

(07-31-2017 04:38 PM)HeartOfDixie Wrote:  Yup, it's crushing the middle class.

I know plenty of regular people here in Alabama that pay $700-1000 per month for family plans.

Health insurance shouldn't cost what a mortgage costs for some.

If I get another (its anticipated) increase like I have for the last several cycles I'll either have to drop my now already schitty plan or the plan we have will be MORE than the mortgage. And that's not an insignificant amount already.

I'm sorry to hear that.

It's hurting good people across the country and this is precisely the kind of thing Trump was elected to do something about.

What the American people see is the Washington establishment turning a blind eye while they're stealing every last nickel out of their pockets and hearing whinging ideologues all the way.

For me, I'm blessed. I dropped my firm's plan since it was increasing. For me and my wife we'd be paying $440 per month--for an admittedly great plan but since she's a teacher we just use RSA, for $200 per month and it's a plan that in many ways is better than what the firm offered.

Are our liberal friends playing the sound of silence or am I hearing things?

What are we replacing it with?

(07-31-2017 05:03 PM)swagsurfer11 Wrote:  What are we replacing it with?

Nothing is preferable to Obamacare for millions of Americans.

(07-31-2017 05:03 PM)swagsurfer11 Wrote:  What are we replacing it with?

For starters we could not tax/fine these people for not being able to afford the 2nd mortgage that is an Obamacare policy

Objections?

(07-31-2017 05:03 PM)swagsurfer11 Wrote:  What are we replacing it with?

How about we go back to what we had before Obamacare until we actually have something better. People act like we cant get rid of Obamacare or everyone will die. ACA has been around 3 years. Were millions dying in the streets in 2012? Did millions die in the streets in 2013? Did I miss something? Leave the Medicade expansion in place---thats really the only part thats done much. Go back to the old system and go back to the drawing board on ways to drive down costs. All Obamacare has done is double premiums, triple deductables, and provide fewer options for coverage. I think we can somehow struggle on as a nation without a program that produces that kind of result---dont you?

Leave the Medicade expansion in place, because its clear that did bring care to millions who probably would struggle to afford it. That part worked.

(07-31-2017 05:11 PM)solohawks Wrote:  

(07-31-2017 05:03 PM)swagsurfer11 Wrote:  What are we replacing it with?

For starters we could not tax/fine these people for not being able to afford the 2nd mortgage that is an Obamacare policy

Objections?

That makes sense--but its really not a fix. Essentially, all Obamacare did was create a whole NEW group of people who will shortly be unisured because they cant afford it. People have budgets. They bought homes they can afford. If they could afford a mortgage that was twice as large---they probably wold have done it. With 20%, 30%, 40%, and 50% yearly premium increases common---its just a matter of time before Obamacare simply creates a new population of uninsured. Truth is--I'd be surprised if the percentage of insured hasn't already peaked and will begin to fall as rates steadily climb.

(07-31-2017 04:51 PM)HeartOfDixie Wrote:  

(07-31-2017 04:43 PM)JMUDunk Wrote:  

(07-31-2017 04:38 PM)HeartOfDixie Wrote:  Yup, it's crushing the middle class.

I know plenty of regular people here in Alabama that pay $700-1000 per month for family plans.

Health insurance shouldn't cost what a mortgage costs for some.

If I get another (its anticipated) increase like I have for the last several cycles I'll either have to drop my now already schitty plan or the plan we have will be MORE than the mortgage. And that's not an insignificant amount already.

I'm sorry to hear that.

It's hurting good people across the country and this is precisely the kind of thing Trump was elected to do something about.

What the American people see is the Washington establishment turning a blind eye while they're stealing every last nickel out of their pockets and hearing whinging ideologues all the way.

For me, I'm blessed. I dropped my firm's plan since it was increasing. For me and my wife we'd be paying $440 per month--for an admittedly great plan but since she's a teacher we just use RSA, for $200 per month and it's a plan that in many ways is better than what the firm offered.

Thanks, we're stuck right smack dab in that "sweet spot".

I own a small business and have carried our plan and some employees plans since around 1995. Part of the deal. My wife is in a private practice which doesn't offer any benefits.

We both appreciate the flexibility and independence our gigs offer, but when we have both been forced to consider changing to either my working for someone else for the first time in 25 years, closing up shop and leaving all my peeps out of work and no Hth Ins either, or my wife leaving her place (which we have considered buying out) and going back to the public sector for precisely this reason.

These are the choices we should have to make? Really? This was their "solution" for the American people? "You can now pursue your dreams!". Uhhhh, no. Exactly the opposite you plastic faced Fransicko idiot.

You're crushing the American dream one person, one family at a time.

(07-31-2017 05:03 PM)swagsurfer11 Wrote:  What are we replacing it with?

How about the free-market, private sector? Novel idea, hunh?

We could do something really radical and go allllllll the way back to, oh 7-8 years ago? *shrugs*

(07-31-2017 05:03 PM)swagsurfer11 Wrote:  What are we replacing it with?

Single payer. Cut out the middle-man insurance company largesse that drives up costs.

(07-31-2017 06:07 PM)Ohio Poly Wrote:  

(07-31-2017 05:03 PM)swagsurfer11 Wrote:  What are we replacing it with?

Single payer. Cut out the middle-man insurance company largesse that drives up costs.

Yes, please. Let's put the same gang that brought us the zerOcare disaster in the first place totally and completely in charge of all our health care delivery decisions.

I mean what could go wrong? The VA works just great...

You're nuts.

(07-31-2017 06:07 PM)Ohio Poly Wrote:  

(07-31-2017 05:03 PM)swagsurfer11 Wrote:  What are we replacing it with?

Single payer. Cut out the middle-man insurance company largesse that drives up costs.

It isn't just the insurance companies driving up costs.

My money is on single payer failing to bring down percentage of GDP expenditure on health in this country.

(07-31-2017 06:07 PM)Ohio Poly Wrote:  

(07-31-2017 05:03 PM)swagsurfer11 Wrote:  What are we replacing it with?

Single payer. Cut out the middle-man insurance company largesse that drives up costs.

Single payer was the end game from the start......Regardless of what our leftist friends said when they implemented this disaster, they knew the math didn't work. The key for them was to get National Health Care enacted, and then have Hillary ride in and save the day in her second term with a complete government takeover. In true Leftist fashion, you first create the problem then fix it. This is Leftist 101 Stuff.

The GOP has 3 choices:

1. Repeal Obamacare and pay the very high political costs of doing that, while creating more chaos and havoc within health care and insurance industry that could itself be very costly.

2. Do nothing and let the clock on the ticking time bomb that is the Obamacare system blow up, in which case it won't be long before we get a Democrat white house and congress that will institute single payer.

3. Recognize that health care costs are out of control and come up with a real plan to address them.

Number 3 appears to not even be in consideration.

(07-31-2017 05:08 PM)HeartOfDixie Wrote:  

(07-31-2017 05:03 PM)swagsurfer11 Wrote:  What are we replacing it with?

Nothing is preferable to Obamacare for millions of Americans.

I second that emotion. Get the 12 million unhealthy new policy holders that were dumped into the system and mandated to accept the their pre existing conditions...OFF and watch the premiums drop. Put them on some type of sliding scale national Medicaid system that they can afford(if necessary fund it with a consumption tax)...and call it a day. Leave the rest of us the fck alone.

but it's working great in Ohio...

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