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Health care deductibles higher under GOP plan.
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cb4029 Offline
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Post: #1
Health care deductibles higher under GOP plan.
https://finance.yahoo.com/news/govt-repo...itics.html

Quote:WASHINGTON (AP) — President Donald Trump promised to make health care more affordable but a government report finds that out-of-pocket costs — deductibles and copayments — would average 61 percent higher under the House Republican bill.

And even though the sticker price for premiums would be lower than under the Obama-era law, what consumers actually pay would edge up on average because government financial assistance would be curtailed.

Guess Trump wasn't lying when he said his plan was mean.

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06-15-2017 11:20 PM
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HeartOfDixie Offline
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Post: #2
RE: Health care deductibles higher under GOP plan.
What good is an insurance plan of any kind of you can't afford the premiums?
06-15-2017 11:30 PM
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JMUDunk Online
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Post: #3
RE: Health care deductibles higher under GOP plan.
Yahoo is quite possibly the worst "news" site out there these days.

Just awful.

Nothing to see here.
06-15-2017 11:40 PM
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Kronke Offline
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Post: #4
RE: Health care deductibles higher under GOP plan.
You can't use the "generosity" of Obamacare as a measuring stick, as it is in a death spiral. It's like me saying my plan is that everything is free, and it will be bankrupt in a year, but you can't repeal it, because then people will have to pay more out of pocket and be worse off. Nonsense.
(This post was last modified: 06-16-2017 01:27 AM by Kronke.)
06-16-2017 01:15 AM
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UTSAMarineVet09 Offline
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Post: #5
Health care deductibles higher under GOP plan.
(06-15-2017 11:40 PM)JMUDunk Wrote:  Yahoo is quite possibly the worst "news" site out there these days.

Just awful.

Nothing to see here.

Now you know why cb only post yahoo articles


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06-16-2017 07:21 AM
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LeFlâneur Offline
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Post: #6
RE: Health care deductibles higher under GOP plan.
No they won't.
06-16-2017 07:26 AM
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CliftonAve Offline
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Post: #7
RE: Health care deductibles higher under GOP plan.
(06-15-2017 11:30 PM)HeartOfDixie Wrote:  What good is an insurance plan of any kind of you can't afford the premiums?

This. My employer pays a portion of my premium but my responsibility is ~$400/mo ($4800 a year) with a $750 deductible and 10% coinsurance for hospitalization (max out of pocket per family member $2,000 per year). Cutting my premium responsibility in half would put more money in my paycheck, particularly if nobody on my plan is hospitalized in a calendar year.
06-16-2017 07:28 AM
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Owl 69/70/75 Offline
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Post: #8
RE: Health care deductibles higher under GOP plan.
(06-16-2017 01:15 AM)Kronke Wrote:  You can't use the "generosity" of Obamacare as a measuring stick, as it is in a death spiral. It's like me saying my plan is that everything is free, and it will be bankrupt in a year, but you can't repeal it, because then people will have to pay more out of pocket and be worse off. Nonsense.

Exactly.

Obamacare is based upon the false premise that health insurance = health care, and relies on two assumptions that defy every known law of economics:

1) It expects young, healthy people to overpay for health insurance so that older, sicker people can underpay, and
2) It expects to be able to control costs by paying providers less and requiring more work from them, without reducing the number and quality of people who want to provide health care.

Those chickens are coming home to roost, and it's not pretty.

Bottom line: You are not going to provide universal care without injecting a significant amount of tax dollars. So your choices are:

1) Massive tax increase, or
2) Massive spending cuts somewhere, or
3) No universal care.

Pick your poison.

I choose Bismarck health care funded by a combination of eliminating Medicaid (redundant), reducing Medicare to a supplement to Bismarck, replacing the current welfare hodgepodge with a guaranteed minimum income along the lines of Milton Friedman's negative income tax or the Boortz-Linder prebate/prefund, and imposing a consumption tax (which would also allow balancing the budget and reducing other taxes). What say you?

And no, let's cut the military to fund health care doesn't work. We could eliminate the military entirely, and that wouldn't free up enough to pay for universal health care.
(This post was last modified: 06-16-2017 07:46 AM by Owl 69/70/75.)
06-16-2017 07:39 AM
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Chappy Offline
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Post: #9
RE: Health care deductibles higher under GOP plan.
Until we address the crazy year-to-year inflation in medical costs, the price of every 'plan' presented will continue to go up.
06-16-2017 07:52 AM
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cb4029 Offline
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RE: Health care deductibles higher under GOP plan.
(06-16-2017 07:21 AM)UTSAMarineVet09 Wrote:  
(06-15-2017 11:40 PM)JMUDunk Wrote:  Yahoo is quite possibly the worst "news" site out there these days.

Just awful.

Nothing to see here.

Now you know why cb only post yahoo articles


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No I don't, why does he? 05-stirthepot
06-16-2017 07:54 AM
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cb4029 Offline
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Post: #11
RE: Health care deductibles higher under GOP plan.
(06-16-2017 07:26 AM)LeFlâneur Wrote:  No they won't.

Who knows since the second draft is being put together behind closed doors.
06-16-2017 07:55 AM
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bullet Offline
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Post: #12
RE: Health care deductibles higher under GOP plan.
(06-16-2017 07:52 AM)Chappy Wrote:  Until we address the crazy year-to-year inflation in medical costs, the price of every 'plan' presented will continue to go up.

Root cause of the issue is high health care costs. THAT is what we should be tackling first, not insurance.
06-16-2017 08:10 AM
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TigerBlue4Ever Online
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Post: #13
RE: Health care deductibles higher under GOP plan.
(06-16-2017 07:28 AM)CliftonAve Wrote:  
(06-15-2017 11:30 PM)HeartOfDixie Wrote:  What good is an insurance plan of any kind of you can't afford the premiums?

This. My employer pays a portion of my premium but my responsibility is ~$400/mo ($4800 a year) with a $750 deductible and 10% coinsurance for hospitalization (max out of pocket per family member $2,000 per year). Cutting my premium responsibility in half would put more money in my paycheck, particularly if nobody on my plan is hospitalized in a calendar year.

Damn, you should seek other employment. My Cadillac plan from AT&T was 17 bucks a month with a 1250 deductible and maximum 5k out of pocket. I just retired at the beginning of this month and to keep my plan my premium doubles! Neener neener.
06-16-2017 08:17 AM
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UofMstateU Offline
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Post: #14
RE: Health care deductibles higher under GOP plan.
Actually, if you do the CBO math, most TAXPAYERS would see decreases in OOP deductibles and copays. The people getting subsidized for their healthcare (not the insurance side, but care side) currently under Obamacare would start having to pay under the ACHA. As they should be.
06-16-2017 09:23 AM
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