(03-25-2017 12:16 PM)solohawks Wrote:  

(03-25-2017 10:00 AM)UTSAMarineVet09 Wrote:  I have insurance through my employer. It's a PPO and I don't pay anything out of pocket. I used to have HMO through my other employer, and I paid $160 per month. When I changed jobs at the beginning of this month, I couldn't keep my doctor with my new options, even with HMO, so I decided to opt for the PPO option.


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My company offers incredible ppo options in Hawaii and Nevada.

Yeah it doesn't hurt me one iota. Zip. Really good insurance. People that love Obama Care are about to get effed. Hate it for them. Bad for America.

(03-25-2017 12:14 PM)solohawks Wrote:  

(03-25-2017 10:19 AM)fsquid Wrote:  $10000 deductible here. I only know I have health insurance because it comes out of my check every month.

That's brutal. Unless you are hospitalized you are literally paying for nothing

Depends upon your ability to handle risk. Id take a cheap 10k that would save me 300 per month right now. I have other places I like to spend that money and can cover the 10k if needed. It is all about risk. The ACA destroyed that choice.

(03-25-2017 01:21 PM)Fo Shizzle Wrote:  

(03-25-2017 12:14 PM)solohawks Wrote:  

(03-25-2017 10:19 AM)fsquid Wrote:  $10000 deductible here. I only know I have health insurance because it comes out of my check every month.

That's brutal. Unless you are hospitalized you are literally paying for nothing

Depends upon your ability to handle risk. Id take a cheap 10k that would save me 300 per month right now. I have other places I like to spend that money and can cover the 10k if needed. It is all about risk. The ACA destroyed that choice.

I agree a cheap high deductible policy where one can build up an HSA is great for most single people or even married people who are healthy.

But when you have little ones those high deductible policies are anchors

(03-25-2017 02:34 PM)solohawks Wrote:  

(03-25-2017 01:21 PM)Fo Shizzle Wrote:  

(03-25-2017 12:14 PM)solohawks Wrote:  

(03-25-2017 10:19 AM)fsquid Wrote:  $10000 deductible here. I only know I have health insurance because it comes out of my check every month.

That's brutal. Unless you are hospitalized you are literally paying for nothing

Depends upon your ability to handle risk. Id take a cheap 10k that would save me 300 per month right now. I have other places I like to spend that money and can cover the 10k if needed. It is all about risk. The ACA destroyed that choice.

I agree a cheap high deductible policy where one can build up an HSA is great for most single people or even married people who are healthy.

But when you have little ones those high deductible policies are anchors

ahhhhh....now we're gaining on it...

how about subsidizing incentives to pump out puppies for those that can vs. those that cannot