(04-22-2016 06:32 PM)Tom in Lazybrook Wrote: I've had to pay for plans for my employees when I had employees. I was in discussions at a corporate level when we were reviewing health care plans.
Did you comparison shop? Or did you just take whatever the greedy insurers offered you? Why didn't you self-insure? Those are serious questions. They would go a long way towards educating you on the issues, if you cared to be.
Quote:First the GOP said it was 'runaway' lawsuits. So now you can't sue (for any real amount) in most places. Did healthcare costs go down? No. They kept climbing 20 percent or more per year while coverage fell.
Funny, that's not what ANY measure of healthcare costs says. Only for very limited portions of the population was that the case... and those people were those who had the biggest bills, and a HUGE part of the reason for that is that more and more people found ways to get insurance (like in an economy hard up for employees, people with PECs went to work for larger companies with group policies that took them) leaving an increasingly expensive cohort.
Quote:Now they're blaming Obamacare.
1) obamacare was supposed to fix it and didn't It deserves blame for that 2) most of the problems you mention are actually the result of government, not insurance. You are actually the one blaming Obamacare when you describe your complaints... you just don't know enough about the issues to see it.
Quote:I do agree in one area. Since Obamacare never fixed the problems of skyrocketing pharma costs (and by fixed, I'd argue that the fix is to prevent Americans from being overcharged, not by limiting access to those drugs), skyrocketing exec packages, and ridiculous expenses on medical advertising, then there are areas to fix.
So the price of Prozac has gone up where you live? For everyone else, it has gone down. Now they certainly have new meds that cost more, but they cost more because they work differently and supposedly better. If they don't work better, why is your doctor (who REALLY just wants to be a doctor and doesn't care about the money) prescribing them to you?
A 2016 Corvette costs a lot more than a horse and buggy, but i don't thing anyone wouldn't admit that there are other differences between the two other than cost. The cost of surgeries is actually down, and the treatment for things like Cancer in 2016 IS significantly higher than in 1976, but so too is the efficacy of the treatments. The cost of an MRI is down (using the same technology). The newest and latest DOES costs more... but it is better. If you want 1976 treatments, you can save a lot of money.
But you just IGNORE that.
Quote:Of course the solution is to just end the taxpayer support of private healthcare. Put everyone on Medicare, ban any payments from the government to any facility or hospital that doesn't take Medicare, require every hospital that ever had a Cert of Need or any other government benefit to do the same, and require that any person receiving any benefit from the state (such as a student loan, attending a state supported med school, or performing a residency in a state supported institution) accept Medicare in their practices.
How does this address the cost issue? Oh yeah... it doesn't. You just pretend that it does. You act as if the government can simply decide that cancer treatments should cost $x and no more. that's precisely what 'bundled payments' is trying to do... pay a hospital system a fixed amount of money to take care of a population without regard to how much it actually costs to care for that population/how much they need. If the cost they want to pay doesn't cover the actual cost, exactly where is the extra money going to come from? You act like Medicare guarantees to cover the costs... when you know very well that they don't even cover 100% of what they THINK things should cost. I don't know what you think hospital's margins are, but with Medicare leaving 20% of the cost up to the patient, it won't take a lot of people who can't afford their 20% to turn them negative.
Quote:Right now, I'm subsidizing the "private" healthcare system while I have no access to it.
you sound like you don't like paying for other people's healthcare... which essentially admits that the only reason why you support what you support is because you KNOW that you are (or will be) a 'taker' from the system and don't want to pay for it. I'm paying into social security and will never see a dime of it. I'm also subsidizing the 'public' system and have no access to it either. I make too much money. That's why the ACA is a tax. If you were me, a father of two in college in relatively good health who makes more than 4X the FPL, you wouldn't want the ACA OR single payer.
(04-22-2016 09:10 PM)Tom in Lazybrook Wrote: There's plenty of demand to be a doctor. A doctor that doesn't serve the public probably shouldn't be in that field. I'm sure that Neurosurgeons make plenty of money off Medicare.
I suppose that depends on what you mean by 'plenty'. Neurosurgeons are a very small cohort of the doctor population with something like 16 years of POST-GRADUATE study and specialization, and are needed by a very small part of the patient population. More significantly, Neurosurgeons WOULD make more except that their services are often denied by Medicare based on other health factors of the patient. On the other end, the average PCP working 40 hours a week makes closer to 140k (off the top of my head) and most pediatricians make less. That sounds great until you factor in their 7-12 years of post-graduate training and education (both cost AND time) and the overhead of an office.
Quote:And if someone wants to be a 'private doctor' then let them not use taxpayer assets to be a doctor. I paid for that damn hospital. I paid for that medical school. I paid to subsidize those loans. I paid to subsidize that bond issuance. Why the hell should we subsidize the careers of people who aren't going to serve the public?
hahaha Maybe because you need them to save your life???
You realize that the entire reason why you have part a and b of your beloved medicare is because doctors reimbursement is ENTIRELY separate from the hospital? The hospital exists for YOUR comfort, not the Physicians. The physician spends very little time in your room. You spend all day there. The BUILDING you subsidized houses rooms for YOU, and labs to run YOUR tests, etc etc etc. Your doctor doesn't get a DIME of that money. He gets a (relatively) fixed amount.
I'm betting you don't know any lawyers who charge less than your hospital doctor... and THEY use publicly funded courthouses... and taxpayer subsidized law schools. Your plumber probably attended a publicly funded trade school, as did your barber. Your clothing store probably got a city tax break and uses public sewer facilities.
Your complaints are foolish
Quote:I'm good with having a truly private system that can do whatever they want. But lets make the private system truly private. But don't ask me to build the assets they use for the careers and then deny me the benefit of that investment. My guess is that the private system would be very small. Because few could really afford 'private' healthcare that was truly 'private'.
Only because you don't understand the finances, and obviously don't care to become informed because educated people have tried to inform you