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2-year extension offered for canceled health plans- can u say "Vote Buying?
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GoodOwl Offline
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2-year extension offered for canceled health plans- can u say "Vote Buying?
2-year extension offered for canceled health plans
Associated Press By RICARDO ALONSO-ZALDIVAR 44 minutes ago

WASHINGTON (AP) — Warding off the specter of election-year health insurance cancellations, the Obama administration Wednesday announced a two-year extension for individual policies that don't meet requirements of the new health care law.

The decision helps defuse a political problem for Democrats in tough re-election battles this fall, especially for senators who in 2010 stood with President Barack Obama and voted to pass his health overhaul.

The extension was part of a major package of regulations that sets ground rules for 2015, the second year of government-subsidized health insurance markets under Obama's law — and the first year that larger employers will face a requirement to provide coverage.

Hundreds of pages of provisions affecting insurers, employers and consumers were issued by the Treasury Department and the Department of Health and Human Services. It will likely take days for lawyers and consultants to fully assess the implications.

The cancellation last fall of at least 4.7 million individual policies was one of the most damaging issues in the transition to a new insurance system under Obama's law. The wave of cancellations hit around the time that the new HealthCare.gov website was overwhelmed with technical problems that kept many consumers from signing up for coverage. It contradicted Obama's promise that you can keep your insurance plan if you like it.

The latest extension would be valid for policies issued up to Oct. 1, 2016. It builds on an earlier reprieve issued by the White House.

Other highlights of the regulations include:

— An extra month for the 2015 open enrollment season. It will still start Nov. 15, as originally scheduled, after the congressional midterm elections. But it will extend for an additional month, through February 15 of next year. The administration says the schedule change gives insurers, states and federal agencies more time to prepare. This year's open enrollment started Oct. 1 and ends Mar. 31.

— New maximum out-of-pocket cost levels for 2015. Annual deductibles and copayments for plans sold on the insurance exchanges can't exceed $6,600 for individuals or $13,200 for families. While not as high as what some insurance plans charged before the law, cost sharing remains a stretch for many.

—An update on an unpopular per-member fee paid by most major employer health plans. The assessment for 2015 will be $44 per enrollee, according to the regulations. Revenues from the fee go to help insurers cushion the cost of covering people with serious medical problems. Under the law, insurance companies can no longer turn the sick away. The per-person fee has been criticized by major employers. It is $63 per enrollee this year, and is scheduled to phase out after 2016. Some plans, including multi-employer arrangements administered by labor unions, will be exempt from fees in 2015 and 2016.

—Treasury rules for employers and insurers to report information that's crucial for enforcing the law's requirements that individuals carry health insurance, and that medium-to-large employers offer coverage. Although officials said the reporting requirements have been streamlined, businesses see them as some of the most complicated regulations to result from the health care law. The Internal Revenue Service will collect the information, because it is in charge of dispensing tax credits for individuals and small businesses to buy coverage as well as levying fines on those who fail to comply. The individual mandate is already in effect; the employer requirement begins to phase in next year.

—Notice of a potential delay, optional for states, in a promised feature of new health insurance markets for small businesses. The feature would allow individual employees — not the business owner — to pick their coverage from a list of plans. The health insurance exchanges for small businesses have been troubled by technical issues this year. Small Business Majority, a group that supports the health care law, said it's disappointed. The administration says no final decision has been made.

It's not clear how many people will actually be affected by the most closely watched provision of the new regulations, the two-year extension on policies that were previously subject to cancellation. The administration cites a congressional estimate of 1.5 million people, counting those in individual plans and small business policies.

About half the states have allowed insurance companies to extend canceled policies for a year under the original White House reprieve. The policies usually provided less financial protection and narrower benefits than the coverage required under the law. Nonetheless, the skimpier insurance was acceptable to many consumers because it generally cost less.

The National Association of Insurance Commissioners, which represents state regulators, was skeptical of the change.

"Creating two tiers of plans — the compliant and non-compliant — could result in higher premiums overall and market disruptions in 2015 and beyond," said NAIC president Adam Hamm, who is North Dakota's insurance commissioner. Although Hamm is a Republican, the NAIC is nonpartisan.

[url]http://news.yahoo.com/2-extension-offered-canceled-health-plans-212440850--finance.html[/url]

Just exempt everyone already and be done with this stupidity.
03-05-2014 07:20 PM
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JMUDunk Offline
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Post: #2
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
This has become another laughing stock. We hear over and over "it's settled law", "The Republicans have voted 40+ times to repeal (actually not true at all, reform would be more accurate) and are wasting time and money" blah blah blah.

So, is this schit "settled" or not? Is the the leader from behind able to change "settled" laws on a whim for political reasons? Is he not charged to "faithfully execute the laws, duly enacted" or not? And others to write and interpret said laws?

How many politically expedient rewrites has the abuser in chief now done? Has it eclipsed the dreaded "40" threshold?

This is some fine precedent you progs. One can only imagine the schit storm hissy-fit they will try to stir up once all their little pet projects and programs are deemed distasteful to the next conservative President. Just remember where it all started.

The time is near. I guess you'd better get it while you can. Real near.
(This post was last modified: 03-05-2014 08:35 PM by JMUDunk.)
03-05-2014 08:34 PM
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THE NC Herd Fan Offline
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Post: #3
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
Most insurance companies have already canceled these policies. Here in NC BCBS said to restore these policies would be expensive and the cost would be passed to the policy holders. So if you like your plan, you can keep it if you want to pay out the ass.
03-05-2014 08:46 PM
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GoodOwl Offline
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Post: #4
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
At least someone is trying to help look out for ordinary US citizens. Too bad Obama and the Democrats hate regular people:

U.S. House votes to delay Obamacare penalty for non-enrollment
(But bill is unlikely to pass Senate or Obama Veto)
By David Morgan and Thomas Ferraro Reuters News 3 hours ago

WASHINGTON (Reuters) - The Republican-led U.S. House of Representatives voted on Wednesday to delay for one year the tax penalty Americans will pay under President Barack Obama's healthcare law if they decline to enroll in health coverage.

The measure to delay the tax penalty passed by a vote of 250-160, with 27 Democrats joining with 223 Republicans to back the legislation. The bill is certain to go nowhere in the Democratic-controlled Senate and would face a White House veto even if it succeeded.

The 27 Democratic votes on Wednesday for the bill fell short of the 39 who broke ranks with the White House last November and voted with Republicans in favor of a failed bill that would have allowed health insurers to continue to sell plans canceled under Obamacare.

Supporters of the new bill cast the legislation as an issue of fairness.

They argued that individual consumers should be granted a delay on the penalty because the Obama administration had postponed the implementation of some Obamacare provisions that apply to businesses.

"This is an opportunity to stop the political games and put working Americans first," said House Majority Leader Eric Cantor, a Virginia Republican.


House Minority Leader Nancy Pelosi, a California Democrat, said after 50 such votes, "It's time for Republicans to end their obsession with upending health reform and work with Democrats to strengthen it."

Analysts say a delay on the penalty would undermine the law's aim of extending health coverage to millions of uninsured Americans by destabilizing new private insurance marketplaces established on the expectation the penalty would encourage people to enroll in coverage.

More than 4 million people have already enrolled in private insurance through the marketplaces. The open enrollment period ends on March 31.

One of Obamacare's most unpopular provisions, the individual mandate requires most Americans to be enrolled in health coverage by March 31 or pay a tax penalty that is being phased in over three years.

(Reporting by David Morgan and Thomas Ferraro; Editing by Peter Cooney and Andrew Hay)
03-05-2014 10:03 PM
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pharaoh0 Offline
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Post: #5
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
(03-05-2014 08:46 PM)THE NC Herd Fan Wrote:  Most insurance companies have already canceled these policies. Here in NC BCBS said to restore these policies would be expensive and the cost would be passed to the policy holders. So if you like your plan, you can keep it if you want to pay out the ass.

That is the case in most states. The coverage pools are already destroyed and will look different once the plan is reoffered -- probably at a greater price. But, the smartest man in the room doesn't get it because he doesn't understand how business works. Plus, since insurance is still run by the states, the state must also approve re-adding the policy -- some states are refusing to do this.

Lastly, under what authority can the President legislate changes to a bill from the executive branch? It was my understanding that he had to go back to Congress to change things that were part of the law. hmmm....
03-05-2014 10:08 PM
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GoodOwl Offline
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RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
(03-05-2014 10:08 PM)pharaoh0 Wrote:  Lastly, under what authority can the President legislate changes to a bill from the executive branch? It was my understanding that he had to go back to Congress to change things that were part of the law. hmmm....

HOW DARE YOU!!!! HOW DARE YOU QUESTION KING BARRY I? YOU ARE NOW ON A NSA LIST SIR! (watch your back)
03-05-2014 10:14 PM
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EagleRockCafe Offline
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Post: #7
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
The way Obama has jerked his prime legislative success is beyond pathetic. He is trying all he can to repeal it himself. It is truly sickening to see how he is overriding the rule of law to change the law he fought so hard to pass. The man is a joke and his Obamacare is a disaster for America. The midterms will prove what America thinks of Obamacare. He can change it all he wants, the Dems are going down because of it. He lied like a dog to the American people and they are p#ssed.
03-05-2014 10:17 PM
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GoApps70 Offline
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Post: #8
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
(03-05-2014 10:17 PM)EagleRockCafe Wrote:  The way Obama has jerked his prime legislative success is beyond pathetic. He is trying all he can to repeal it himself. It is truly sickening to see how he is overriding the rule of law to change the law he fought so hard to pass. The man is a joke and his Obamacare is a disaster for America. The midterms will prove what America thinks of Obamacare. He can change it all he wants, the Dems are going down because of it. He lied like a dog to the American people and they are p#ssed.

yet most of us said the same exact thing b4 the last election.
03-05-2014 10:20 PM
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maximus Offline
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Post: #9
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
Where in the law does it say this can happen? Can any of the local moonbats point to it?

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03-05-2014 10:48 PM
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EagleRockCafe Offline
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Post: #10
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
(03-05-2014 10:20 PM)GoApps70 Wrote:  
(03-05-2014 10:17 PM)EagleRockCafe Wrote:  The way Obama has jerked his prime legislative success is beyond pathetic. He is trying all he can to repeal it himself. It is truly sickening to see how he is overriding the rule of law to change the law he fought so hard to pass. The man is a joke and his Obamacare is a disaster for America. The midterms will prove what America thinks of Obamacare. He can change it all he wants, the Dems are going down because of it. He lied like a dog to the American people and they are p#ssed.

yet most of us said the same exact thing b4 the last election.

True, but he had not been exposed without any doubt on how he lied to the American people about Obamacare. I think that is the game changer this next election.
03-05-2014 11:01 PM
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EagleX Offline
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Post: #11
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
The delays were becoming too big a story unto themselves. So now they are delaying in bigger periods of time, requiring fewer announcements of delays, and thus fewer headlines.
03-05-2014 11:21 PM
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GoApps70 Offline
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Post: #12
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
Why don't we just sell the offices outright and pay down the debt.
Not much of a Republic anymore anyway.
03-06-2014 12:41 AM
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Fitbud Offline
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Post: #13
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
(03-05-2014 07:20 PM)GoodOwl Wrote:  2-year extension offered for canceled health plans
Associated Press By RICARDO ALONSO-ZALDIVAR 44 minutes ago

WASHINGTON (AP) — Warding off the specter of election-year health insurance cancellations, the Obama administration Wednesday announced a two-year extension for individual policies that don't meet requirements of the new health care law.

The decision helps defuse a political problem for Democrats in tough re-election battles this fall, especially for senators who in 2010 stood with President Barack Obama and voted to pass his health overhaul.

The extension was part of a major package of regulations that sets ground rules for 2015, the second year of government-subsidized health insurance markets under Obama's law — and the first year that larger employers will face a requirement to provide coverage.

Hundreds of pages of provisions affecting insurers, employers and consumers were issued by the Treasury Department and the Department of Health and Human Services. It will likely take days for lawyers and consultants to fully assess the implications.

The cancellation last fall of at least 4.7 million individual policies was one of the most damaging issues in the transition to a new insurance system under Obama's law. The wave of cancellations hit around the time that the new HealthCare.gov website was overwhelmed with technical problems that kept many consumers from signing up for coverage. It contradicted Obama's promise that you can keep your insurance plan if you like it.

The latest extension would be valid for policies issued up to Oct. 1, 2016. It builds on an earlier reprieve issued by the White House.

Other highlights of the regulations include:

— An extra month for the 2015 open enrollment season. It will still start Nov. 15, as originally scheduled, after the congressional midterm elections. But it will extend for an additional month, through February 15 of next year. The administration says the schedule change gives insurers, states and federal agencies more time to prepare. This year's open enrollment started Oct. 1 and ends Mar. 31.

— New maximum out-of-pocket cost levels for 2015. Annual deductibles and copayments for plans sold on the insurance exchanges can't exceed $6,600 for individuals or $13,200 for families. While not as high as what some insurance plans charged before the law, cost sharing remains a stretch for many.

—An update on an unpopular per-member fee paid by most major employer health plans. The assessment for 2015 will be $44 per enrollee, according to the regulations. Revenues from the fee go to help insurers cushion the cost of covering people with serious medical problems. Under the law, insurance companies can no longer turn the sick away. The per-person fee has been criticized by major employers. It is $63 per enrollee this year, and is scheduled to phase out after 2016. Some plans, including multi-employer arrangements administered by labor unions, will be exempt from fees in 2015 and 2016.

—Treasury rules for employers and insurers to report information that's crucial for enforcing the law's requirements that individuals carry health insurance, and that medium-to-large employers offer coverage. Although officials said the reporting requirements have been streamlined, businesses see them as some of the most complicated regulations to result from the health care law. The Internal Revenue Service will collect the information, because it is in charge of dispensing tax credits for individuals and small businesses to buy coverage as well as levying fines on those who fail to comply. The individual mandate is already in effect; the employer requirement begins to phase in next year.

—Notice of a potential delay, optional for states, in a promised feature of new health insurance markets for small businesses. The feature would allow individual employees — not the business owner — to pick their coverage from a list of plans. The health insurance exchanges for small businesses have been troubled by technical issues this year. Small Business Majority, a group that supports the health care law, said it's disappointed. The administration says no final decision has been made.

It's not clear how many people will actually be affected by the most closely watched provision of the new regulations, the two-year extension on policies that were previously subject to cancellation. The administration cites a congressional estimate of 1.5 million people, counting those in individual plans and small business policies.

About half the states have allowed insurance companies to extend canceled policies for a year under the original White House reprieve. The policies usually provided less financial protection and narrower benefits than the coverage required under the law. Nonetheless, the skimpier insurance was acceptable to many consumers because it generally cost less.

The National Association of Insurance Commissioners, which represents state regulators, was skeptical of the change.

"Creating two tiers of plans — the compliant and non-compliant — could result in higher premiums overall and market disruptions in 2015 and beyond," said NAIC president Adam Hamm, who is North Dakota's insurance commissioner. Although Hamm is a Republican, the NAIC is nonpartisan.

[url]http://news.yahoo.com/2-extension-offered-canceled-health-plans-212440850--finance.html[/url]

Just exempt everyone already and be done with this stupidity.

Wow. I guess damned if you do and damned if you don't. You offer to fix the problem that everyone complained about and this is how they spin it.
03-06-2014 12:50 AM
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Post: #14
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
(03-06-2014 12:50 AM)Fitbud Wrote:  
(03-05-2014 07:20 PM)GoodOwl Wrote:  2-year extension offered for canceled health plans
Associated Press By RICARDO ALONSO-ZALDIVAR 44 minutes ago

WASHINGTON (AP) — Warding off the specter of election-year health insurance cancellations, the Obama administration Wednesday announced a two-year extension for individual policies that don't meet requirements of the new health care law.

The decision helps defuse a political problem for Democrats in tough re-election battles this fall, especially for senators who in 2010 stood with President Barack Obama and voted to pass his health overhaul.

The extension was part of a major package of regulations that sets ground rules for 2015, the second year of government-subsidized health insurance markets under Obama's law — and the first year that larger employers will face a requirement to provide coverage.

Hundreds of pages of provisions affecting insurers, employers and consumers were issued by the Treasury Department and the Department of Health and Human Services. It will likely take days for lawyers and consultants to fully assess the implications.

The cancellation last fall of at least 4.7 million individual policies was one of the most damaging issues in the transition to a new insurance system under Obama's law. The wave of cancellations hit around the time that the new HealthCare.gov website was overwhelmed with technical problems that kept many consumers from signing up for coverage. It contradicted Obama's promise that you can keep your insurance plan if you like it.

The latest extension would be valid for policies issued up to Oct. 1, 2016. It builds on an earlier reprieve issued by the White House.

Other highlights of the regulations include:

— An extra month for the 2015 open enrollment season. It will still start Nov. 15, as originally scheduled, after the congressional midterm elections. But it will extend for an additional month, through February 15 of next year. The administration says the schedule change gives insurers, states and federal agencies more time to prepare. This year's open enrollment started Oct. 1 and ends Mar. 31.

— New maximum out-of-pocket cost levels for 2015. Annual deductibles and copayments for plans sold on the insurance exchanges can't exceed $6,600 for individuals or $13,200 for families. While not as high as what some insurance plans charged before the law, cost sharing remains a stretch for many.

—An update on an unpopular per-member fee paid by most major employer health plans. The assessment for 2015 will be $44 per enrollee, according to the regulations. Revenues from the fee go to help insurers cushion the cost of covering people with serious medical problems. Under the law, insurance companies can no longer turn the sick away. The per-person fee has been criticized by major employers. It is $63 per enrollee this year, and is scheduled to phase out after 2016. Some plans, including multi-employer arrangements administered by labor unions, will be exempt from fees in 2015 and 2016.

—Treasury rules for employers and insurers to report information that's crucial for enforcing the law's requirements that individuals carry health insurance, and that medium-to-large employers offer coverage. Although officials said the reporting requirements have been streamlined, businesses see them as some of the most complicated regulations to result from the health care law. The Internal Revenue Service will collect the information, because it is in charge of dispensing tax credits for individuals and small businesses to buy coverage as well as levying fines on those who fail to comply. The individual mandate is already in effect; the employer requirement begins to phase in next year.

—Notice of a potential delay, optional for states, in a promised feature of new health insurance markets for small businesses. The feature would allow individual employees — not the business owner — to pick their coverage from a list of plans. The health insurance exchanges for small businesses have been troubled by technical issues this year. Small Business Majority, a group that supports the health care law, said it's disappointed. The administration says no final decision has been made.

It's not clear how many people will actually be affected by the most closely watched provision of the new regulations, the two-year extension on policies that were previously subject to cancellation. The administration cites a congressional estimate of 1.5 million people, counting those in individual plans and small business policies.

About half the states have allowed insurance companies to extend canceled policies for a year under the original White House reprieve. The policies usually provided less financial protection and narrower benefits than the coverage required under the law. Nonetheless, the skimpier insurance was acceptable to many consumers because it generally cost less.

The National Association of Insurance Commissioners, which represents state regulators, was skeptical of the change.

"Creating two tiers of plans — the compliant and non-compliant — could result in higher premiums overall and market disruptions in 2015 and beyond," said NAIC president Adam Hamm, who is North Dakota's insurance commissioner. Although Hamm is a Republican, the NAIC is nonpartisan.

[url]http://news.yahoo.com/2-extension-offered-canceled-health-plans-212440850--finance.html[/url]

Just exempt everyone already and be done with this stupidity.

Wow. I guess damned if you do and damned if you don't. You offer to fix the problem that everyone complained about and this is how they spin it.

First of all, they didn't fix "the problem". Secondly, no one was really complaining about "the problem" that wasn't really indirectly attacking economic liberty and free markets.

But also, grown ups realize that there are answers to every "problem" that are I infinitely worse than just living with "the problem".
03-06-2014 01:00 AM
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Post: #15
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
(03-06-2014 01:00 AM)EagleX Wrote:  
(03-06-2014 12:50 AM)Fitbud Wrote:  
(03-05-2014 07:20 PM)GoodOwl Wrote:  2-year extension offered for canceled health plans
Associated Press By RICARDO ALONSO-ZALDIVAR 44 minutes ago

WASHINGTON (AP) — Warding off the specter of election-year health insurance cancellations, the Obama administration Wednesday announced a two-year extension for individual policies that don't meet requirements of the new health care law.

The decision helps defuse a political problem for Democrats in tough re-election battles this fall, especially for senators who in 2010 stood with President Barack Obama and voted to pass his health overhaul.

The extension was part of a major package of regulations that sets ground rules for 2015, the second year of government-subsidized health insurance markets under Obama's law — and the first year that larger employers will face a requirement to provide coverage.

Hundreds of pages of provisions affecting insurers, employers and consumers were issued by the Treasury Department and the Department of Health and Human Services. It will likely take days for lawyers and consultants to fully assess the implications.

The cancellation last fall of at least 4.7 million individual policies was one of the most damaging issues in the transition to a new insurance system under Obama's law. The wave of cancellations hit around the time that the new HealthCare.gov website was overwhelmed with technical problems that kept many consumers from signing up for coverage. It contradicted Obama's promise that you can keep your insurance plan if you like it.

The latest extension would be valid for policies issued up to Oct. 1, 2016. It builds on an earlier reprieve issued by the White House.

Other highlights of the regulations include:

— An extra month for the 2015 open enrollment season. It will still start Nov. 15, as originally scheduled, after the congressional midterm elections. But it will extend for an additional month, through February 15 of next year. The administration says the schedule change gives insurers, states and federal agencies more time to prepare. This year's open enrollment started Oct. 1 and ends Mar. 31.

— New maximum out-of-pocket cost levels for 2015. Annual deductibles and copayments for plans sold on the insurance exchanges can't exceed $6,600 for individuals or $13,200 for families. While not as high as what some insurance plans charged before the law, cost sharing remains a stretch for many.

—An update on an unpopular per-member fee paid by most major employer health plans. The assessment for 2015 will be $44 per enrollee, according to the regulations. Revenues from the fee go to help insurers cushion the cost of covering people with serious medical problems. Under the law, insurance companies can no longer turn the sick away. The per-person fee has been criticized by major employers. It is $63 per enrollee this year, and is scheduled to phase out after 2016. Some plans, including multi-employer arrangements administered by labor unions, will be exempt from fees in 2015 and 2016.

—Treasury rules for employers and insurers to report information that's crucial for enforcing the law's requirements that individuals carry health insurance, and that medium-to-large employers offer coverage. Although officials said the reporting requirements have been streamlined, businesses see them as some of the most complicated regulations to result from the health care law. The Internal Revenue Service will collect the information, because it is in charge of dispensing tax credits for individuals and small businesses to buy coverage as well as levying fines on those who fail to comply. The individual mandate is already in effect; the employer requirement begins to phase in next year.

—Notice of a potential delay, optional for states, in a promised feature of new health insurance markets for small businesses. The feature would allow individual employees — not the business owner — to pick their coverage from a list of plans. The health insurance exchanges for small businesses have been troubled by technical issues this year. Small Business Majority, a group that supports the health care law, said it's disappointed. The administration says no final decision has been made.

It's not clear how many people will actually be affected by the most closely watched provision of the new regulations, the two-year extension on policies that were previously subject to cancellation. The administration cites a congressional estimate of 1.5 million people, counting those in individual plans and small business policies.

About half the states have allowed insurance companies to extend canceled policies for a year under the original White House reprieve. The policies usually provided less financial protection and narrower benefits than the coverage required under the law. Nonetheless, the skimpier insurance was acceptable to many consumers because it generally cost less.

The National Association of Insurance Commissioners, which represents state regulators, was skeptical of the change.

"Creating two tiers of plans — the compliant and non-compliant — could result in higher premiums overall and market disruptions in 2015 and beyond," said NAIC president Adam Hamm, who is North Dakota's insurance commissioner. Although Hamm is a Republican, the NAIC is nonpartisan.

[url]http://news.yahoo.com/2-extension-offered-canceled-health-plans-212440850--finance.html[/url]

Just exempt everyone already and be done with this stupidity.

Wow. I guess damned if you do and damned if you don't. You offer to fix the problem that everyone complained about and this is how they spin it.

First of all, they didn't fix "the problem". Secondly, no one was really complaining about "the problem" that wasn't really indirectly attacking economic liberty and free markets.

But also, grown ups realize that there are answers to every "problem" that are I infinitely worse than just living with "the problem".

Grown ups realize that there are answers to every problem? Why then has the problem of health care reform never been addressed until now?

Why is it that in the wealthiest country in the world, our political leaders ignored the fact that millions of American lived and died without insurance.

Why is it that we rank 37th in the world in providing healthcare?

If all problems have answers, why are you and others refusing to provide them?
03-06-2014 01:09 AM
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Post: #16
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
(03-06-2014 01:09 AM)Fitbud Wrote:  
(03-06-2014 01:00 AM)EagleX Wrote:  
(03-06-2014 12:50 AM)Fitbud Wrote:  
(03-05-2014 07:20 PM)GoodOwl Wrote:  2-year extension offered for canceled health plans
Associated Press By RICARDO ALONSO-ZALDIVAR 44 minutes ago

WASHINGTON (AP) — Warding off the specter of election-year health insurance cancellations, the Obama administration Wednesday announced a two-year extension for individual policies that don't meet requirements of the new health care law.

The decision helps defuse a political problem for Democrats in tough re-election battles this fall, especially for senators who in 2010 stood with President Barack Obama and voted to pass his health overhaul.

The extension was part of a major package of regulations that sets ground rules for 2015, the second year of government-subsidized health insurance markets under Obama's law — and the first year that larger employers will face a requirement to provide coverage.

Hundreds of pages of provisions affecting insurers, employers and consumers were issued by the Treasury Department and the Department of Health and Human Services. It will likely take days for lawyers and consultants to fully assess the implications.

The cancellation last fall of at least 4.7 million individual policies was one of the most damaging issues in the transition to a new insurance system under Obama's law. The wave of cancellations hit around the time that the new HealthCare.gov website was overwhelmed with technical problems that kept many consumers from signing up for coverage. It contradicted Obama's promise that you can keep your insurance plan if you like it.

The latest extension would be valid for policies issued up to Oct. 1, 2016. It builds on an earlier reprieve issued by the White House.

Other highlights of the regulations include:

— An extra month for the 2015 open enrollment season. It will still start Nov. 15, as originally scheduled, after the congressional midterm elections. But it will extend for an additional month, through February 15 of next year. The administration says the schedule change gives insurers, states and federal agencies more time to prepare. This year's open enrollment started Oct. 1 and ends Mar. 31.

— New maximum out-of-pocket cost levels for 2015. Annual deductibles and copayments for plans sold on the insurance exchanges can't exceed $6,600 for individuals or $13,200 for families. While not as high as what some insurance plans charged before the law, cost sharing remains a stretch for many.

—An update on an unpopular per-member fee paid by most major employer health plans. The assessment for 2015 will be $44 per enrollee, according to the regulations. Revenues from the fee go to help insurers cushion the cost of covering people with serious medical problems. Under the law, insurance companies can no longer turn the sick away. The per-person fee has been criticized by major employers. It is $63 per enrollee this year, and is scheduled to phase out after 2016. Some plans, including multi-employer arrangements administered by labor unions, will be exempt from fees in 2015 and 2016.

—Treasury rules for employers and insurers to report information that's crucial for enforcing the law's requirements that individuals carry health insurance, and that medium-to-large employers offer coverage. Although officials said the reporting requirements have been streamlined, businesses see them as some of the most complicated regulations to result from the health care law. The Internal Revenue Service will collect the information, because it is in charge of dispensing tax credits for individuals and small businesses to buy coverage as well as levying fines on those who fail to comply. The individual mandate is already in effect; the employer requirement begins to phase in next year.

—Notice of a potential delay, optional for states, in a promised feature of new health insurance markets for small businesses. The feature would allow individual employees — not the business owner — to pick their coverage from a list of plans. The health insurance exchanges for small businesses have been troubled by technical issues this year. Small Business Majority, a group that supports the health care law, said it's disappointed. The administration says no final decision has been made.

It's not clear how many people will actually be affected by the most closely watched provision of the new regulations, the two-year extension on policies that were previously subject to cancellation. The administration cites a congressional estimate of 1.5 million people, counting those in individual plans and small business policies.

About half the states have allowed insurance companies to extend canceled policies for a year under the original White House reprieve. The policies usually provided less financial protection and narrower benefits than the coverage required under the law. Nonetheless, the skimpier insurance was acceptable to many consumers because it generally cost less.

The National Association of Insurance Commissioners, which represents state regulators, was skeptical of the change.

"Creating two tiers of plans — the compliant and non-compliant — could result in higher premiums overall and market disruptions in 2015 and beyond," said NAIC president Adam Hamm, who is North Dakota's insurance commissioner. Although Hamm is a Republican, the NAIC is nonpartisan.

[url]http://news.yahoo.com/2-extension-offered-canceled-health-plans-212440850--finance.html[/url]

Just exempt everyone already and be done with this stupidity.

Wow. I guess damned if you do and damned if you don't. You offer to fix the problem that everyone complained about and this is how they spin it.

First of all, they didn't fix "the problem". Secondly, no one was really complaining about "the problem" that wasn't really indirectly attacking economic liberty and free markets.

But also, grown ups realize that there are answers to every "problem" that are I infinitely worse than just living with "the problem".

Grown ups realize that there are answers to every problem? Why then has the problem of health care reform never been addressed until now?

Why is it that in the wealthiest country in the world, our political leaders ignored the fact that millions of American lived and died without insurance.

Why is it that we rank 37th in the world in providing healthcare?

If all problems have answers, why are you and others refusing to provide them?

Dying without death insurance doesn't mean someone died because they didn't have health insurance. Liberals try to obscure that fact, but it's absolutely true.

and that silly "37th in the world" lie has been debunked a hundred times.

Why don't you explain why a liberal president's attempt to,reform health care has, by your own definition, made it worse? millions more people are now WITHOUT insurance after the "reform" than there were before.
03-06-2014 01:15 AM
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Fitbud Offline
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Post: #17
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
(03-06-2014 01:15 AM)EagleX Wrote:  
(03-06-2014 01:09 AM)Fitbud Wrote:  
(03-06-2014 01:00 AM)EagleX Wrote:  
(03-06-2014 12:50 AM)Fitbud Wrote:  
(03-05-2014 07:20 PM)GoodOwl Wrote:  2-year extension offered for canceled health plans
Associated Press By RICARDO ALONSO-ZALDIVAR 44 minutes ago

WASHINGTON (AP) — Warding off the specter of election-year health insurance cancellations, the Obama administration Wednesday announced a two-year extension for individual policies that don't meet requirements of the new health care law.

The decision helps defuse a political problem for Democrats in tough re-election battles this fall, especially for senators who in 2010 stood with President Barack Obama and voted to pass his health overhaul.

The extension was part of a major package of regulations that sets ground rules for 2015, the second year of government-subsidized health insurance markets under Obama's law — and the first year that larger employers will face a requirement to provide coverage.

Hundreds of pages of provisions affecting insurers, employers and consumers were issued by the Treasury Department and the Department of Health and Human Services. It will likely take days for lawyers and consultants to fully assess the implications.

The cancellation last fall of at least 4.7 million individual policies was one of the most damaging issues in the transition to a new insurance system under Obama's law. The wave of cancellations hit around the time that the new HealthCare.gov website was overwhelmed with technical problems that kept many consumers from signing up for coverage. It contradicted Obama's promise that you can keep your insurance plan if you like it.

The latest extension would be valid for policies issued up to Oct. 1, 2016. It builds on an earlier reprieve issued by the White House.

Other highlights of the regulations include:

— An extra month for the 2015 open enrollment season. It will still start Nov. 15, as originally scheduled, after the congressional midterm elections. But it will extend for an additional month, through February 15 of next year. The administration says the schedule change gives insurers, states and federal agencies more time to prepare. This year's open enrollment started Oct. 1 and ends Mar. 31.

— New maximum out-of-pocket cost levels for 2015. Annual deductibles and copayments for plans sold on the insurance exchanges can't exceed $6,600 for individuals or $13,200 for families. While not as high as what some insurance plans charged before the law, cost sharing remains a stretch for many.

—An update on an unpopular per-member fee paid by most major employer health plans. The assessment for 2015 will be $44 per enrollee, according to the regulations. Revenues from the fee go to help insurers cushion the cost of covering people with serious medical problems. Under the law, insurance companies can no longer turn the sick away. The per-person fee has been criticized by major employers. It is $63 per enrollee this year, and is scheduled to phase out after 2016. Some plans, including multi-employer arrangements administered by labor unions, will be exempt from fees in 2015 and 2016.

—Treasury rules for employers and insurers to report information that's crucial for enforcing the law's requirements that individuals carry health insurance, and that medium-to-large employers offer coverage. Although officials said the reporting requirements have been streamlined, businesses see them as some of the most complicated regulations to result from the health care law. The Internal Revenue Service will collect the information, because it is in charge of dispensing tax credits for individuals and small businesses to buy coverage as well as levying fines on those who fail to comply. The individual mandate is already in effect; the employer requirement begins to phase in next year.

—Notice of a potential delay, optional for states, in a promised feature of new health insurance markets for small businesses. The feature would allow individual employees — not the business owner — to pick their coverage from a list of plans. The health insurance exchanges for small businesses have been troubled by technical issues this year. Small Business Majority, a group that supports the health care law, said it's disappointed. The administration says no final decision has been made.

It's not clear how many people will actually be affected by the most closely watched provision of the new regulations, the two-year extension on policies that were previously subject to cancellation. The administration cites a congressional estimate of 1.5 million people, counting those in individual plans and small business policies.

About half the states have allowed insurance companies to extend canceled policies for a year under the original White House reprieve. The policies usually provided less financial protection and narrower benefits than the coverage required under the law. Nonetheless, the skimpier insurance was acceptable to many consumers because it generally cost less.

The National Association of Insurance Commissioners, which represents state regulators, was skeptical of the change.

"Creating two tiers of plans — the compliant and non-compliant — could result in higher premiums overall and market disruptions in 2015 and beyond," said NAIC president Adam Hamm, who is North Dakota's insurance commissioner. Although Hamm is a Republican, the NAIC is nonpartisan.

[url]http://news.yahoo.com/2-extension-offered-canceled-health-plans-212440850--finance.html[/url]

Just exempt everyone already and be done with this stupidity.

Wow. I guess damned if you do and damned if you don't. You offer to fix the problem that everyone complained about and this is how they spin it.

First of all, they didn't fix "the problem". Secondly, no one was really complaining about "the problem" that wasn't really indirectly attacking economic liberty and free markets.

But also, grown ups realize that there are answers to every "problem" that are I infinitely worse than just living with "the problem".

Grown ups realize that there are answers to every problem? Why then has the problem of health care reform never been addressed until now?

Why is it that in the wealthiest country in the world, our political leaders ignored the fact that millions of American lived and died without insurance.

Why is it that we rank 37th in the world in providing healthcare?

If all problems have answers, why are you and others refusing to provide them?

Dying without death insurance doesn't mean someone died because they didn't have health insurance. Liberals try to obscure that fact, but it's absolutely true.

and that silly "37th in the world" lie has been debunked a hundred times.

Why don't you explain why a liberal president's attempt to,reform health care has, by your own definition, made it worse? millions more people are now WITHOUT insurance after the "reform" than there were before.

You are correct. Let's stick to the facts.

How many millions of Americans were without health insurance before Obamacare?

What have previous presidents attempted to do about that?
03-06-2014 01:18 AM
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EagleX Offline
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Post: #18
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
(03-06-2014 01:18 AM)Fitbud Wrote:  
(03-06-2014 01:15 AM)EagleX Wrote:  
(03-06-2014 01:09 AM)Fitbud Wrote:  
(03-06-2014 01:00 AM)EagleX Wrote:  
(03-06-2014 12:50 AM)Fitbud Wrote:  Wow. I guess damned if you do and damned if you don't. You offer to fix the problem that everyone complained about and this is how they spin it.

First of all, they didn't fix "the problem". Secondly, no one was really complaining about "the problem" that wasn't really indirectly attacking economic liberty and free markets.

But also, grown ups realize that there are answers to every "problem" that are I infinitely worse than just living with "the problem".

Grown ups realize that there are answers to every problem? Why then has the problem of health care reform never been addressed until now?

Why is it that in the wealthiest country in the world, our political leaders ignored the fact that millions of American lived and died without insurance.

Why is it that we rank 37th in the world in providing healthcare?

If all problems have answers, why are you and others refusing to provide them?

Dying without death insurance doesn't mean someone died because they didn't have health insurance. Liberals try to obscure that fact, but it's absolutely true.

and that silly "37th in the world" lie has been debunked a hundred times.

Why don't you explain why a liberal president's attempt to,reform health care has, by your own definition, made it worse? millions more people are now WITHOUT insurance after the "reform" than there were before.

You are correct. Let's stick to the facts.

How many millions of Americans were without health insurance before Obamacare?

What have previous presidents attempted to do about that?

no one knows how many American citizens or legal residents were without health insurance before ACA. No one. And don't say 42 million. That number is utter bullish!t, too.

how many people are uninsured now? the original unknown number + however many family members had their health insurance disrupted by the 6 million policy cancellations (a number clearly well in excess of 6 million) - the number of the formerly uninsured that have bought and paid for health insurance through the exchanges. However you cut it, and although that number isn't known with any precision, that number has clearly increased due to ACA.

and why is a president somehow morally superior because he has failed miserably at something that no one has failed miserably at in the past? I honestly don't understand that.
03-06-2014 01:30 AM
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GoodOwl Offline
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Post: #19
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
(03-06-2014 01:09 AM)Fitbud Wrote:  Grown ups realize that there are answers to every problem? Why then has the problem of health care reform never been addressed until now?

Why is it that in the wealthiest country in the world, our political leaders ignored the fact that millions of American lived and died without insurance.

Why is it that we rank 37th in the world in providing healthcare?

If all problems have answers, why are you and others refusing to provide them?

See, Fit, you lose all credibility with this response. Your "indignation" at the "plight" of all of us without health insurance is totally insincere.

If you are so darned "concerned" about it, then YOU pay for it out of YOUR own pocket. Don't go grabbing at other people's money and telling them what to do.

You pay every last dollar you have, until you don't have a house, a car, food on the table, or any money saved for YOUR retirement and see how you feel with someone taking (but in your case it will be giving away yourself) all that you had, have, and will have.

The folks on this board and in this country who represent your answer and attitude on this board are just so full of ***t it isn't even funny. This is why so many people are disgusted with and despise the liberal attitudes. Not that they wouldn't voluntarily try to help if approached respectfully and asked. It is that they are forced to like slaves, by people like yourself, who don't give a ***t about anyone but themselves.

Your attitude no different than the lousy slaveholders on the plantations who greedily used other people's lives by force and intimidation of evil laws to justify their wickedness. Leave us the h*** alone, why don't you, and go do it yourselves if it's so d*** important to you. I don't want any of it, no matter how many subsidies they try to force me to take. I don't want to force a freakin' penny from anyone.

There are some people who remember what America was like when we were free men and women. Those days have long since passed all of us by, to our detriment. I mean, really, how stupid can your thinking be?

eta: changed "you are" to "your attitude is" and "you" to "your thinking" in above post.
(This post was last modified: 03-06-2014 01:45 PM by GoodOwl.)
03-06-2014 02:56 AM
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Jerry Falwell Offline
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Post: #20
RE: 2-year extension offered for canceled health plans- can u say "Vote Buying?
With the Executive and Judicial branch preaching that laws have no basis or requirement of following them, I think I'm going to do whatever I want from now on.

If I get pulled over, I'll claim that I'm a gay Muslim and threaten to sue the local law enforcement into bankruptcy. That's the leader side of Obama that he never gets due credit for.
03-06-2014 08:16 AM
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