(09-08-2017 02:28 PM)HeartOfDixie Wrote:  

(09-08-2017 02:27 PM)Hood-rich Wrote:  

(09-08-2017 01:12 PM)HeartOfDixie Wrote:  

(09-08-2017 01:10 PM)VA49er Wrote:  Check to see if you are impacted: Equifax


If impacted you can add a free 90 day fraud alert: Add a fraud alert

Mine was impacted.

"enroll"
bet they want money.

Sent from my SM-J700T using CSNbbs mobile app

No, they want me to waive my rights to sue them.

You can search to see if you are impacted but you should not sign up for their program.

They want both.

http://www.huffingtonpost.com/entry/equi...e531062976

Quote:WASHINGTON ― The credit monitoring company that let criminals steal personal information pertaining to nearly half the U.S. population is offering free credit monitoring to those affected ― but there’s a catch.

Victims of the Equifax security breach who sign up for the company’s “complementary” service will only get one free year. After that, unless they proactively cancel, they may have to pay. The terms of use say customers must have internet access and a credit or debit card to sign up.

“We will not bill You until the free trial period has expired and provided that You have not yet cancelled your trial membership,” say the terms, dated Sept. 6. “In the event that You wish to continue Your membership beyond the trial period, do nothing and Your membership will automatically continue without interruption and We will begin billing You via the payment source You provided when you signed up for the free trial.”

Robert Weissman, president of the consumer watchdog Public Citizen, said, “It appears that the company thinks one of the worst data breaches in history is a marketing opportunity. Instead of trying to rip people off with new hidden charges and trick consumers to give up their rights it might be a better idea to actually remedy the harm.”

So they're getting their victims to sign up for a trial period of credit monitoring after which they'll be charged if they don't opt out.

Also, the best way to protect yourself is a putting a credit freeze on your accounts with the three credit giants to prevent any new accounts from being opened.

https://www.freeze.equifax.com/Freeze/js...IDInfo.jsp
https://www.experian.com/consumer/cac/In...ode=FREEZE
https://annualcreditreport.transunion.co...ze/landing

Oh but there's a catch there too. Unless your state prevents them from doing so, they charge for this (and also doing a date specific freeze and changing your assigned PIN). I live in Illinois and Equifax wanted $10. Altogether it can cost $100 for all 3.

Class actions are worth what they're worth. My parents got over $5K from the Volkswagon class action a few months ago. Class actions allow corporations to face consequences for screwing lots of people out of what may be individually too small to justify ever going alone against a team of corporate lawyers. Individually the payout is small but it acts as a deterrent against bad corporate actors and you didn't have to lift a finger. Blaming the plaintiff lawyers is precisely what the corporations want.