Interesting article to see how people have been adjusting to the high costs of college.

http://online.wsj.com/articles/families-...1406779205

What I find most interesting is this:

Quote:For one thing, more students attended a two-year public college, and many such students live at home. The 34% of students using two-year public schools was the highest in the seven years the study has been conducted.

"You can save an enormous amount of money" at a two-year school, said Christopher Russo, 22, of Bridgewater, N.J., who received an associate degree in May from nearby Raritan Valley Community College.

Quote:Mr. Russo will incur a limited amount of debt when he continues his education this fall at Rutgers, the State University of New Jersey. While some of his friends attending private colleges will end up with huge debt burdens, he said, "I'll be out of debt incredibly fast," probably a few years after graduation, thanks to his in-state tuition at Rutgers and spending the first two years at a community college.

Michael J. McDonough, president of Raritan Valley Community College, said that as families have become more cost-conscious, "community colleges have become more aggressive in marketing [their] affordability."

Meantime, among the 22% of families with students at four-year private colleges, some appear to have sought lower-priced schools, Ms. Ducich said. While the average costs for two-year and four-year public schools in 2013-14 rose 3.2% and 6.4%, respectively, from the previous school year, the average expense for four-year private schools fell 11.6% from $39,434 the prior year. All figures are before reductions for aid.

Looks like the future model - if full scale universities don't react - will be for students to spend 2 years at community colleges and then finish their degrees at university.