With the new rules, your kids can stay on your insurance till age 26. I plan on cutting the cord way before that point. You are now longer a kid after 18. I understand helping while in college but after you graduate or get a full time job, you are on your own.
Will I, as a parent, be allowed to kick my kid off my insurance or will I be required to carry him.
Also, why not also allow parents to get on their kids insurance after retiring?
Also, if you son or daughter has a kid, is their kid on your insurance too???
If I have to carry my kids, they should not be allowed to vote, drink or drive. They are not mature enough
i think it allows you to keep your kids on your insurance by your choice. the insurance can't cut off your kids from your plan earlier than that. i would think that you have the choice to not carry your child, but don't quote me on that
If you kid is willing to pay you for that, why not? Do you feel the same way about cell phone plans?
(03-30-2010 01:41 PM)klake87 Wrote: [ -> ]With the new rules, your kids can stay on your insurance till age 26. I plan on cutting the cord way before that point. You are now longer a kid after 18. I understand helping while in college but after you graduate or get a full time job, you are on your own.
Will I, as a parent, be allowed to kick my kid off my insurance or will I be required to carry him.
Also, why not also allow parents to get on their kids insurance after retiring?
Also, if you son or daughter has a kid, is their kid on your insurance too???
If I have to carry my kids, they should not be allowed to vote, drink or drive. They are not mature enough
You're a dumb ass
(03-30-2010 04:24 PM)HuskiesComeOnYouHuskies Wrote: [ -> ]You're a dumb ***
Couldn't of said it better myself
23,2,4,25,26, and still a child.....WTF is the world coming to? Why get insurance if you are young ? Your rates will be HUGE unless you work for big company,big government, big union. If you get sick, get insurance they can't turn you down.
I graduated in December and was dropped from my parents insurance. Right now I am currently unemployed and spending my time substitute teaching while looking for a job. I've gotten multiple quotes on medical insurance that range from $375 to $555 per month. I can't afford that, and no parent in their right might would refuse to keep their child on their plan if they are unemployed or cannot afford outrageous premiums like that.
(03-30-2010 07:36 PM)NIU05 Wrote: [ -> ]23,2,4,25,26, and still a child.....WTF is the world coming to? Why get insurance if you are young ? Your rates will be HUGE unless you work for big company,big government, big union. If you get sick, get insurance they can't turn you down.
Did you guys on the right who are whining about this know that this was actually a REPUBLICAN idea?
(03-30-2010 11:16 PM)HuskiesComeOnYouHuskies Wrote: [ -> ]I graduated in December and was dropped from my parents insurance. Right now I am currently unemployed and spending my time substitute teaching while looking for a job. I've gotten multiple quotes on medical insurance that range from $375 to $555 per month. I can't afford that, and no parent in their right might would refuse to keep their child on their plan if they are unemployed or cannot afford outrageous premiums like that.
Cancel your cell phone. Stop going to bars. Budget yourself. Should your parents have to hold your hand for the rest of your life. Get a second job. It is called lazy!!!! You youngsters have had it easy now you will realize what hard times are.
You are the dumb @$$. Life is tough, get used to it. Running to your parents everytime you have a problem is wrong. You need to grow up and take responsibility for yourself.
As long as my kids were advancing their lives and doing everything they could to become fully independent, I would have no problem with them being on my health care plan. Hell, I would probably even pay for them. On the other hand, my kids will pay all their car insurance from the time they turn 16. Thats what I did, and I also bought my first car with money I saved from my first job that I got when I was 15.
He's substitute teaching, while trying to find a job in the middle of a recession, it sounds like he is taking responsibility to me. He looked into health insurance, he's found a part time job to pay the bills until he finds a full time one. I'd suggest it's obvious he's making an effort. Not everyone that is unemployed is lazy.
What kid under those circumstances would have $400/month to spend on health insurance? I can't imagine dropping an extra $400/month when I had just got out of college and hadn't found a job yet. Cancel his cell phone? How would he get a job to support himself? Is he just going to use an imaginary phone to answer for jobs?
Not to mention I'd think adding the segment of people up to 26 would lower the overall health insurance costs for the rest of us, as I'm sure they are the healthiest group among us. Them being healthy should in theory lower the average premiums for the rest of us.
I will help my kids as much as I can but this does not help them learn independence. Kids today have had a very easy life. This policy just makes the youth more dependent on government so when we become a socialist society, you will expect everything be handed to you.
If finding a job is difficult, there is always the military. Then you will have a job and health insurance.
It only doesn't teach them independence if you're a bad father. If you help them out during a recession while they are desperately searching for a job, while working a part time job, and have them pay you back once they get a job, then they'll learn it just fine.
If you have them sit on your insurance for 5 years and don't ever ask them to get a job or get their lives together, then sure, but that's because you're a bad parent, not because you were able to give them health insurance at a reasonable rate.
Nothing is stopping you from teaching them independence at an early age. My parents let me on their auto insurance when I was growing up, but I still paid my portion.
I'm sure if this health care was offered, they would have done the same thing. If you are the type that would just have their kid sit on their health insurance, it's safe to assume that parent was going to pay that kid's bills anyways.
I'm pretty sure you can teach your kids independence in plenty of ways besides putting their life, financially and literally, at risk. You're just being an ignorant goon. If they can get health insurance more affordably through you, and you're such a hardass that you refuse to help your child who has no health insurance, have them pay you for it.
So yeah, cancel your $100/month cell phone and put that money towards $500/month health insurance...You know, since $400/month is so affordable when you are paying rent, utilities, car payments, car insurance, gas for your car, food etc. Oh and by the way, good luck trying to get a job without a cell phone.
(03-31-2010 09:22 AM)armour248 Wrote: [ -> ]I'm pretty sure you can teach your kids independence in plenty of ways besides putting their life, financially and literally, at risk. You're just being an ignorant goon. If they can get health insurance more affordably through you, and you're such a hardass that you refuse to help your child who has no health insurance, have them pay you for it.
So yeah, cancel your $100/month cell phone and put that money towards $500/month health insurance...You know, since $400/month is so affordable when you are paying rent, utilities, car payments, car insurance, gas for your car, food etc. Oh and by the way, good luck trying to get a job without a cell phone.
I am sure your parents are paying for those too. Thanks for bringing up the car. A car is for transportation. When you buy one, get an economical car. You don't need a fancy car. Kids are no longer frugal.
The problem with health care is it is going to cost so much more for hard working people.
What will be cheaper for you is to just pay the fine. If you don't make much, you won't pay much. Then, if you need insurance, a government program subsidized by taxpayers will be available.
What kind of ******* statements are these? How do you know his parents pay for everything or that he has a fancy car? You are just making wildly blind insulting statements. Maybe your kid's friends have these nice things, and you live in an upper class neighborhood where this is the case, but for most of us, we have paid for our own things.
This is an NIU message board, it's a regional, public university, how many people here do you think really had their things all paid for growing up? If they came from that kind of money they would have gone to a more expensive school. You're bitching at the wrong people. This is not a privileged group here.
If your kids are't frugal that's your problem, no need to project on the rest of us.
The real problem is that health care already costs too much for hard working people, that's why changes are necessary, massive ones, not minor bull**** changes in tort law. You're just bitching to *****. Probably pissed off that the weather is too nice to use your new umbrella and coat too.
(03-31-2010 10:20 AM)HuskieFan84 Wrote: [ -> ]What kind of ******* statements are these? How do you know his parents pay for everything or that he has a fancy car? You are just making wildly blind insulting statements. Maybe your kid's friends have these nice things, and you live in an upper class neighborhood where this is the case, but for most of us, we have paid for our own things.
This is an NIU message board, it's a regional, public university, how many people here do you think really had their things all paid for growing up? If they came from that kind of money they would have gone to a more expensive school. You're bitching at the wrong people. This is not a privileged group here.
If your kids are't frugal that's your problem, no need to project on the rest of us.
The real problem is that health care already costs too much for hard working people, that's why changes are necessary, massive ones, not minor bull**** changes in tort law. You're just bitching to *****. Probably pissed off that the weather is too nice to use your new umbrella and coat too.
This healthcare bill has nothing to do with controlling costs. NOTHING. If you beleive that than you are a dumb@$$. It has to do with control. Obama wants us to be a socialist country. I don't want to be like france. They are is pathetic shape. Healthcare in the UK sucks.
There are things we can do to improve healthcare for all but this bill makes is more expense and worse coverage for the majority. The rich won't be affected, it will be the middle class.
Henry Waxman is calling out CEOs because they are following Sarbanes Oxley rules.
There was an article from AP yesterday that said due to the bill, young people can expect their premiums to rise by 17% to help cover costs being incurred by the over fifty crowd. There is a ratio in the bill that caps how much premiums can be in relatation to expenditures and there is apparently more room to raise the premiums on the young than the old. I'm sorry that I don't remember the specifics. I'll see if I can find it
The point being that the bill actually actually is increasing costs for the young.
Found it:
http://www.google.com/hostednews/ap/arti...QD9EOIBQO0
being a young person, i have no issues with paying more to help out the over fifty crowd. this country simply "throws away" their older citizens, and i for one think that this is wrong.